Pay Timer Lite vs Optum Financial
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay Timer Lite
Track your work hours and automatically calculate your pay. The timer continues to run in the background, allowing you to close the app. Easily back up your earnings history by emailing it to yourself.
- Work time tracking
- Automatic earnings calculation
- Background timer operation
- Local data history
- Email backup of calculations
Read full descriptionHide full description
Measure the time you work and calculate your earnings. The timer keeps running even when you close the application. So there is no need to keep it open all the time. You can save a history of calculations locally on your device and email them to yourself for backup and further processing.
Optum Financial
Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.
- Manage benefit accounts
- View balances and transaction history
- Pay providers or reimburse yourself
- View and manage claims
- Capture and upload documentation
- Live customer care via mobile chat
Read full descriptionHide full description
Managing and paying for eligible health care expenses on the go has never been easier with the Optum Financial mobile app. Designed with unique features like receipt capture and e-sign dependent care certification, you can easily manage account details, access transaction history and view balances - giving you maximum control over you accounts and healthcare finances. Mobile features include: • Access to view and manage all Optum Financial benefit accounts • View account balances and transaction history • Pay providers or reimburse yourself for qualified out-of-pocket expenses • View and manage claims • Receive smart in-app alerts for claims requiring attention • Capture and upload claims documentation through photo capture technology • Quick access to previously submitted documentation • Connect with a live customer care representative via mobile chat 24/7 • Manage account preferences and add account users • Access eligible expenses listing Access Instructions You will need to have an Optum Financial or ConnectYourCare health account to use this app. If you are an Optum Financial or ConnectYourCare customer and need to update your account credentials, please visit www.optumfinancial.com. ABOUT OPTUM FINANCIAL: Optum Financial is advancing the way account holders save and pay for care, connecting the worlds of health and finance in ways that no one else can. Optum Financial is the #1 ranked health accounts administrator with over $17.7B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Financial helps reduce costs while helping people make better health decisions– creating a better health care experience for our customers.
Screenshots
Verdict
The clearest difference is rating: Optum Financial at 4.7 against Pay Timer Lite's 2.4. Optum Financial also leads on in-app purchases (none vs 1) and update cadence (every 5 weeks vs every 12 months). Pay Timer Lite's advantage is device support (3 vs 1) and iOS requirement (11.0 vs 16.6). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Pay Timer Lite sells 1 one-off in-app purchase. Optum Financial asks for nothing beyond the download.
Optum Financial holds the better App Store score, 4.7 against 2.4. That said, the two scores are not equally well evidenced: Optum Financial has 29K ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 31% of Pay Timer Lite's written reviews are positive against 55% of Optum Financial's.
Pay Timer Lite ships an update every 12 months, Optum Financial every 5 weeks. The most recent releases landed on September 28, 2026 and October 1, 2026 respectively.
| Parameter | Pay Timer Lite | Optum Financial |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (10 ratings) | 4.7 (29K ratings) — better |
| Positive reviews | 30.8% of reviews | 55.1% of reviews — better |
| Number of ratings | 10 | 29K — better |
| Update frequency | Every 12 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 11.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 5 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Piet Jonas | Optum Inc. |
Customer experience
Pay Timer Lite
Optum Financial
Bugs and requests
Pay Timer Lite
Not enough reviews yet to summarise bugs or requests.
Optum Financial
Reported bugs
5 issues- Blank screens and app crashes
- Inconsistent behavior with photo uploads
- Login and account access issues
- Incorrect or missing account balance information
- Inability to add new documentation to existing claims
Requested features
5 requests- Ability to save provider information
- Option to submit multiple claims at once
- Automatic reimbursement based on insurance EOBs
- Clearer communication on claim status and issues
- Improved search and filtering for transactions
In-app purchases
Pay Timer Lite
- Pay Timer Upgrade$0.99
Optum Financial
No in-app purchases
Questions
Is Pay Timer Lite free?
Is Optum Financial free?
Which has better reviews, Pay Timer Lite or Optum Financial?
Do Pay Timer Lite or Optum Financial have ads?
Which is updated more often, Pay Timer Lite or Optum Financial?
Other comparisons















