Comparison

Simple BK vs Yotta Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple BK

This app simplifies tracking income, expenses, stock, and mileage for sole traders. It automates data entry and integrates with contacts for customer and supplier lists. Export data and generate reports to manage your finances.

Highlights
  • Record income and expenses
  • Track stock and mileage
  • Automated field completion
  • Use contacts as customer/supplier lists
  • Data export to spreadsheets
  • Financial management reports
Features
Read full description

This simple bookkeeping app allows you to record income, expenses, stock purchases, mileage and basic information about capital purchases. With the emphasis on recording income and outgoings quickly and easily, Simple BK will automatically complete many fields for you saving typing effort, but you can easily override the values provided when necessary. Simple BK can use your Contacts as Customer and Supplier lists, further reducing the need to type in data; or if you prefer you can store customer and supplier details within the app. Data can be exported to a spreadsheet or other similar software for further analysis and a number of reports are available to help you manage your money. The App is best suited to lone traders. This free version has full functionality, but there is a limit on the number of records that can be saved; so why not try before you buy! You can upgrade to the unrestricted version via an in-app purchase (keeping any information entered in to this version) once you are satisfied that Simple BK meets your bookkeeping needs.

About

Yotta Pay

This free contactless payment app offers bank-grade security through Open Banking, eliminating the need to share card details. It enables instant payments to businesses and individuals, and allows users to receive funds quickly from clients, family, or friends.

Highlights
  • Contactless payments
  • Bank-grade security
  • Instant payments to businesses
  • Instant money transfers
  • QR code payment requests
  • Payment confirmation
Read full description

Yotta Pay is a free contactless payment app. Bank-grade security provided by Open Banking protocols. Confirm each payment with your mobile bank app and never share your card details. Pay money instantly to SMEs, sole traders, and charities. Receive money instantly from your clients, family, and friends. Request a payment from someone near you with QR code, or just choose a contact from your phone book. He or she will receive a clear pre-filled payment instruction in their mobile bank app. You will receive payment confirmation right after they confirm it.

Screenshots

Simple BK4 screens
Yotta Pay4 screens

Verdict

The call

The clearest difference is price: Yotta Pay at Free against Simple BK's $0.99. Yotta Pay also leads on in-app purchases (none vs 1) and update cadence (every 3 weeks vs every 3 months). Simple BK's advantage is rating (4.0 vs 3.7) and review sentiment (90% vs 77%). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Yotta Pay is free to download; Simple BK costs $0.99 up front. Simple BK sells 1 one-off in-app purchase. Yotta Pay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Simple BK holds the better App Store score, 4.0 against 3.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews point the same way: 90% of Simple BK's written reviews are positive against 77% of Yotta Pay's.

UpkeepUpdate frequency

Simple BK ships an update every 3 months, Yotta Pay every 3 weeks. The most recent releases landed on October 11, 2026 and October 7, 2026 respectively.

Scorecard8 real differences · 2 level
Simple BK versus Yotta Pay: the parameters behind the verdict, then further details
ParameterSimple BKYotta Pay
Price$0.99Free — better
Rating4.0 (1 ratings) — better3.7 (3 ratings)
Positive reviews90.0% of reviews — better77.4% of reviews
Number of ratings13 — better
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.614.0 — better
Further details — not scored
Size7 MB57 MB
Age rating4+4+
DeveloperMikeJLYOTTA DIGITAL LTD

Customer experience

Simple BK

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive90.0%
Neutral0.0%
Negative10.0%

Yotta Pay

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews31 reviews
Positive77.4%
Neutral0.0%
Negative22.6%

In-app purchases

1 purchases

Simple BK

One-time1
  • Simple BK Unlocked$6.99
None

Yotta Pay

No in-app purchases

Questions

Is Simple BK free?
Simple BK costs $0.99, and also offers in-app purchases.
Is Yotta Pay free?
Yotta Pay is free to download, with no in-app purchases.
Which has better reviews, Simple BK or Yotta Pay?
Simple BK is rated higher. Simple BK averages 4.0 out of 5 from 1 ratings, while Yotta Pay averages 3.7 from 3 ratings.
Do Simple BK or Yotta Pay have ads?
Neither Simple BK nor Yotta Pay shows ads.
Which is updated more often, Simple BK or Yotta Pay?
Simple BK ships an update every 3 months, and Yotta Pay every 3 weeks. Most recently, Simple BK was updated on October 11, 2026 and Yotta Pay on October 7, 2026.

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