Yotta Pay

Yotta Pay

Save as you pay

3 ratings
31 reviews
Free

Details

  • Released
  • Updated
  • March 22, 2021
  • August 8, 2025
Yotta Pay screenshot #1 for iPhone
Yotta Pay screenshot #2 for iPhone
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Yotta Pay screenshot #6 for iPhone
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About

This free contactless payment app offers bank-grade security through Open Banking, eliminating the need to share card details. It enables instant payments to businesses and individuals, and allows users to receive funds quickly from clients, family, or friends.

Contactless payments
Bank-grade security
Instant payments to businesses
Instant money transfers
QR code payment requests
Payment confirmation
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What's New in Yotta Pay

2.0.28

August 8, 2025

Bug fixes and minor improvements

User reviews

Not working

Can’t connect to any bank

Great app.

Great app. But thought my clients could pay with credit cards. Apparently not! Can this option be added?!

Perfect for small businesses

As a small business we have struggled for ages with the fees associated with taking payments via our online store. Yotta pay is the perfect solution. You can choose to take payments by credit card thanks to their seamless integration with Stripe or simply use Yottapay to accept payments securely by bank app - all via a Woocommerce store.

The company is very responsive and helpful too. I’ve had several occasions where help and advice was required and I got assistance promptly.

I recommend Yottapay to small businesses regularly as it’s also ideal for local businesses that would normally have to rely solely on card payments when cash is not an option for their customers. Most people have a bank app on their phone already so why not take advantage of the super low rates Yottapay charges. Don’t hesitate, you won’t look back. I don’t understand what the negative reviews are about. I guess you just can’t please some people.
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The worst app I have ever used in my whole life
Very disappointed

Don’t download

Use the app and it didn’t work stay away from the app it’s so bad

Developer apps

FAQ

What does Yotta Pay do?

Yotta Pay is a free contactless payment application that allows users to make and receive payments instantly. It utilizes bank-grade security through Open Banking protocols, ensuring that your card details are never shared.

How does Yotta Pay ensure security?

The app employs bank-grade security measures powered by Open Banking protocols. Each payment is confirmed through your mobile bank app, and your card details are never exposed to the merchant or recipient.

Is Yotta Pay free to use?

Yes, Yotta Pay is a free contactless payment app. There are no charges mentioned for using its core payment and money transfer functionalities.

How can I request or send money with Yotta Pay?

You can send money instantly to SMEs, sole traders, and charities. To request a payment, you can use a QR code for someone nearby or select a contact from your phone book. They will receive a pre-filled payment instruction in their mobile bank app.

What are the benefits of using Yotta Pay for payments?

Yotta Pay offers secure and instant transactions, eliminating the need to share sensitive card information. It provides a convenient way to pay businesses, send money to friends and family, and receive funds quickly.