MidFirst Bank Mobile vs CFCU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MidFirst Bank Mobile
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and control your cards. It also offers features like sending money via Zelle® and finding ATM locations.
- Check account balances and transactions
- Transfer funds between accounts
- Deposit checks remotely
- Send money with Zelle®
- Lock and unlock debit/credit cards
- Pay bills and manage payees
- Access digital statements and tax forms
Read full descriptionHide full description
Start banking wherever you are with MidFirst Bank Mobile Banking for iPhone®. Available to all online banking customers of MidFirst Bank, MidFirst Bank Mobile Banking allows you to check balances and recent transactions, lock your debit and credit cards, transfer funds, pay bills, deposit checks, find locations and send money through Zelle® , all from your smartphone. Member FDIC Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number Transfers - Easily transfer cash between your accounts Mobile Deposit - Deposit checks on the go to your MidFirst Bank account Zelle® - Send money to your friends and family with your mobile device Card Controls - Lock and unlock your MidFirst debit and credit cards - Receive convenient purchase notifications Bill Pay - Pay new bills, add new payees, revise bills scheduled to be paid, and review previously paid bills Digital Receipts - Manage and track all your paper and digital receipts Statements - Access your statements and tax forms electronically from your mobile phone Cardless Cash - Find nearby ATMs using the mobile device's built-in GPS and withdraw cash using your mobile device Schedule an Appointment - Find nearby banking centers using the mobile device's built-in GPS - Schedule an appointment to open a new account, apply for a loan, or meet with a MidFirst personal banker Zelle®, Statements, and Cardless Cash are not available when accessing the mobile app from your iPad®.
CFCU Mobile
Access your accounts 24/7 with this mobile banking app. Deposit checks remotely, view balances and history, transfer funds, and locate branches or ATMs. Manage multiple memberships and enjoy secure, real-time transactions.
- Remote check deposit
- Account balance and history viewing
- Fund transfers
- Branch and ATM locator
- Bill pay
- SMS text banking and alerts
Read full descriptionHide full description
The CFCU mobile app allows you 24/7 access to deposit checks remotely from your iPhone or iPad, check account balances, view account history, transfer funds between your accounts or to another CFCU member* and locate branches or ATMs. You can even manage multiple memberships/accounts that you have with CFCU. Mobile banking is free** with your CFCU membership and completely safe. We use the latest technology to ensure all transactions are private and secure. Once you’ve downloaded CFCU’s mobile banking app, simply enroll and login with your credentials. Main features include: Transfers and Loan Payments – Easily and quickly move funds in real-time to and from your CFCU accounts and loans. View Account Balances and Available Balances – All amounts are quickly displayed in real-time and are easy to read. You can also access transaction details. Find Us – Locate a CFCU branch or ATM using your GPS enabled locator. It also includes dynamic mapping. Bill Pay – Allows you to pay bills through your phone or tablet app. Mobile bill pay is integrated with online bill pay so that your information is consistent across platforms. SMS Text Banking – Allows you to send commands to our short-code and receive real time balance, history and account information via text message. SMS Text Alerts – Can be either transaction based or personal messages. You even have the ability to set usage alerts where you set the dollar amount thresholds. Remote Deposit - Allows you to take a picture of your check and securely deposit it to your CFCU account. *Before making member to member transfers, authorization documentation must be completed. **Your mobile carrier may assess text messaging and/or web access charges.
Screenshots
Verdict
MidFirst Bank Mobile and CFCU Mobile both sit at 4.8 stars, but that hides the real split: 81% of CFCU Mobile's written reviews are positive against 39% of MidFirst Bank Mobile's. CFCU Mobile also leads on update cadence (monthly vs every 4 months). MidFirst Bank Mobile's advantage is ratings volume (46K vs 12K) and iOS requirement (11.0 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for MidFirst Bank Mobile against 4.9 for CFCU Mobile. Both are backed by a comparable volume of ratings — 46K and 12K respectively. Written reviews are what separate them: 39% of MidFirst Bank Mobile's written reviews are positive against 81% of CFCU Mobile's.
MidFirst Bank Mobile ships an update every 4 months, CFCU Mobile monthly. Both last shipped on October 30, 2026.
| Parameter | MidFirst Bank Mobile | CFCU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (46K ratings) | 4.9 (12K ratings) — better |
| Positive reviews | 39.4% of reviews | 81.3% of reviews — better |
| Number of ratings | 46K — better | 12K |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 11.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 93 MB | 182 MB |
| Age rating | 4+ | 4+ |
| Developer | MidFirst Bank | Communication Federal Credit Union |
Customer experience
MidFirst Bank Mobile
CFCU Mobile
User reviews
MidFirst Bank Mobile
From 46K App Store ratingsWhat we love
- 🚀 Convenient mobile deposit
- 👍 Great customer service
- 🚀 Easy to use app
- 🚀 Helpful tech support
Room to improve
- 🐛 Frequent login issues
- 🐛 Buggy and crashes often
- 🐛 Unreliable app performance
- 🐛 Inconsistent Face ID/Touch ID support
- 🐛 Slow and unresponsive at times
CFCU Mobile
From 12K App Store ratingsWhat we love
- 👍 Great customer service
- 🚀 Convenient mobile banking
- 💡 Helpful budgeting tools
- 🔒 Secure banking experience
- 🤝 Positive long-term relationships
Room to improve
- 🐛 Frequent app maintenance/downtime
- 🔍 Difficulty linking accounts
- 📱 Suboptimal mobile app experience
- 💻 Outdated desktop platform
- 🤔 Inconsistent notification system
Bugs and requests
MidFirst Bank Mobile
Reported bugs
4 issues- App randomly logs out users
- Mobile deposit holds funds for too long
- Zelle functionality not working
- Incorrect account balance display
Requested features
4 requests- Add memo field for mobile deposits
- Improve ATM/branch location accuracy
- Streamline login process
- Provide password reset option in-app
CFCU Mobile
Reported bugs
4 issues- Login issues after app updates
- Inability to access bill pay and transfer features
- Mobile deposit not working as expected
- Calendar functionality not working correctly
Requested features
4 requests- Add note functionality for internal transfers
- Implement dark mode option
- Improve mobile deposit feature reliability
- Enhance account aggregation capabilities
In-app purchases
MidFirst Bank Mobile
No in-app purchases
CFCU Mobile
No in-app purchases
Questions
Is MidFirst Bank Mobile free?
Is CFCU Mobile free?
Which has better reviews, MidFirst Bank Mobile or CFCU Mobile?
Do MidFirst Bank Mobile or CFCU Mobile have ads?
Which is updated more often, MidFirst Bank Mobile or CFCU Mobile?
Other comparisons















