Foothill Credit Union vs Simply Spend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Foothill Credit Union
Manage your finances on the go with this secure mobile banking application. View all your accounts, pay bills, deposit checks, and make transfers from your smartphone. Access statements and manage your money anytime, anywhere.
- Account management
- Bill payment
- Check deposit
- Statement access
- Fund transfers
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Foothill’s FREE* Mobile Banking app is convenient, secure and allows you to manage your money anytime, anywhere. All of your Foothill checking, savings and loan accounts can be viewed in one place. You can also pay bills, deposit checks, access your statement, make transfers to your accounts and much more all from the convenience of your mobile device. If you have any questions about the Foothill app, you can contact us at 866-995-3328 or 626-445-0950. *Data and text charges may apply. Check with you mobile provider.
Simply Spend
Manage your discretionary spending with a visual-first approach. Log expenses, track habits with pie charts, and receive smart alerts to stay within your budget. Features include receipt scanning and custom categories for personalized financial clarity.
- Visual spending habits through pie charts
- Simple subtract logic for budgeting
- Smart alerts at 90% of category limits
- Customizable spending categories
- Annual spending reports
- Receipt scanning and logging
- Income input for deposits
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Simply Spend is the dedicated manager for your self-assigned allowance, helping you pace your discretionary spending so you never have to worry about going over your limit. Now 100% free with all premium features unlocked. By logging your coffee runs, weekend trips, and hobbies, you'll have total clarity to ensure your personal joy stays within your limits. With our "Subtract" logic and beautiful pie chart visuals, you'll know exactly where your money is going in seconds. WHAT’S INCLUDED FOR EVERYONE: • Visual-First Design: See your spending habits instantly through clean, organic pie charts. • Simple "Subtract" Logic: Input your budget, subtract your expenses, and breathe easy. • 90% Smart Alerts: We’ll nudge you when you’ve reached 90% of your category limits. • Custom Categories: Personalize your budget to fit your exact lifestyle. • Annual Spending Reports: See the big picture with a comprehensive year-end breakdown. • Receipt Scanning & Logging: Snap a photo and let us do the heavy lifting. • Income Input: Easily add 'Deposits' for refunds or gifts. Terms of Use: Simply Spend is governed by the standard Apple Licensed Application End User License Agreement (EULA). Privacy Policy: https://smart-spend-smiling-flow.base44.app/privacy
Screenshots
Verdict
The clearest difference is ratings volume: Foothill Credit Union at 8.9K against Simply Spend's 3. Simply Spend's advantage is review sentiment (100% vs 75%) and update cadence (fortnightly vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Foothill Credit Union against 5.0 for Simply Spend. That said, the two scores are not equally well evidenced: Foothill Credit Union has 8.9K ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 75% of Foothill Credit Union's written reviews are positive against 100% of Simply Spend's.
Foothill Credit Union ships an update every 2 months, Simply Spend fortnightly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | Foothill Credit Union | Simply Spend |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (8.9K ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 75.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 8.9K — better | 3 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 126 MB | 91 MB |
| Age rating | 4+ | 4+ |
| Developer | Foothill Federal Credit Union | JENNY A CAVAZOS |
Customer experience
Foothill Credit Union
Simply Spend
Bugs and requests
Foothill Credit Union
Reported bugs
5 issues- Login issues and verification code problems
- Syncing and linking accounts not working
- Frequent app crashes and freezes
- Unreliable Zelle transfers
- Inconsistent app performance
Requested features
5 requests- Improved Zelle integration
- Enhanced mobile check deposit
- More customization options
- Streamlined bill pay
- Better account management tools
Simply Spend
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Foothill Credit Union
No in-app purchases
Simply Spend
No in-app purchases
Questions
Is Foothill Credit Union free?
Is Simply Spend free?
Which has better reviews, Foothill Credit Union or Simply Spend?
Do Foothill Credit Union or Simply Spend have ads?
Which is updated more often, Foothill Credit Union or Simply Spend?
Other comparisons
