Comparison

HMRC vs My OnePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HMRC

Manage your taxes, benefits, and savings securely and easily. Check your tax code, claim refunds, and track your State Pension. Access Self Assessment and Child Benefit information, and find your National Insurance number.

Highlights
  • Quick secure sign-in
  • Check tax code and pay
  • Claim tax refunds
  • View State Pension details
  • Self Assessment payments
  • Manage Child Benefit
  • Find National Insurance number
Features
Read full description

Take control of your money and tax with the HMRC app It’s secure, free to download, and easy to use. Get on it, and join millions of people already saving time with the HMRC app. Key Features: - Quick setup: sign in using face recognition, fingerprint scan, or a six-digit PIN - Stay in control: check your tax code and see your pay before it even shows in your bank, so you know you're paying the right amount - Claim a tax refund: find out if you’re due any tax back from us and quickly claim a refund if you’re owed one - Check your State Pension: see how much State Pension you could get, when you can get it and how to increase it, if you can - Self Assessment: a safe and secure way to make Self Assessment payments and get information you'll need to file - Child Benefit support: claim, manage, and update your Child Benefit details - National Insurance: find and save your National Insurance number so you have it when you need it - Go paperless: opt to receive key messages from HMRC online Download the HMRC app today and stay on top of your money and taxes

About

My OnePay

Manage your money on the go with this finance app. It offers features like payment notifications, money transfers, transaction tracking, and card management. Enhance your financial control with customizable security settings and instant card locking.

Highlights
  • Multi-language support
  • Payment notifications
  • Send money to UK accounts
  • Transaction tracking
  • Card lock/unlock
  • Contactless payment control
  • Biometric security
Features
Read full description

Take control of your finances with the ‘My OnePay’ App. Once your OnePay account has been approved, download the ‘My OnePay’ App to give yourself control over your finances and the ability to manage your money on the go. Key Features: • Select your preferred language, the ‘My OnePay’ is available in seven languages • Get notified when you receive a payment on your sort code & account number, unique to you • Send money to UK accounts or to another OnePay account • Spend online and approve your purchase directly in the app • Take comfort with a 360° view of your transactions and spending habits • Personalise the app to suit your needs and notification preferences • Get secure online by disabling ecommerce or overseas transactions • Lost your card, no problem – temporarily lock and unlock your card instantly • Get control over spending by enabling/disabling contactless payments with just one tap • Have peace of mind with the latest in biometric security, ensuring your account is kept safe and secure 24/7 The ’My OnePay’ App puts you in charge of your finances. Track your money on the go, enable security settings and make international money transfers simply and securely. Download for free today!

Screenshots

HMRC4 screens
My OnePay4 screens

Verdict

The call

The clearest difference is rating: HMRC at 4.8 against My OnePay's 3.0. HMRC also leads on review sentiment (48% vs 13%) and ratings volume (600 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HMRC holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: HMRC has 600 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 48% of HMRC's written reviews are positive against 13% of My OnePay's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 16, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 7 level
HMRC versus My OnePay: the parameters behind the verdict, then further details
ParameterHMRCMy OnePay
PriceFreeFree
Rating4.8 (600 ratings) — better3.0 (1 ratings)
Positive reviews47.9% of reviews — better12.5% of reviews
Number of ratings600 — better1
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size34 MB40 MB
Age rating4+4+
DeveloperHMRCPaneleven Ltd

Customer experience

HMRC

All ratings600 ratings
Positive95.2%
Neutral1.7%
Negative3.2%
Written reviews889 reviews
Positive47.9%
Neutral4.8%
Negative47.2%

My OnePay

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews24 reviews
Positive12.5%
Neutral4.2%
Negative83.3%

Bugs and requests

HMRC

Reported bugs

4 issues
  • Endless login loops and redirects
  • App freezing and becoming unresponsive
  • Inconsistent behavior after app updates
  • Issues with Face ID and biometric authentication

Requested features

4 requests
  • Improved notification system for tax updates
  • Ability to view and manage tax details in-app
  • Better integration with banking apps for payments
  • More user-friendly design and navigation

My OnePay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HMRC

No in-app purchases

None

My OnePay

No in-app purchases

Questions

Is HMRC free?
HMRC is free to download, with no in-app purchases.
Is My OnePay free?
My OnePay is free to download, with no in-app purchases.
Which has better reviews, HMRC or My OnePay?
HMRC is rated higher. HMRC averages 4.8 out of 5 from 600 ratings, while My OnePay averages 3.0 from 1 ratings.
Do HMRC or My OnePay have ads?
Neither HMRC nor My OnePay shows ads.
Which is updated more often, HMRC or My OnePay?
HMRC ships an update monthly, and My OnePay monthly. Most recently, HMRC was updated on October 16, 2026 and My OnePay on October 8, 2026.

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