Comparison

Safe 1 Mobile Banking vs EECU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Safe 1 Mobile Banking

Manage your finances on the go with this mobile banking app. Check balances, view transactions, transfer funds, deposit checks, and pay bills. Easily locate branches and ATMs.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Deposit checks
  • Pay bills
  • Find branches and ATMs
Read full description

With the Safe 1 Mobile Banking App, you can check your account balances, view transaction history, transfer funds between accounts, deposit checks, pay your bills, and find Safe 1 branches and ATMs. Safe 1 Credit Union "Where Membership Matters" To learn how we protect your privacy, please visit http://www.safe1.org/home/privacy

About

EECU

Manage your finances on the go with this secure mobile banking application. Easily check balances, transfer funds, pay bills, and deposit checks from your device. Access your money anytime, anywhere with convenient features for everyday banking needs.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Make bill payments
  • Deposit checks
  • Activate cash back offers
  • Find branch and ATM locations
Read full description

Educational Employees Credit Union (EECU) – California The EECU mobile app allows you to access your money – anywhere, anytime. It’s fast, free and secure! With EECU mobile banking you can: •Check your balances •View transaction history •View check images •Transfer funds •Make bill payments •View and activate your cash back offers •Deposit checks •Manage Purchase Rewards •Find EECU locations and CO-OP ATMs. Login to this app using your existing Online Access User ID and Password. If you do not have EECU Online Access, apply today at myEECU.org. To learn how we protect your privacy, please visit https://www.myeecu.org/privacy

Screenshots

Safe 1 Mobile Banking4 screens
EECU4 screens

Verdict

The call

The clearest difference is monetization model: EECU at free against Safe 1 Mobile Banking's ad-supported. EECU also leads on ratings volume (36K vs 7.3K). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Safe 1 Mobile Banking against 4.8 for EECU. Both are backed by a comparable volume of ratings — 7.3K and 36K respectively. Written reviews are what separate them: 73% of Safe 1 Mobile Banking's written reviews are positive against 65% of EECU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
Safe 1 Mobile Banking versus EECU: the parameters behind the verdict, then further details
ParameterSafe 1 Mobile BankingEECU
PriceFreeFree
Rating4.8 (7.3K ratings) — better4.8 (36K ratings)
Positive reviews73.1% of reviews — better65.2% of reviews
Number of ratings7.3K36K — better
Update frequencyEvery 3 monthsEvery 3 months
AdsYesYes
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size99 MB109 MB
Age rating4+4+
DeveloperSafe 1 Credit UnionEducational Employees Credit Union

Customer experience

Safe 1 Mobile Banking

All ratings6,306 ratings
Positive96.5%
Neutral1.5%
Negative2.0%
Written reviews67 reviews
Positive73.1%
Neutral7.5%
Negative19.4%

EECU

All ratings32,234 ratings
Positive96.8%
Neutral1.5%
Negative1.7%
Written reviews198 reviews
Positive65.2%
Neutral3.0%
Negative31.8%

User reviews

Safe 1 Mobile Banking

From 7.3K App Store ratings

What we love

  • 👍 User-friendly
  • 🚀 Easy to use
  • 💰 Great rates
  • 🤝 Excellent customer service
  • 🔒 Secure banking

Room to improve

  • 🐛 App crashes and glitches
  • ⏱️ Slow app performance
  • 🔄 Delayed transaction updates
  • 🤖 Lack of mobile payment support
  • 📸 Unreliable check deposit

EECU

From 36K App Store ratings

What we love

  • 🚀 Fast and reliable
  • 👍 User-friendly interface
  • 🔒 Secure banking
  • 💡 Excellent customer service

Room to improve

  • 🐛 Inconsistent mobile deposit functionality
  • 🔀 Frustrating interface changes
  • 🔒 Cumbersome login process with multiple accounts

Bugs and requests

Safe 1 Mobile Banking

Reported bugs

4 issues
  • Login screen freezes
  • Check deposit feature not working
  • Frequent app crashes
  • Delayed transaction updates

Requested features

5 requests
  • Add mobile wallet/payment support
  • Improve transaction history and balance tracking
  • Provide account/routing number access in-app
  • Implement facial recognition login
  • Restore home screen widget functionality

EECU

Reported bugs

2 issues
  • Infinite loading or account information not displaying
  • Inconsistent mobile deposit recognition

Requested features

3 requests
  • Easier inter-bank account transfers
  • Savings account management within the app
  • More detailed transaction history and budgeting tools

In-app purchases

None

Safe 1 Mobile Banking

No in-app purchases

None

EECU

No in-app purchases

Questions

Is Safe 1 Mobile Banking free?
Safe 1 Mobile Banking is free to download, with no in-app purchases.
Is EECU free?
EECU is free to download, with no in-app purchases.
Which has better reviews, Safe 1 Mobile Banking or EECU?
Safe 1 Mobile Banking is rated higher. Safe 1 Mobile Banking averages 4.8 out of 5 from 7.3K ratings, while EECU averages 4.8 from 36K ratings.
Do Safe 1 Mobile Banking or EECU have ads?
Both Safe 1 Mobile Banking and EECU show ads.
Which is updated more often, Safe 1 Mobile Banking or EECU?
Safe 1 Mobile Banking ships an update every 3 months, and EECU every 3 months. Most recently, Safe 1 Mobile Banking was updated on September 22, 2026 and EECU on September 24, 2026.

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