JHFCU vs HBM Connect
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
JHFCU
Manage your accounts with enhanced features like mobile check deposit, card controls to turn cards on/off, and transaction alerts. Earn cash back rewards through Ca$hPerks offers.
- Mobile check deposit
- Card controls (on/off)
- Transaction alerts
- Ca$hPerks offers
- Deposit history and images
- Account management
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Thanks for using the JHFCU mobile app. We have been adding some features and fixing bugs to make your experience better. Ca$hPerks is back with more offers—free cash for you! We’ve added a Card Controls feature to allow you to turn off your Debit or Credit Card, and to easily sign up for transaction alerts. “DeposZip” (Check Deposit) was improved to allow multiple check deposits and provide the ability to view deposit history and check images. We also made some other minor improvements and bug fixes to help you easily manage your account. More enhancements are planned for the future!
HBM Connect
Manage your finances on the go with this mobile banking app. Check balances, transfer funds between accounts, pay bills, and deposit checks from your device. It's designed for existing Harbor Bank of Maryland online banking customers.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay and schedule bills
- Deposit checks remotely
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Start banking wherever you are with Harbor Bank of Maryland Mobile Banking! Available to all Harbor Bank of Maryland online banking customers. Harbor Bank of Maryland Mobile Banking allows you to check balances, make transfers, pay bills, and make deposits. Available features of the Harbor Bank of Maryland mobile app include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay and schedule your bills on-the-go via your mobile device. Check Deposit - Easily deposit checks on-the-go.
Screenshots
Verdict
The clearest difference is rating: HBM Connect at 3.4 against JHFCU's 2.1. JHFCU's advantage is review sentiment (19% vs 0%) and ratings volume (35 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HBM Connect holds the better App Store score, 3.4 against 2.1. That said, the two scores are not equally well evidenced: JHFCU has 35 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 19% of JHFCU's written reviews are positive against 0% of HBM Connect's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.
| Parameter | JHFCU | HBM Connect |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (35 ratings) | 3.4 (5 ratings) — better |
| Positive reviews | 18.8% of reviews — better | 0.0% of reviews |
| Number of ratings | 35 — better | 5 |
| Update frequency | Every 4 months | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 146 MB | 154 MB |
| Age rating | 4+ | 4+ |
| Developer | Johns Hopkins Federal Credit Union | Harbor Bank of Maryland |
Customer experience
JHFCU
HBM Connect
Bugs and requests
JHFCU
Reported bugs
37 issues- App crashes every time it's opened
- App does not open
- Banking app offline for days
- Cannot check balance or deposit checks
- App crashes when opening
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- App requires iPhone 15 or newer to work
- Zelle on the app is terrible and doesn't load
- Upgrade broke iPad landscape view
- New version fails to work in landscape on iPad
- Cannot see checking account details (blank screen)
- Cannot view cards online
- App no longer works after update
- Cannot deposit a check (cropping error)
- Mobile deposit crashes after taking picture
- App crashes every time to deposit a check
- Deposit does not work on iOS 7
- Transfer destination account covered by keyboard
- Quick Access doesn't work
- App crashes immediately upon opening
- App crashes every time trying to open
- App won't work on iPhone X
- Face ID crashes the app
- App crashes after update (Face ID activated)
- App won't open
- New update does not allow transfers within associated accounts
- App crashes after setup of Touch ID
- App won't launch anymore after update
- Security code sent but app doesn't let you enter it
- Access expired every single time on login
- Login information is not saved
- Certain buttons do not appear on iPad version (e.g., Submit in Bill Pay)
- Too many crashes and unable to login
- App constantly crashes and freezes
- App error preventing opening
- Face ID support update was awful, crashing constantly
- Touch-ID setup causes app to blink away
- App is barely functional and has many flaws
Requested features
12 requests- Add Zelle or other money transfer options
- Allow viewing all accounts under a single login
- Implement a 'make an appointment' feature
- Add ability to transfer money between associated accounts
- Bring back 'pending' status with dates for checks/deposits
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- Update app to fit modern banking standards
- Improve iPad landscape view
- Add a submit button for Bill Pay on iPad
- Allow users to view cards online
- Enable Touch ID/Face ID for login
- Add DeposZip feature (mentioned in older reviews)
- Improve mobile deposit functionality
HBM Connect
Not enough reviews yet to summarise bugs or requests.
In-app purchases
JHFCU
No in-app purchases
HBM Connect
No in-app purchases
Questions
Is JHFCU free?
Is HBM Connect free?
Which has better reviews, JHFCU or HBM Connect?
Do JHFCU or HBM Connect have ads?
Which is updated more often, JHFCU or HBM Connect?
Other comparisons
