Comparison

Rate.am vs Telcell Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rate.am

Access live currency exchange rates from all Armenian banks and exchange points. Save money by finding the best rates, locate nearby branches, and use a built-in calculator for quick conversions. Track rates hourly for business needs.

Highlights
  • Live currency exchange rates
  • All Armenian banks and exchange points
  • Find best exchange rates
  • Locate nearest branches
  • Currency calculator
  • Central Bank of Armenia rates
Features
Read full description

#1 Financial application in Armenia RATE.am is a leading financial services portal in Armenia. Rate.am mobile application is the best iOS app that provides live exchange rates for popular currencies (USD, EUR, RUR, GEL, etc.) from all Armenian banks and majority of Exchange Points! This app helps to: • save money on currency exchange and other financial operations because it moves out a larger share of personal income and earnings of companies • fix deal terms with exchange office and be sure that you will get your transaction done with best exchange rate regardless if it is a US Dollar, Euro, Armenian dram or Russian rubles • have the opportunity to select an optimal finance partners for themselves in the face of banks and currency exchange offices • locate any of the nearest branch • see daily exchange rates for all currencies from Central Bank of Armenia (CBA) • use Currency calculator for easy and fast currency converting Using this app you will get information about the latest exchange rates, find the bank or exchange point offering the best exchange rate, locate nearest branch with the contact info, and many other useful information! If you are doing business, hourly track cash and non-cash exchange rates and accordingly react on rate fluctuations. The online version of the application is the most popular business web site in Armenia, with more than 40,000 visitors per day.

About

Telcell Wallet

This app provides a secure and convenient digital wallet for making online payments, transferring money, and managing various financial services. It allows users to pay bills, purchase goods with QR codes, and track expenses.

Highlights
  • Online payments
  • Money transfers
  • Bill payments
  • QR code purchases
  • Virtual card creation
  • Expense tracking
  • Loyalty program
Features
Read full description

Telcell Wallet - an app, a wallet and convenient solutions for purchases. But that’s not all… FAST, SIMPLE, SECURE You’ll get an application that will allow you to easily make and receive transfers, get quick access to card and banking services and make secure online payments any time. YOU’RE JUST 2 STEPS AWAY Download Telcell Wallet Identify yourself Discover the world of convenient solutions… PAYMENT FOR SERVICES - Mobile connection - Bank transfers - Utility payments - Public services - Internet and TV - Credit - Betting - Taxi - Games - Insurance - Many more PURCHASES Pay for products and services with a QR code at 2000+ sales points of our partners MONEY TRANSFERS AND TRANSACTIONS - To Telcell Wallet of friends, partners and relatives, wherever they are - To any Armenian bank card - To any bank account - To foreign e-wallets TELCELL WALLET REPLENISHMENT - From attached cards - Via banking cards - Via money transfers - From bookmaker account - Request from another Telcell Wallet - Via loan - Through 4500+ Telcell terminals across the country IN ADDITION, YOU CAN Create Visa Digital virtual card Buy transport tickets Buy tickets for concerts and events from your wallet Attach a bank card to your wallet and make card payments Use a financial analysis tool that helps you keep track of your expenses and manage your budget Attach car data and receive fine notifications Request and receive loans Receive instant notifications of all transactions, transfers and invoices Receive a monthly statement to your email Create favorite and group payments, thereby simplifying the use of your most loved and necessary services BON by Telcell LOYALTY PROGRAM We love our users and that’s why our team has developed a loyalty program. By making a payment through Telcell Wallet, you get bonus points. They can be exchanged for different products and services in BON, right in your wallet. We are waiting for you! Download the app and discover new possibilities… If you already use Telcell Wallet and have something to share, leave feedback here or send it to the e-mail address support@telcell.am. Your suggestions will help us make the app even better!

Screenshots

Rate.am4 screens
Telcell Wallet4 screens

Verdict

The call

The clearest difference is review sentiment: Rate.am at 100% against Telcell Wallet's 24%. Rate.am also leads on rating (4.8 vs 2.8) and ratings volume (302 vs 94). Telcell Wallet's advantage is update cadence (every 3 weeks vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Rate.am holds the better App Store score, 4.8 against 2.8. Both are backed by a comparable volume of ratings — 302 and 94 respectively. Written reviews point the same way: 100% of Rate.am's written reviews are positive against 24% of Telcell Wallet's.

UpkeepUpdate frequency

Rate.am ships an update every 7 months, Telcell Wallet every 3 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
Rate.am versus Telcell Wallet: the parameters behind the verdict, then further details
ParameterRate.amTelcell Wallet
PriceFreeFree
Rating4.8 (302 ratings) — better2.8 (94 ratings)
Positive reviews100.0% of reviews — better23.7% of reviews
Number of ratings302 — better94
Update frequencyEvery 7 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size3 MB252 MB
Age rating4+4+
DeveloperRate.am LLCTelcell CJSC

Customer experience

Rate.am

All ratings304 ratings
Positive96.1%
Neutral2.0%
Negative2.0%
Written reviews19 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Telcell Wallet

All ratings94 ratings
Positive43.6%
Neutral1.1%
Negative55.3%
Written reviews93 reviews
Positive23.7%
Neutral4.3%
Negative72.0%

Bugs and requests

Rate.am

Requested features

1 request
  • Ability to write in Armenian

Telcell Wallet

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Rate.am

No in-app purchases

None

Telcell Wallet

No in-app purchases

Questions

Is Rate.am free?
Rate.am is free to download, with no in-app purchases.
Is Telcell Wallet free?
Telcell Wallet is free to download, with no in-app purchases.
Which has better reviews, Rate.am or Telcell Wallet?
Rate.am is rated higher. Rate.am averages 4.8 out of 5 from 302 ratings, while Telcell Wallet averages 2.8 from 94 ratings.
Do Rate.am or Telcell Wallet have ads?
Neither Rate.am nor Telcell Wallet shows ads.
Which is updated more often, Rate.am or Telcell Wallet?
Rate.am ships an update every 7 months, and Telcell Wallet every 3 weeks. Most recently, Rate.am was updated on October 23, 2026 and Telcell Wallet on October 24, 2026.

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