Comparison

Rate.am vs Arca

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rate.am

Access live currency exchange rates from all Armenian banks and exchange points. Save money by finding the best rates, locate nearby branches, and use a built-in calculator for quick conversions. Track rates hourly for business needs.

Highlights
  • Live currency exchange rates
  • All Armenian banks and exchange points
  • Find best exchange rates
  • Locate nearest branches
  • Currency calculator
  • Central Bank of Armenia rates
Features
Read full description

#1 Financial application in Armenia RATE.am is a leading financial services portal in Armenia. Rate.am mobile application is the best iOS app that provides live exchange rates for popular currencies (USD, EUR, RUR, GEL, etc.) from all Armenian banks and majority of Exchange Points! This app helps to: • save money on currency exchange and other financial operations because it moves out a larger share of personal income and earnings of companies • fix deal terms with exchange office and be sure that you will get your transaction done with best exchange rate regardless if it is a US Dollar, Euro, Armenian dram or Russian rubles • have the opportunity to select an optimal finance partners for themselves in the face of banks and currency exchange offices • locate any of the nearest branch • see daily exchange rates for all currencies from Central Bank of Armenia (CBA) • use Currency calculator for easy and fast currency converting Using this app you will get information about the latest exchange rates, find the bank or exchange point offering the best exchange rate, locate nearest branch with the contact info, and many other useful information! If you are doing business, hourly track cash and non-cash exchange rates and accordingly react on rate fluctuations. The online version of the application is the most popular business web site in Armenia, with more than 40,000 visitors per day.

About

Arca

Features
Read full description

Introducing Arca — a beautifully simple AI-powered expense tracker designed to make budgeting effortless. Quickly capture your expenses and let Arca organize everything for you automatically. Whether you're tracking everyday spending, managing your monthly budget, or monitoring expenses while traveling, Arca helps you stay on top of your finances with minimal effort. EFFORTLESS EXPENSE TRACKING Add expenses in seconds using voice input, image scanning, or manual entry. Simply say something like “Spent 5 bucks on coffee and 24 on groceries today” and Arca will intelligently categorize and organize your expenses automatically. Track travel expenses effortlessly across multiple currencies and keep all your spending organized in one place. Create unlimited accounts in different currencies BEAUTIFULLY SIMPLE DESIGN Arca combines powerful budgeting tools with a calm, modern interface designed to feel fast, lightweight, and effortless to use every day. With thoughtfully crafted interactions, elegant visuals, and an intuitive layout, Arca makes expense tracking feel less like accounting — and more like a natural part of your routine. SUBSCRIPTIONS Arca offers optional auto-renewable subscriptions for premium features and AI-powered tools. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription anytime in your App Store account settings. Terms of Service: https://nickmoro.notion.site/Terms-of-Service-ToS-3546852dc8d1800ba9bbf044234bad0a

Screenshots

Rate.am4 screens
Arca4 screens

Verdict

The call

The clearest difference is in-app purchases: Rate.am at none against Arca's 2. Rate.am also leads on device support (3 vs 1) and iOS requirement (12.0 vs 17.0). Arca's advantage is update cadence (every 9 days vs every 7 months). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Arca sells 2 in-app purchases, starting at $4.99 per month. Rate.am asks for nothing beyond the download.

UpkeepUpdate frequency

Rate.am ships an update every 7 months, Arca every 9 days. The most recent releases landed on October 11, 2026 and October 16, 2026 respectively.

Scorecard4 real differences · 6 level
Rate.am versus Arca: the parameters behind the verdict, then further details
ParameterRate.amArca
PriceFreeFree
Rating4.8 (303 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings303 — better—
Update frequencyEvery 7 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better17.0
Further details — not scored
Size3 MB26 MB
Age rating4+4+
DeveloperRate.am LLCNikolai Morozov

Bugs and requests

Rate.am

Requested features

1 request
  • Ability to write in Armenian

Arca

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Rate.am

No in-app purchases

2 purchases

Arca

Subscriptions2
  • Arca Premium Monthly$4.991 Month
  • Arca Premium Yearly7 Days trial$39.991 Year

Questions

Is Rate.am free?
Rate.am is free to download, with no in-app purchases.
Is Arca free?
Arca is free to download, with in-app purchases available.
Do Rate.am or Arca have ads?
Neither Rate.am nor Arca shows ads.
Which is updated more often, Rate.am or Arca?
Rate.am ships an update every 7 months, and Arca every 9 days. Most recently, Rate.am was updated on October 11, 2026 and Arca on October 16, 2026.

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