Comparison

Simple BK vs Cleva App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple BK

This app simplifies tracking income, expenses, stock, and mileage for sole traders. It automates data entry and integrates with contacts for customer and supplier lists. Export data and generate reports to manage your finances.

Highlights
  • Record income and expenses
  • Track stock and mileage
  • Automated field completion
  • Use contacts as customer/supplier lists
  • Data export to spreadsheets
  • Financial management reports
Features
Read full description

This simple bookkeeping app allows you to record income, expenses, stock purchases, mileage and basic information about capital purchases. With the emphasis on recording income and outgoings quickly and easily, Simple BK will automatically complete many fields for you saving typing effort, but you can easily override the values provided when necessary. Simple BK can use your Contacts as Customer and Supplier lists, further reducing the need to type in data; or if you prefer you can store customer and supplier details within the app. Data can be exported to a spreadsheet or other similar software for further analysis and a number of reports are available to help you manage your money. The App is best suited to lone traders. This free version has full functionality, but there is a limit on the number of records that can be saved; so why not try before you buy! You can upgrade to the unrestricted version via an in-app purchase (keeping any information entered in to this version) once you are satisfied that Simple BK meets your bookkeeping needs.

About

Cleva App

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

Highlights
  • Send money internationally
  • Receive USD payments
  • Receive stablecoins
  • Convert currencies
  • Virtual USD card
  • Hold funds in USD
  • Earn Cleva Points
Features
Read full description

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.5]

Screenshots

Simple BK4 screens
Cleva App4 screens

Verdict

The call

The clearest difference is price: Cleva App at Free against Simple BK's $0.99. Cleva App also leads on rating (4.7 vs 4.0) and in-app purchases (none vs 1). Simple BK's advantage is review sentiment (90% vs 59%). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Cleva App is free to download; Simple BK costs $0.99 up front. Simple BK sells 1 one-off in-app purchase. Cleva App asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Cleva App holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Cleva App has 1.5K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 90% of Simple BK's written reviews are positive against 59% of Cleva App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Simple BK ships an update every 3 months, Cleva App every 9 days. The most recent releases landed on October 11, 2026 and October 15, 2026 respectively.

Scorecard8 real differences · 2 level
Simple BK versus Cleva App: the parameters behind the verdict, then further details
ParameterSimple BKCleva App
Price$0.99Free — better
Rating4.0 (1 ratings)4.7 (1.5K ratings) — better
Positive reviews90.0% of reviews — better58.8% of reviews
Number of ratings11.5K — better
Update frequencyEvery 3 monthsEvery 9 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.615 — better
Further details — not scored
Size7 MB224 MB
Age rating4+4+
DeveloperMikeJLCleva Technologies, Inc.

Customer experience

Simple BK

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive90.0%
Neutral0.0%
Negative10.0%

Cleva App

All ratings1,524 ratings
Positive91.3%
Neutral3.1%
Negative5.6%
Written reviews97 reviews
Positive58.8%
Neutral6.2%
Negative35.1%

Bugs and requests

Simple BK

Not enough reviews yet to summarise bugs or requests.

Cleva App

Reported bugs

3 issues
  • Rejected transactions with new bank partner
  • Delayed or missing fund transfers
  • Inability to access old account numbers

Requested features

4 requests
  • Reinstate Wells Fargo bank integration
  • Add support for international wire transfers
  • Introduce push notifications for account credits
  • Enable withdrawal from virtual cards

In-app purchases

1 purchases

Simple BK

One-time1
  • Simple BK Unlocked$6.99
None

Cleva App

No in-app purchases

Questions

Is Simple BK free?
Simple BK costs $0.99, and also offers in-app purchases.
Is Cleva App free?
Cleva App is free to download, with no in-app purchases.
Which has better reviews, Simple BK or Cleva App?
Cleva App is rated higher. Simple BK averages 4.0 out of 5 from 1 ratings, while Cleva App averages 4.7 from 1.5K ratings.
Do Simple BK or Cleva App have ads?
Neither Simple BK nor Cleva App shows ads.
Which is updated more often, Simple BK or Cleva App?
Simple BK ships an update every 3 months, and Cleva App every 9 days. Most recently, Simple BK was updated on October 11, 2026 and Cleva App on October 15, 2026.

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