NexBank vs Raisin
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NexBank
Manage your bank accounts on the go with this mobile banking app. Check balances, transfer funds, pay bills, manage payees, and deposit checks using your device's camera. Secure sign-on is available with fingerprint or facial recognition.
- Account balance checks
- Transaction search
- Inter-account transfers
- Bill payment
- Payee management
- Mobile check deposit
- Biometric login
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Start banking wherever you are with NexBank Mobile app. Available to all NexBank online banking customers. Available features include: Accounts: • Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: • Easily transfer cash between your accounts. Bill Pay: • Make payments and view recent and scheduled payments. Manage Payees: • Ability to add new payees, existing payers, or delete payees directly from the mobile app. Deposits: • Submit check deposits using your device’s camera. Touch ID/Face ID: • Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.
Raisin
This app helps you grow your savings by connecting you to high-yield accounts and CDs from multiple FDIC-member banks and NCUA-member credit unions. Manage all your deposits, compare rates, and simplify tax reporting from a single, secure dashboard with no added fees or minimums.
- Discover high-yield savings accounts
- Compare CD rates
- Manage multiple accounts from one login
- Simplified tax document access
- No fees or minimum deposit requirements
- FDIC & NCUA insured deposits
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Trusted by 1,000,000+ savers with $80 billion + in deposits worldwide, Raisin makes it easy to grow your savings — all in one secure app. Discover exclusive high-yield savings accounts and CDs from 75+ FDIC-member banks and NCUA-member credit unions. Compare rates, open accounts, and manage everything from a single dashboard, no new logins or paperwork each time. Why savers choose Raisin - Top Rates, Less Work – Access competitive rates from leading banks and credit unions nationwide. - FDIC & NCUA Regulated – All deposits are held at FDIC-member partner banks or NCUA-member credit unions. - One Secure Login – Open and manage multiple savings accounts and CDs from a single login. - Simplified Tax Management – View all balances and tax documents in one secure dashboard, no more managing separate 1099 forms. - No Fees or Minimums – Every dollar earns interest from day one Raisin brings the top high-yield savings offers from multiple banks, making it the easiest way to earn more on your cash. That means no more chasing rates or juggling multiple logins and statements. No fees. No minimums. Just higher earnings with less hassle. How it works - Create a free Raisin login. - Choose from top-rated savings accounts and CDs. - Fund and manage all your deposits in one place. Why it’s different Unlike a bank, Raisin is a savings marketplace that connects you directly with federally insured partner institutions across the country. You always keep full control of your funds and earn interest directly from your chosen bank or credit union. Whether you want steady growth or flexible access to your cash, Raisin helps your money perform better without the extra steps. Start earning more — safely, simply, and all in one place.
Screenshots
Verdict
The clearest difference is rating: NexBank at 4.6 against Raisin's 2.8. NexBank also leads on review sentiment (67% vs 26%) and monetization model (ad-supported vs free with in-app purchases). Raisin's advantage is ads (none vs shown) and update cadence (fortnightly vs every 2 months). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NexBank holds the better App Store score, 4.6 against 2.8. Both are backed by a comparable volume of ratings — 71 and 86 respectively. Written reviews point the same way: 67% of NexBank's written reviews are positive against 26% of Raisin's.
NexBank ships an update every 2 months, Raisin fortnightly. The most recent releases landed on July 25, 2026 and September 21, 2026 respectively.
| Parameter | NexBank | Raisin |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (71 ratings) — better | 2.8 (86 ratings) |
| Positive reviews | 66.7% of reviews — better | 26.4% of reviews |
| Number of ratings | 71 | 86 — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.5 — better | 16.0 |
| Further details — not scored | ||
| Size | 190 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | NexBank | Raisin Solutions US LLC |
Customer experience
NexBank
Raisin
Bugs and requests
NexBank
Not enough reviews yet to summarise bugs or requests.
Raisin
Reported bugs
16 issues- Login credentials not saving despite 'Remember Me' checkbox
- 2FA authentication required every login despite claims of 7-day intervals
- App crashes and won't load properly after updates
- Password reset functionality broken or overly restrictive
- Account lockouts after multiple login attempts
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- Transfer amounts showing incorrectly in cash account
- Money disappearing or getting stuck in cash account
- Pending transaction status not updating
- App freezing on menu navigation
- Unable to access account details from dashboard
- Verification code text messages not received
- App stuck in update loop
- Inconsistent display of available funds
- Typos in app content ('high-yeild', 'penaly')
- App not opening or loading on iOS devices
- Back button requiring multiple clicks to return to home screen
Requested features
15 requests- Auto-transfer/automatic deposit scheduling
- Face ID or biometric login without password entry
- Direct deposit to savings accounts without cash account intermediary
- Faster transfer processing times
- Account nicknames for better organization
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- Auto-logout after inactivity
- PIN protection for sensitive information
- Monthly statements via email or mail
- Ability to set up multiple external bank accounts
- Transaction cancellation functionality
- Better account details visibility in app
- Consistent dark mode throughout app
- Automatic weekly investment options
- Real-time transaction notifications
- Improved customer service availability
In-app purchases
NexBank
No in-app purchases
Raisin
No in-app purchases









