Comparison

NexBank vs Raisin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NexBank

Manage your bank accounts on the go with this mobile banking app. Check balances, transfer funds, pay bills, manage payees, and deposit checks using your device's camera. Secure sign-on is available with fingerprint or facial recognition.

Highlights
  • Account balance checks
  • Transaction search
  • Inter-account transfers
  • Bill payment
  • Payee management
  • Mobile check deposit
  • Biometric login
Features
Read full description

Start banking wherever you are with NexBank Mobile app. Available to all NexBank online banking customers. Available features include: Accounts: • Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: • Easily transfer cash between your accounts. Bill Pay: • Make payments and view recent and scheduled payments. Manage Payees: • Ability to add new payees, existing payers, or delete payees directly from the mobile app. Deposits: • Submit check deposits using your device’s camera. Touch ID/Face ID: • Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.

About

Raisin

This app helps you grow your savings by connecting you to high-yield accounts and CDs from multiple FDIC-member banks and NCUA-member credit unions. Manage all your deposits, compare rates, and simplify tax reporting from a single, secure dashboard with no added fees or minimums.

Highlights
  • Discover high-yield savings accounts
  • Compare CD rates
  • Manage multiple accounts from one login
  • Simplified tax document access
  • No fees or minimum deposit requirements
  • FDIC & NCUA insured deposits
Features
Read full description

Trusted by 1,000,000+ savers with $80 billion + in deposits worldwide, Raisin makes it easy to grow your savings — all in one secure app. Discover exclusive high-yield savings accounts and CDs from 75+ FDIC-member banks and NCUA-member credit unions. Compare rates, open accounts, and manage everything from a single dashboard, no new logins or paperwork each time. Why savers choose Raisin - Top Rates, Less Work – Access competitive rates from leading banks and credit unions nationwide. - FDIC & NCUA Regulated – All deposits are held at FDIC-member partner banks or NCUA-member credit unions. - One Secure Login – Open and manage multiple savings accounts and CDs from a single login. - Simplified Tax Management – View all balances and tax documents in one secure dashboard, no more managing separate 1099 forms. - No Fees or Minimums – Every dollar earns interest from day one Raisin brings the top high-yield savings offers from multiple banks, making it the easiest way to earn more on your cash. That means no more chasing rates or juggling multiple logins and statements. No fees. No minimums. Just higher earnings with less hassle. How it works - Create a free Raisin login. - Choose from top-rated savings accounts and CDs. - Fund and manage all your deposits in one place. Why it’s different Unlike a bank, Raisin is a savings marketplace that connects you directly with federally insured partner institutions across the country. You always keep full control of your funds and earn interest directly from your chosen bank or credit union. Whether you want steady growth or flexible access to your cash, Raisin helps your money perform better without the extra steps. Start earning more — safely, simply, and all in one place.

Screenshots

NexBank4 screens
Raisin4 screens

Verdict

The call

The clearest difference is rating: NexBank at 4.6 against Raisin's 2.8. NexBank also leads on review sentiment (67% vs 26%) and monetization model (ad-supported vs free with in-app purchases). Raisin's advantage is ads (none vs shown) and update cadence (fortnightly vs every 2 months). On price, ratings volume, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NexBank holds the better App Store score, 4.6 against 2.8. Both are backed by a comparable volume of ratings — 71 and 86 respectively. Written reviews point the same way: 67% of NexBank's written reviews are positive against 26% of Raisin's.

UpkeepUpdate frequency

NexBank ships an update every 2 months, Raisin fortnightly. The most recent releases landed on July 25, 2026 and September 21, 2026 respectively.

Scorecard5 real differences · 5 level
NexBank versus Raisin: the parameters behind the verdict, then further details
ParameterNexBankRaisin
PriceFreeFree
Rating4.6 (71 ratings) — better2.8 (86 ratings)
Positive reviews66.7% of reviews — better26.4% of reviews
Number of ratings7186 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.5 — better16.0
Further details — not scored
Size190 MB85 MB
Age rating4+4+
DeveloperNexBankRaisin Solutions US LLC

Customer experience

NexBank

All ratings71 ratings
Positive91.5%
Neutral1.4%
Negative7.0%
Written reviews3 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

Raisin

All ratings86 ratings
Positive43.0%
Neutral5.8%
Negative51.2%
Written reviews106 reviews
Positive26.4%
Neutral9.4%
Negative64.2%

Bugs and requests

NexBank

Not enough reviews yet to summarise bugs or requests.

Raisin

Reported bugs

16 issues
  • Login credentials not saving despite 'Remember Me' checkbox
  • 2FA authentication required every login despite claims of 7-day intervals
  • App crashes and won't load properly after updates
  • Password reset functionality broken or overly restrictive
  • Account lockouts after multiple login attempts
Show 11 more
  • Transfer amounts showing incorrectly in cash account
  • Money disappearing or getting stuck in cash account
  • Pending transaction status not updating
  • App freezing on menu navigation
  • Unable to access account details from dashboard
  • Verification code text messages not received
  • App stuck in update loop
  • Inconsistent display of available funds
  • Typos in app content ('high-yeild', 'penaly')
  • App not opening or loading on iOS devices
  • Back button requiring multiple clicks to return to home screen

Requested features

15 requests
  • Auto-transfer/automatic deposit scheduling
  • Face ID or biometric login without password entry
  • Direct deposit to savings accounts without cash account intermediary
  • Faster transfer processing times
  • Account nicknames for better organization
Show 10 more
  • Auto-logout after inactivity
  • PIN protection for sensitive information
  • Monthly statements via email or mail
  • Ability to set up multiple external bank accounts
  • Transaction cancellation functionality
  • Better account details visibility in app
  • Consistent dark mode throughout app
  • Automatic weekly investment options
  • Real-time transaction notifications
  • Improved customer service availability

In-app purchases

None

NexBank

No in-app purchases

None

Raisin

No in-app purchases

Questions

Is NexBank free?
NexBank is free to download, with no in-app purchases.
Is Raisin free?
Raisin is free to download, with no in-app purchases.
Which has better reviews, NexBank or Raisin?
NexBank is rated higher. NexBank averages 4.6 out of 5 from 71 ratings, while Raisin averages 2.8 from 86 ratings.
Do NexBank or Raisin have ads?
NexBank shows ads; Raisin does not.
Which is updated more often, NexBank or Raisin?
NexBank ships an update every 2 months, and Raisin fortnightly. Most recently, NexBank was updated on July 25, 2026 and Raisin on September 21, 2026.

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