Comparison

Milliman Mobile Benefits vs EFE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Milliman Mobile Benefits

Access and manage your employer-sponsored retirement plan details conveniently and securely on your mobile device. View contributions, investments, statements, and personal rates of return. Make changes to savings and fund transfers directly from the app.

Highlights
  • View account details
  • Manage contributions
  • Track investments
  • Review quarterly statements
  • Check loan details
  • Secure login with multi-factor authentication
Features
Read full description

Access your retirement plan information on the go with Milliman’s mobile app. Milliman Mobile Benefits is for participants in employer-sponsored plans that are administered by Milliman. This app provides you with a convenient and secure way to stay informed and engaged with your account. From your mobile device, you will be able to easily access your account details.* Log in to view your: - Personal profile. - Contributions (and/or make changes to the amount you are saving). - Investments by fund, source or asset class (and/or make direct fund transfers). - Personal rates of return. - Existing loan details. - Available withdrawals. - Quarterly statements. Visit the full site at MillimanBenefits.com to make changes that are not available through the app. Security is No. 1. This app uses multi-factor and biometric authentication to keep your account information secure. Log in with the same username and password that you use for MillimanBenefits.com. If you have not set up your Security Questions/Answers or accepted the Online Access Agreement, you will be prompted to do so in the app or you can visit MillimanBenefits.com to complete your account registration. *Information displayed in the app will vary depending on plan type and each plan's display settings. The images provided are for illustrative purposes only. © Milliman, Inc. All rights reserved.

About

EFE

Access your financial accounts and track progress toward your goals. View your portfolio, link external accounts, and connect with an advisor or planner. Review statements and plan updates for a comprehensive financial overview.

Highlights
  • Track retirement goal progress
  • View total portfolio and account details
  • Link outside accounts
  • View Net Worth
  • Connect with an advisor/planner
  • Review activity feed and statements
Features
Read full description

Your Investment Advisor Get the information you need to help keep you on track toward your financial goals. The EFE app (previously called the Fin Engines app) is the easiest way to access your accounts. Are you an Online Advice & Professional Management member? Use our app to: * View and track progress toward your retirement goal * View your total portfolio and account details * Link your outside accounts to your retirement goal * Review your activity feed, quarterly statements, and plan updates (for Professional Management members only) * Connect with an advisor Are you an Edelman Financial Engines Client? Use our app to: * View your total Net Worth * View your total portfolio and account details * Link your outside accounts * Connect with your planner right through the app The EFE app may not be available to all users.

Screenshots

Milliman Mobile Benefits4 screens
EFE4 screens

Verdict

The call

Milliman Mobile Benefits and EFE both sit at 4.7 stars, but that hides the real split: 52% of EFE's written reviews are positive against 11% of Milliman Mobile Benefits's. Milliman Mobile Benefits's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Milliman Mobile Benefits against 4.6 for EFE. Both are backed by a comparable volume of ratings — 6.7K and 7.6K respectively. Written reviews are what separate them: 11% of Milliman Mobile Benefits's written reviews are positive against 52% of EFE's.

UpkeepUpdate frequency

Milliman Mobile Benefits ships an update every 3 weeks, EFE every 6 weeks. Both last shipped on September 28, 2026.

Scorecard2 real differences · 8 level
Milliman Mobile Benefits versus EFE: the parameters behind the verdict, then further details
ParameterMilliman Mobile BenefitsEFE
PriceFreeFree
Rating4.7 (6.7K ratings) — better4.6 (7.6K ratings)
Positive reviews10.8% of reviews52.1% of reviews — better
Number of ratings6.7K7.6K — better
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size92 MB114 MB
Age rating4+4+
DeveloperMilliman, Inc.Edelman Financial Engines, LLC

Customer experience

Milliman Mobile Benefits

All ratings6,699 ratings
Positive93.4%
Neutral2.0%
Negative4.6%
Written reviews120 reviews
Positive10.8%
Neutral3.3%
Negative85.8%

EFE

All ratings7,565 ratings
Positive92.0%
Neutral3.0%
Negative5.0%
Written reviews146 reviews
Positive52.1%
Neutral13.0%
Negative34.9%

User reviews

Milliman Mobile Benefits

From 6.7K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Biometric login
  • 💡 Frequent updates

Room to improve

  • 🐛 Login issues
  • 🐛 Frequent crashes
  • 🐛 Unreliable performance
  • 👎 Poor user experience
  • 👎 Lack of features

EFE

From 7.6K App Store ratings

What we love

  • 👍 User-friendly
  • 🚀 Easy to navigate
  • 💡 Comprehensive account information
  • 🔒 Secure login process
  • 🚀 Convenient mobile access

Room to improve

  • 🐛 Inconsistent data updates
  • 🔍 Limited functionality compared to website
  • 🔍 Difficulty linking external accounts
  • 🔍 Lack of detailed investment performance data
  • 🔍 Confusing retirement projections

Bugs and requests

Milliman Mobile Benefits

Reported bugs

4 issues
  • Blank screen after login
  • Biometrics not working consistently
  • Account lockouts and login failures
  • Frequent app crashes

Requested features

4 requests
  • Improved login experience
  • Transaction history and performance tracking
  • More customization options
  • Seamless biometric authentication

EFE

Reported bugs

3 issues
  • Login issues after recent app update
  • Incorrect account balances displayed
  • Inability to manually update liability information

Requested features

5 requests
  • Add ability to view historical account data and performance
  • Improve syncing with external financial accounts
  • Provide more customization options for retirement planning
  • Include tax document access within the app
  • Enhance reporting and analytics capabilities

In-app purchases

None

Milliman Mobile Benefits

No in-app purchases

None

EFE

No in-app purchases

Questions

Is Milliman Mobile Benefits free?
Milliman Mobile Benefits is free to download, with no in-app purchases.
Is EFE free?
EFE is free to download, with no in-app purchases.
Which has better reviews, Milliman Mobile Benefits or EFE?
Milliman Mobile Benefits is rated higher. Milliman Mobile Benefits averages 4.7 out of 5 from 6.7K ratings, while EFE averages 4.6 from 7.6K ratings.
Do Milliman Mobile Benefits or EFE have ads?
Neither Milliman Mobile Benefits nor EFE shows ads.
Which is updated more often, Milliman Mobile Benefits or EFE?
Milliman Mobile Benefits ships an update every 3 weeks, and EFE every 6 weeks. Most recently, Milliman Mobile Benefits was updated on September 28, 2026 and EFE on September 28, 2026.

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