Starling vs Yotta Pay

Best-in-class banking, designed for your phone and life in the 2020s. Our free, habit-building bank accounts help millions of people be good with money. Apply for a free bank account directly from your phone – in minutes. Industry-leading digital banking security. • 24/7 UK-based customer support from real people. • Manage your account security with simple controls in the app. • FSCS protection up to £120,000. • Verify if it’s us calling you, with call status indicators in the app. One app. Everyday banking. From personal to joint to business banking, bring your finances under one roof: • Personal account: Spend, organise, save with the habit-building bank account. • Joint account: Bills, budgets or just getting brunch: it’s better together. • Business account: Pay no monthly fees, 24/7 UK customer support and free invoicing and accounting tools. • Under 16s: The free debit card for kids, managed from your account. • Student account: Budget with Spaces, spend abroad with no fees and apply for an interest-free overdraft. Easy mobile banking that just works. • Branchless and fully online. • Open and manage your account entirely from your phone. • Spend abroad like a local with no fees from us. • Get an instant notification every time you spend or receive money. Build life-changing habits with game-changing features. • Organise your finances by setting money aside into virtual ‘change jars’, aka Spaces. • Get instant notifications every time you spend. On holiday? Get notifications in both currencies. • Put your bills on autopilot so you only spend what’s actually available. • Make every penny count by rounding up payments to the nearest pound. • Get a clearer picture of your spending with our AI-powered features. Starling Bank Limited (trading as Starling) is registered in England and Wales (No. 09092149), 5th Floor London Fruit And Wool Exchange, 1 Duval Square, London, United Kingdom, E1 6PW. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166.

Yotta Pay is a free contactless payment app. Bank-grade security provided by Open Banking protocols. Confirm each payment with your mobile bank app and never share your card details. Pay money instantly to SMEs, sole traders, and charities. Receive money instantly from your clients, family, and friends. Request a payment from someone near you with QR code, or just choose a contact from your phone book. He or she will receive a clear pre-filled payment instruction in their mobile bank app. You will receive payment confirmation right after they confirm it.