Comparison

HMRC vs Zego Delivery

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HMRC

Manage your taxes, benefits, and savings securely and easily. This free app allows you to check your tax code, claim refunds, and manage National Insurance details. It offers quick setup and paperless messaging options.

Highlights
  • Quick setup with biometric login
  • Check tax code and pay
  • Claim tax refunds
  • Check State Pension details
  • Make Self Assessment payments
  • Manage Child Benefit
  • Find National Insurance number
  • Go paperless
Features
Read full description

Take control of your money and tax with the HMRC app It’s secure, free to download, and easy to use. Get on it, and join millions of people already saving time with the HMRC app. Key Features: - Quick setup: sign in using face recognition, fingerprint scan, or a six-digit PIN - Stay in control: check your tax code and see your pay before it even shows in your bank, so you know you're paying the right amount - Claim a tax refund: find out if you’re due any tax back from us and quickly claim a refund if you’re owed one - Check your State Pension: see how much State Pension you could get, when you can get it and how to increase it, if you can - Self Assessment: a safe and secure way to make Self Assessment payments and get information you'll need to file - Child Benefit support: claim, manage, and update your Child Benefit details - National Insurance: find and save your National Insurance number so you have it when you need it - Go paperless: opt to receive key messages from HMRC online Download the HMRC app today and stay on top of your money and taxes

About

Zego Delivery

Get flexible delivery and courier insurance designed for self-employed drivers and riders. Choose from hourly, monthly, or annual policies for cars, vans, scooters, and motorbikes. Manage your cover, documents, and work provider links easily through the app.

Highlights
  • Hourly, 30-day, and annual policies
  • Cover for cars, vans, scooters, motorbikes
  • Food delivery and courier cover
  • Link policy to work providers
  • Manage documents and policy changes
  • Quick quotes in under a minute
Features
Read full description

Want delivery insurance that puts you in control? You’re in the right place. At Zego, we know that self-employed drivers and riders want the flexibility and freedom to work when they want, how they want. That’s why we invented hourly pay-as-you-go insurance for delivery workers. Since then we’ve branched out to offering monthly and annual policies, as well as cover for couriers and taxi drivers too - providing over 34 million policies to customers based across the UK and Europe. Experience the Zego difference… — Ultimate flexibility — Cover for cars, vans, scooters and motorbikes Hourly pay-as-you-go, 30-day and annual policies Valid for all major work providers and independents Food delivery and courier cover included as standard — Great value for money — Competitive prices The right cover for you, whether you work full time or part time No hidden fees — Do it all on your mobile — Choose a policy, top up your account or check your balance Manage your documents and make changes to your policy Link your policy to your work provider. No extra paperwork — Fantastic customer service — Rated 4.7 out of 5 by customers on Trustpilot Multi-language call centre open 7 days a week Dedicated claims support and UK-wide repair network if you need it Like what you hear? Download our app now and get a quick quote in under a minute! Taxi driver? We also offer Hire & Reward policies. Find out more… www.zego.com/private-hire/ Legal Disclaimer: Zego is a trading name of Extracover Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 757871). Extracover Limited is registered in England and Wales, No 10128841. Registered address: Techspace Shoreditch, 25 Luke Street, London, EC2A 4DS

Screenshots

HMRC4 screens
Zego Delivery4 screens

Verdict

The call

HMRC and Zego Delivery both sit at 4.8 stars, but that hides the real split: 49% of HMRC's written reviews are positive against 20% of Zego Delivery's. HMRC also leads on ratings volume (609 vs 45). Zego Delivery's advantage is update cadence (fortnightly vs monthly). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for HMRC against 4.8 for Zego Delivery. That said, the two scores are not equally well evidenced: HMRC has 609 ratings behind it against 45, so its average is the more settled of the two. Written reviews are what separate them: 49% of HMRC's written reviews are positive against 20% of Zego Delivery's.

UpkeepUpdate frequency

HMRC ships an update monthly, Zego Delivery fortnightly. Both last shipped on November 6, 2026.

Scorecard3 real differences · 7 level
HMRC versus Zego Delivery: the parameters behind the verdict, then further details
ParameterHMRCZego Delivery
PriceFreeFree
Rating4.8 (609 ratings) — better4.8 (45 ratings)
Positive reviews48.7% of reviews — better19.7% of reviews
Number of ratings609 — better45
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size34 MB54 MB
Age rating4+4+
DeveloperHMRCExtracover Ltd

Customer experience

HMRC

All ratings607 ratings
Positive95.2%
Neutral1.6%
Negative3.1%
Written reviews914 reviews
Positive48.7%
Neutral4.7%
Negative46.6%

Zego Delivery

All ratings43 ratings
Positive95.3%
Neutral0.0%
Negative4.7%
Written reviews183 reviews
Positive19.7%
Neutral4.9%
Negative75.4%

User reviews

HMRC

From 609 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Straightforward payment process
  • 💡 Useful information and updates
  • 🔒 Secure authentication

Room to improve

  • 🐛 Frequent login issues and app crashes
  • 🤔 Confusing navigation and UI
  • ⚠️ Lack of communication about tax changes
  • 🕰️ Slow and unresponsive app

Zego Delivery

From 45 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Seamless transactions
  • 💡 Good opportunity for flexible work
  • 🤑 Affordable insurance

Room to improve

  • 💰 Expensive insurance
  • 🕰️ Overcharging for idle time
  • 🤖 Poor customer service
  • 🚫 Difficulty getting insurance
  • 🤔 Unclear policies

Bugs and requests

HMRC

Reported bugs

4 issues
  • Endless login loops and redirects
  • App freezing and becoming unresponsive
  • Inconsistent behavior after app updates
  • Issues with Face ID and biometric authentication

Requested features

4 requests
  • Improved notification system for tax updates
  • Ability to view and manage tax details in-app
  • Better integration with banking apps for payments
  • More user-friendly design and navigation

Zego Delivery

Reported bugs

3 issues
  • App freezing and crashing
  • Issues with linking accounts
  • Incorrect personal details displayed

Requested features

3 requests
  • Ability to update vehicle details in-app
  • More flexible top-up options
  • Clearer billing and charging policies

In-app purchases

None

HMRC

No in-app purchases

None

Zego Delivery

No in-app purchases

Questions

Is HMRC free?
HMRC is free to download, with no in-app purchases.
Is Zego Delivery free?
Zego Delivery is free to download, with no in-app purchases.
Which has better reviews, HMRC or Zego Delivery?
HMRC is rated higher. HMRC averages 4.8 out of 5 from 609 ratings, while Zego Delivery averages 4.8 from 45 ratings.
Do HMRC or Zego Delivery have ads?
Neither HMRC nor Zego Delivery shows ads.
Which is updated more often, HMRC or Zego Delivery?
HMRC ships an update monthly, and Zego Delivery fortnightly. Most recently, HMRC was updated on November 6, 2026 and Zego Delivery on November 6, 2026.

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