个人手机银行 vs Cigna & CMB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
个人手机银行
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四川农信个人版手机银行是四川省农村信用社为个人客户量身打造的Iphone版手机银行，品牌名为“蜀信e”，可让您随时随地享用银行服务，如转账、账户查询、定活互转、在线申贷、扫码支付、手机充值、水电气缴费等。 简约风格：主流简约风格，扁平化设计，业务功能一屏尽览。 操作便捷：支持人脸登录、刷脸开户、指纹支付，使用云证书最高转账限额50万元。 多重守护：采用多重密码保护机制，加以手机动态密码多重认证，保障您的交易资金安全。 您可通过本软件自助册使用账户查询等功能，如需使用本行手机银行其他服务，请携带本人银行卡及身份证件到四川省内我社任一网点开通。 我行手机银行采用了多重密码保护机制, 加以手机动态密码多重认证, 保障您的交易资金安全。 您可通过本软件自助注册使用账户查询等功能，如需使用本行手机银行其他服务,请携带本人银行卡及身份证件到四川省内我社任一网点开通。
Cigna & CMB
This app offers online insurance and health management services. It provides smart advice, policy analysis, and personalized health services through innovative technologies like intelligent insurance advisors and health assessments.
- Online insurance services
- Health management services
- Smart insurance advisor
- Policy and coverage analysis
- Personalized health services
- Family policy management
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【Cigna & CMB】，Formerly known as 【Perfect Life】 招商信诺APP（原“完美人生”），是招商信诺人寿保险有限公司官方APP，为客户提供高效便捷的在线保险服务和健康管理服务。通过智能保顾、天玑视图、健康测评等创新技术，客户能够在平台上获得专业的投保建议，可视化的保单与保障分析，并收获个性化的健康管理服务！ 【保单服务】 可快速查询保单详情、保障责任及相关权益，随时随地进行保单信息变更、保单借还款、领取红利、领取生存金等。 【保单检视】 全方位保障缺口分析，为您家庭财务和未来规划护航。 【家庭保单管理】 父母、配偶、子女，全家风险保障一目了然，帮助完成家庭保障规划。 【健康管理】 关心你，不是说说而已。视频问诊、健康测评、健康档案为你提供定制化健康服务。 Note: 1、Continued use of GPS running in the background can dramatically decrease battery life.
Screenshots
Verdict
The clearest difference is rating: 个人手机银行 at 3.5 against Cigna & CMB's 1.8. 个人手机银行 also leads on review sentiment (50% vs 20%) and ratings volume (10K vs 9). Cigna & CMB's advantage is ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
个人手机银行 holds the better App Store score, 3.5 against 1.8. That said, the two scores are not equally well evidenced: 个人手机银行 has 10K ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 50% of 个人手机银行's written reviews are positive against 20% of Cigna & CMB's.
Both ship on a similar rhythm, roughly monthly. Both last shipped on October 26, 2026.
| Parameter | 个人手机银行 | Cigna & CMB |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (10K ratings) — better | 1.8 (9 ratings) |
| Positive reviews | 50.0% of reviews — better | 20.0% of reviews |
| Number of ratings | 10K — better | 9 |
| Update frequency | Monthly | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13 | 13.0 |
| Further details — not scored | ||
| Size | 522 MB | 173 MB |
| Age rating | 12+ | 4+ |
| Developer | 四川省农村信用社 | 招商信诺人寿保险有限公司 |
Customer experience
个人手机银行
Cigna & CMB
In-app purchases
个人手机银行
No in-app purchases
Cigna & CMB
No in-app purchases
