Rate.am vs acba digital

#1 Financial application in Armenia RATE.am is a leading financial services portal in Armenia. Rate.am mobile application is the best iOS app that provides live exchange rates for popular currencies (USD, EUR, RUR, GEL, etc.) from all Armenian banks and majority of Exchange Points! This app helps to: • save money on currency exchange and other financial operations because it moves out a larger share of personal income and earnings of companies • fix deal terms with exchange office and be sure that you will get your transaction done with best exchange rate regardless if it is a US Dollar, Euro, Armenian dram or Russian rubles • have the opportunity to select an optimal finance partners for themselves in the face of banks and currency exchange offices • locate any of the nearest branch • see daily exchange rates for all currencies from Central Bank of Armenia (CBA) • use Currency calculator for easy and fast currency converting Using this app you will get information about the latest exchange rates, find the bank or exchange point offering the best exchange rate, locate nearest branch with the contact info, and many other useful information! If you are doing business, hourly track cash and non-cash exchange rates and accordingly react on rate fluctuations. The online version of the application is the most popular business web site in Armenia, with more than 40,000 visitors per day.

acba digital is the mobile banking application of Acba bank OJSC. It is a secure and convenient tool for everyday remote banking. The brand new app was designed and created to make your banking simple and fast. You just need to download the app, become a user via online registration and gain the benefits of the provided services. acba digital allows you to manage your finances whenever and wherever it is convenient for you. The application will give you access to the following features: • Become a customer via online onboarding process (some services are limited) • Get access to your banking products via online registration process • Log on quickly and securely with your fingerprint or facial recognition • Check your account balances and pending payments • View individual transaction details • Transfer money between accounts, and make transfer within Republic of Armenia • Pay utility bills and make utility payment groups • Pay Road Police fines, property taxes, parking bills and much more • Pay your loan or credit card bill • Apply for loans, savings, cards and more • Block card transactions, close cards, activate SMS service and more • Reset your password • Update your contact details • Get Visa digital card in your application and make payments via Apple Pay/Google Pay • Make card to card transfers within Armenia and worldwide • Order Bank to make periodic transfers and payments instead of you • Track your pension program balance anytime • Purchase car, travel and other insurances • Invest your money buying securities • Send or receive money via Contact, QR and Link and ATM • And much more KEEPING YOU SAFE ONLINE We use the latest online security measures to protect your money, your personal information and your privacy. acba digital is protected by Thales Gemalto Mobile Protector SDK. Gemalto Mobile Protector makes wise and privacy-friendly use of biometrics: no biometric data is stored in data centers or servers. It all stays within the user's mobile securely. Gemalto Mobile Protector integrates a combination of proven security mechanisms – such as code obfuscation, encryption, key protection mechanisms with appropriate key management, device binding, and root and jailbreaking detection. This solution helps to comply with the requirements of the revised PSD2's Regulatory Technical Standard (RTS). https://www.thalesgroup.com/en/markets/digital-identity-and-security/banking-payment/digital-banking/sdk/mobile-protector CONTACTING YOU We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname. Any text messages we send you will come from Acba bank.