Comparison

Valley Mobile Banking vs Hermy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Valley Mobile Banking

Manage your finances on the go with secure and convenient mobile banking. Access account balances, view transactions, transfer funds, pay bills, and deposit checks from your device. Locate ATMs and activate cash back offers easily.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay bills
  • Deposit checks
  • Locate ATMs
  • Activate cash back offers
Features
Read full description

Free, secure, anytime, anywhere through Mobile Banking with Valley. Check your account balances, view transaction history, transfer funds between accounts, view and activate your cash back offers, pay bills, deposit checks or locate an ATM. To learn how we protect your privacy, please visit https://www.valleyfcu.com/

About

Hermy

This finance app helps you manage daily expenses, set financial goals, and plan for the future. It offers intuitive expense logging through voice or receipt photos, clear financial insights, and seamless syncing across devices.

Highlights
  • Intuitive expense tracking
  • Voice and photo receipt logging
  • Monthly financial habit monitoring
  • Transaction logging and organization
  • Cross-device data syncing
  • Financial planning tools
Features
Read full description

Welcome to Hermy, your all-in-one personal finance companion designed to help you achieve a smarter, stress-free life. Whether you're managing daily expenses, setting monthly goals, or planning for your financial future, Hermy puts you completely in charge of your money. Key Features: • Take Control of Your Money: Enjoy a clean, beautifully designed interface that makes managing your personal finances intuitive and stress-free. • Say It or Snap It: Ditch the typing. Just dictate your expense or snap a photo of a receipt, and Hermy instantly extracts and logs the details for you. • Stay on Track Every Month: Get a crystal-clear view of your financial habits. Monitor your progress with easy-to-read insights so you always know where your money is going. • Track Every Transaction: Logging your daily expenses is fast and easy. Keep everything organized in one centralized place, seamlessly synced across multiple devices so your data is always up to date. • Plan Ahead: You're in charge. Anticipate upcoming expenses, build solid financial habits, and always know exactly what's coming next. Take the first step toward true financial clarity. Download Hermy today and master your money! Hermy includes optional Hermy Pro purchases. Hermy Pro is available as a $3.99/month auto-renewable subscription or a separate one-time $29.99 lifetime purchase. Prices may vary by region and are shown by Apple before purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Valley Mobile Banking4 screens
Hermy4 screens

Verdict

The call

The clearest difference is in-app purchases: Valley Mobile Banking at none against Hermy's 2. Valley Mobile Banking also leads on ratings volume (2.2K vs 1). Hermy's advantage is update cadence (every 5 days vs every 4 months) and rating (5.0 vs 4.7). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Hermy sells 2 in-app purchases, starting at $3.99 per month. Valley Mobile Banking asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Hermy holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Valley Mobile Banking has 2.2K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Valley Mobile Banking ships an update every 4 months, Hermy every 5 days. The most recent releases landed on November 1, 2026 and October 2, 2026 respectively.

Scorecard5 real differences · 5 level
Valley Mobile Banking versus Hermy: the parameters behind the verdict, then further details
ParameterValley Mobile BankingHermy
PriceFreeFree
Rating4.7 (2.2K ratings)5.0 (1 ratings) — better
Positive reviews74.6% of reviews—
Number of ratings2.2K — better1
Update frequencyEvery 4 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size181 MB149 MB
Age rating4+17+
DeveloperValley Financial Credit UnionMaxwell Herman

Customer experience

Valley Mobile Banking

All ratings2,192 ratings
Positive94.0%
Neutral3.0%
Negative3.0%
Written reviews63 reviews
Positive74.6%
Neutral12.7%
Negative12.7%

Hermy

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Valley Mobile Banking

Reported bugs

3 issues
  • Blank screen when unlocking cards
  • Application errors preventing access
  • Mobile deposit not working properly

Requested features

4 requests
  • Add mobile deposit feature
  • Integrate with online banking
  • Implement quick balance feature
  • Add tap feature for debit cards

Hermy

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Valley Mobile Banking

No in-app purchases

2 purchases

Hermy

Subscriptions1
  • Hermy Pro$3.991 Month
One-time1
  • Hermy Pro Lifetime$29.99

Questions

Is Valley Mobile Banking free?
Valley Mobile Banking is free to download, with no in-app purchases.
Is Hermy free?
Hermy is free to download, with in-app purchases available.
Which has better reviews, Valley Mobile Banking or Hermy?
Hermy is rated higher. Valley Mobile Banking averages 4.7 out of 5 from 2.2K ratings, while Hermy averages 5.0 from 1 ratings.
Do Valley Mobile Banking or Hermy have ads?
Neither Valley Mobile Banking nor Hermy shows ads.
Which is updated more often, Valley Mobile Banking or Hermy?
Valley Mobile Banking ships an update every 4 months, and Hermy every 5 days. Most recently, Valley Mobile Banking was updated on November 1, 2026 and Hermy on October 2, 2026.

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