Comparison

MidFirst Bank Mobile vs 0based

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MidFirst Bank Mobile

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, deposit checks, and control your cards. It also offers features like sending money via Zelle® and finding ATM locations.

Highlights
  • Check account balances and transactions
  • Transfer funds between accounts
  • Deposit checks remotely
  • Send money with Zelle®
  • Lock and unlock debit/credit cards
  • Pay bills and manage payees
  • Access digital statements and tax forms
Features
Read full description

Start banking wherever you are with MidFirst Bank Mobile Banking for iPhone®. Available to all online banking customers of MidFirst Bank, MidFirst Bank Mobile Banking allows you to check balances and recent transactions, lock your debit and credit cards, transfer funds, pay bills, deposit checks, find locations and send money through Zelle® , all from your smartphone. Member FDIC Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number Transfers - Easily transfer cash between your accounts Mobile Deposit - Deposit checks on the go to your MidFirst Bank account Zelle® - Send money to your friends and family with your mobile device Card Controls - Lock and unlock your MidFirst debit and credit cards - Receive convenient purchase notifications Bill Pay - Pay new bills, add new payees, revise bills scheduled to be paid, and review previously paid bills Digital Receipts - Manage and track all your paper and digital receipts Statements - Access your statements and tax forms electronically from your mobile phone Cardless Cash - Find nearby ATMs using the mobile device's built-in GPS and withdraw cash using your mobile device Schedule an Appointment - Find nearby banking centers using the mobile device's built-in GPS - Schedule an appointment to open a new account, apply for a loan, or meet with a MidFirst personal banker Zelle®, Statements, and Cardless Cash are not available when accessing the mobile app from your iPad®.

About

0based

Read full description

0based is an AI-powered finance app that actually understands your money. Track personal and business finances in one place — then ask your AI advisor anything. Can I afford to hire? Am I overspending? What's my runway? Get real answers based on your real data. PERSONAL FINANCE Track all your accounts — checking, savings, credit cards, loans. Set budgets by category, track bills and due dates, and let AI spot patterns in your spending you might miss. STARTUP & BUSINESS Monitor your cash position and expenses. Track burn rate and runway. Ask the AI anything about your company finances — it knows your numbers. AI THAT KNOWS YOUR MONEY Ask anything in plain English. The AI analyzes your actual accounts, transactions, and budgets. It remembers your goals across conversations — every interaction builds on the last. SMART INSIGHTS AI-generated insights on your dashboard. Spending spikes, budget alerts, unusual activity — surfaced automatically. SHIELD MODE Not ready to face the numbers? Activate Shield Mode to hide your balances with a single tap. Let the AI surface what matters — insights, alerts, and patterns — so you stay informed without the anxiety. Full visibility when you want it. None when you don't. CONNECTED BANKING Link your bank accounts for automatic transaction sync. Your data updates in real time — no manual entry required. BUILT FOR PRIVACY Sign in with Apple — no email or name collected. Your data is never sold or shared. Export or delete anytime.

Screenshots

MidFirst Bank Mobile4 screens
0based4 screens

Verdict

The call

The clearest difference is iOS requirement: MidFirst Bank Mobile at 11.0 against 0based's 15.1. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
MidFirst Bank Mobile versus 0based: the parameters behind the verdict, then further details
ParameterMidFirst Bank Mobile0based
PriceFreeFree
Rating4.8 (46K ratings) — better—
Positive reviews39.4% of reviews—
Number of ratings46K — better—
Update frequencyEvery 4 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better15.1
Further details — not scored
Size93 MB43 MB
Age rating4+4+
DeveloperMidFirst BankEnergy Company Developers

Bugs and requests

MidFirst Bank Mobile

Reported bugs

4 issues
  • App randomly logs out users
  • Mobile deposit holds funds for too long
  • Zelle functionality not working
  • Incorrect account balance display

Requested features

4 requests
  • Add memo field for mobile deposits
  • Improve ATM/branch location accuracy
  • Streamline login process
  • Provide password reset option in-app

0based

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MidFirst Bank Mobile

No in-app purchases

None

0based

No in-app purchases

Questions

Is MidFirst Bank Mobile free?
MidFirst Bank Mobile is free to download, with no in-app purchases.
Is 0based free?
0based is free to download, with no in-app purchases.
Do MidFirst Bank Mobile or 0based have ads?
Neither MidFirst Bank Mobile nor 0based shows ads.

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