Comparison

SFFCU App vs Patelco Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SFFCU App

Manage your business finances anytime, anywhere. Access account balances, view transactions and statements, pay bills, deposit checks, and transfer funds securely. Set up alerts and find nearby branches and ATMs.

Highlights
  • View account balances and transactions
  • Access account statements
  • Pay bills
  • Deposit checks
  • Transfer funds
  • Set up alerts
  • Find branches and ATMs
Features
Read full description

Managing your business’ finances 24/7 is safe, fast, and easy with SFFCU's Banking app. You’ll get immediate, secure online banking access to: • View account balances, transactions, and activity, including check images • View your account statements • Pay bills • Deposit checks • Transfer funds • Set up account and security alerts • Find the nearest ANB branch and ATM locations • Payments Biometric access available on compatible devices. Standard mobile data fees may apply. Please contact your mobile carrier for more information.

About

Patelco Mobile Banking

Manage your finances conveniently from your mobile device. Access account balances, view transaction history, and transfer funds. Pay bills, deposit checks, and find nearby ATMs and branches.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Pay bills
  • Deposit checks
  • Find ATMs and branches
  • View and activate cash back offers
Features
Read full description

Welcome to Patelco Mobile! We are always working to make our app better for our members and will provide regular updates in the App Store. The Patelco Mobile Banking app allows you access to your accounts anywhere, anytime from your Apple mobile device. You can check your available balances, view transaction history, transfer funds between accounts, pay your bills, view and activate your cash back offers, deposit a check, contact your local branch, and find ATM and branches in your area. Your finances, on the go.

Screenshots

SFFCU App4 screens
Patelco Mobile Banking4 screens

Verdict

The call

The clearest difference is rating: Patelco Mobile Banking at 4.8 against SFFCU App's 4.4. Patelco Mobile Banking also leads on review sentiment (84% vs 56%) and ratings volume (53K vs 859). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Patelco Mobile Banking holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Patelco Mobile Banking has 53K ratings behind it against 859, so its average is the more settled of the two. Written reviews point the same way: 56% of SFFCU App's written reviews are positive against 84% of Patelco Mobile Banking's.

UpkeepUpdate frequency

SFFCU App ships an update every 6 weeks, Patelco Mobile Banking every 2 months. The most recent releases landed on October 23, 2026 and November 1, 2026 respectively.

Scorecard3 real differences · 7 level
SFFCU App versus Patelco Mobile Banking: the parameters behind the verdict, then further details
ParameterSFFCU AppPatelco Mobile Banking
PriceFreeFree
Rating4.4 (859 ratings)4.8 (53K ratings) — better
Positive reviews55.8% of reviews84.1% of reviews — better
Number of ratings85953K — better
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size44 MB129 MB
Age rating4+4+
DeveloperSan Francisco Federal Credit UnionPatelco Credit Union

Customer experience

SFFCU App

All ratings858 ratings
Positive88.7%
Neutral1.5%
Negative9.8%
Written reviews95 reviews
Positive55.8%
Neutral3.2%
Negative41.1%

Patelco Mobile Banking

All ratings50,124 ratings
Positive97.5%
Neutral1.3%
Negative1.2%
Written reviews270 reviews
Positive84.1%
Neutral3.0%
Negative13.0%

User reviews

SFFCU App

From 859 App Store ratings

What we love

  • 🚀 Quick transactions
  • 👍 Excellent app overall
  • 👍 Useful app with some improvements
  • 👍 Intuitive and easy to use
  • 👍 Keeps improving with updates

Room to improve

  • 🐛 Crashes and freezes
  • 🐛 Broken features (mobile deposit, bill pay)
  • 🔨 Confusing and cluttered UI
  • 🔨 Regression in accessibility for blind users
  • 🔨 Lacks key features from previous version

Patelco Mobile Banking

From 53K App Store ratings

What we love

  • 🚀 Convenient mobile banking
  • 👍 Easy to use app
  • 🔒 Secure banking
  • 💡 Useful features like mobile check deposit
  • 👍 Reliable and consistent performance

Room to improve

  • 🐛 Recurring issues with mobile deposit
  • 🐛 Frequent app crashes and login problems
  • 🐛 Inconsistent app performance after updates
  • 🔒 Concerns about account security and privacy

Bugs and requests

SFFCU App

Reported bugs

4 issues
  • Login/Touch ID issues
  • Mobile deposit not working properly
  • Broken links and redirects
  • Slow app performance

Requested features

5 requests
  • Ability to search transaction history
  • Show account balance on transaction list
  • Landscape mode support
  • Better integration with budgeting apps
  • Locate nearby fee-free ATMs

Patelco Mobile Banking

Reported bugs

3 issues
  • Mobile deposit issues causing app crashes
  • Repeated login problems and account access restrictions
  • Inconsistent app behavior after recent updates

Requested features

4 requests
  • Dark mode option
  • Improved account management features
  • Enhanced mobile deposit capabilities
  • Faster and more reliable app performance

In-app purchases

None

SFFCU App

No in-app purchases

None

Patelco Mobile Banking

No in-app purchases

Questions

Is SFFCU App free?
SFFCU App is free to download, with no in-app purchases.
Is Patelco Mobile Banking free?
Patelco Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, SFFCU App or Patelco Mobile Banking?
Patelco Mobile Banking is rated higher. SFFCU App averages 4.4 out of 5 from 859 ratings, while Patelco Mobile Banking averages 4.8 from 53K ratings.
Do SFFCU App or Patelco Mobile Banking have ads?
Neither SFFCU App nor Patelco Mobile Banking shows ads.
Which is updated more often, SFFCU App or Patelco Mobile Banking?
SFFCU App ships an update every 6 weeks, and Patelco Mobile Banking every 2 months. Most recently, SFFCU App was updated on October 23, 2026 and Patelco Mobile Banking on November 1, 2026.

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