BOWC Mobile vs Legacy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BOWC Mobile
Manage your bank accounts on the go. Check balances, view recent transactions, and transfer funds between your accounts. Pay bills to existing payees and manage scheduled payments directly from your mobile device.
- Check account balances
- Search recent transactions
- Transfer cash between accounts
- Pay existing bills
- Edit scheduled bills
- Review paid bills
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Start banking wherever you are with BOWC Mobile! Available to all Bank of Walker County Mobile Banking end users. BOWC Mobile allows you to check balances and make transfers. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Make payments to existing payees,edit or cancel scheduled bills, and review previously paid bills from your mobile device. (You must be enrolled in Bill Pay in Online Banking) All features may not be available in the tablet application.
Legacy
Manage your finances on the go with this mobile banking application. Easily view account balances, make payments, transfer funds, and deposit checks. The app also allows you to apply for new accounts, locate branches, and monitor your credit score.
- View account balances and export statements
- Pay bills and manage loans
- Activate debit/credit cards and add to mobile wallet
- Transfer funds between accounts
- Enable alerts and push notifications
- Monitor credit score
- Secure in-app chat support
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All new app - We Craft Financial Solutions Banking is easier than ever with the Legacy Credit Union Mobile Banking app! Access all of your accounts on the go! Sign-in is quick and you can breeze through payments, transfers, check deposits and more with just a few taps. Enjoy a 360 view of your relationship with Legacy, including accounts which you are a joint owner. Apply for new accounts, become a member, or locate your nearest branch or ATM. FEATURES: - View balances and export statements - Pay bills and take care of loans - Activate a debit or credit card and add to your mobile wallet - Move money with ease - Stay informed when you enable alerts and purchase notifications - Enable push notifications to keep you up to date - Instantly lock your cards from anywhere - Get answers via secure chat within the app - Monitor your credit score from any device - Setup and transfer funds from your accounts at other institutions Download the app for a better way to manage your money with Legacy. Contact Us www.legacycreditunion.com 205-930-5000 @LegacyCU
Screenshots
Verdict
The clearest difference is rating: BOWC Mobile at 4.9 against Legacy's 3.5. BOWC Mobile also leads on review sentiment (92% vs 70%) and ratings volume (104 vs 8). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BOWC Mobile holds the better App Store score, 4.9 against 3.5. That said, the two scores are not equally well evidenced: BOWC Mobile has 104 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 92% of BOWC Mobile's written reviews are positive against 70% of Legacy's.
BOWC Mobile ships an update monthly, Legacy every 2 months. The most recent releases landed on October 13, 2026 and October 17, 2026 respectively.
| Parameter | BOWC Mobile | Legacy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (104 ratings) — better | 3.5 (8 ratings) |
| Positive reviews | 91.7% of reviews — better | 69.6% of reviews |
| Number of ratings | 104 — better | 8 |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 148 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of Walker County | Legacy Community Federal Credit Union |
Customer experience
BOWC Mobile
Legacy
Bugs and requests
BOWC Mobile
Not enough reviews yet to summarise bugs or requests.
Legacy
Reported bugs
2 issues- Biometric login not working properly
- Slow login process
Requested features
2 requests- Remove chatbot and promotions
- Improve biometric login experience
In-app purchases
BOWC Mobile
No in-app purchases
Legacy
No in-app purchases
Questions
Is BOWC Mobile free?
Is Legacy free?
Which has better reviews, BOWC Mobile or Legacy?
Do BOWC Mobile or Legacy have ads?
Which is updated more often, BOWC Mobile or Legacy?
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