Comparison

EECU vs Valley Strong Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EECU

Manage your finances on the go with this secure mobile banking application. Easily check balances, transfer funds, pay bills, and deposit checks from your device. Access your money anytime, anywhere with convenient features for everyday banking needs.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Make bill payments
  • Deposit checks
  • Activate cash back offers
  • Find branch and ATM locations
Features
Read full description

Educational Employees Credit Union (EECU) – California The EECU mobile app allows you to access your money – anywhere, anytime. It’s fast, free and secure! With EECU mobile banking you can: •Check your balances •View transaction history •View check images •Transfer funds •Make bill payments •View and activate your cash back offers •Deposit checks •Manage Purchase Rewards •Find EECU locations and CO-OP ATMs. Login to this app using your existing Online Access User ID and Password. If you do not have EECU Online Access, apply today at myEECU.org. To learn how we protect your privacy, please visit https://www.myeecu.org/privacy

About

Valley Strong Mobile Banking

Manage your finances on the go with this mobile banking app. Easily check balances, transfer funds, pay bills, and deposit checks directly from your device. Access your accounts anytime, anywhere for convenient financial management.

Highlights
  • Check account balances
  • Transfer funds between accounts
  • Pay bills conveniently
  • Make loan payments
  • Deposit checks remotely
  • Access funds anytime, anywhere
Features
Read full description

Valley Strong Mobile Banking allows you to access your funds anytime, anywhere! With Valley Strong Mobile Banking you have access to: - Check balances - Transfer money - Pay bills - Make loan payments - Deposit checks - And more! Message and data rates may apply. Valley Strong is federally insured by NCUA.

Screenshots

EECU4 screens
Valley Strong Mobile Banking4 screens

Verdict

The call

EECU and Valley Strong Mobile Banking both sit at 4.8 stars, but that hides the real split: 65% of EECU's written reviews are positive against 28% of Valley Strong Mobile Banking's. EECU also leads on monetization model (free vs free with in-app purchases) and ratings volume (39K vs 5.4K). Valley Strong Mobile Banking's advantage is update cadence (every 5 weeks vs every 3 months). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for EECU against 4.8 for Valley Strong Mobile Banking. That said, the two scores are not equally well evidenced: EECU has 39K ratings behind it against 5.4K, so its average is the more settled of the two. Written reviews are what separate them: 65% of EECU's written reviews are positive against 28% of Valley Strong Mobile Banking's.

UpkeepUpdate frequency

EECU ships an update every 3 months, Valley Strong Mobile Banking every 5 weeks. The most recent releases landed on October 31, 2026 and October 23, 2026 respectively.

Scorecard4 real differences · 6 level
EECU versus Valley Strong Mobile Banking: the parameters behind the verdict, then further details
ParameterEECUValley Strong Mobile Banking
PriceFreeFree
Rating4.8 (39K ratings) — better4.8 (5.4K ratings)
Positive reviews65.3% of reviews — better28.4% of reviews
Number of ratings39K — better5.4K
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size113 MB153 MB
Age rating4+4+
DeveloperEducational Employees Credit UnionValley Strong Credit Union

Customer experience

EECU

All ratings37,203 ratings
Positive96.3%
Neutral1.6%
Negative2.2%
Written reviews213 reviews
Positive65.3%
Neutral3.3%
Negative31.5%

Valley Strong Mobile Banking

All ratings5,405 ratings
Positive95.9%
Neutral1.5%
Negative2.6%
Written reviews88 reviews
Positive28.4%
Neutral13.6%
Negative58.0%

User reviews

EECU

From 39K App Store ratings

What we love

  • 🚀 Fast and reliable
  • 👍 User-friendly interface
  • 🔒 Secure banking
  • 💡 Excellent customer service

Room to improve

  • 🐛 Inconsistent mobile deposit functionality
  • 🔀 Frustrating interface changes
  • 🔒 Cumbersome login process with multiple accounts

Valley Strong Mobile Banking

From 5.4K App Store ratings

What we love

  • 💻 Convenient mobile banking
  • 🤝 Helpful customer service
  • 🏆 Best credit union app

Room to improve

  • 🐛 Frequent app crashes
  • ⚠️ Unreliable login and account access
  • 💳 Issues with mobile check deposit and money transfers
  • 🕰️ Slow and unresponsive app performance
  • 🔒 Inconsistent security prompts

Bugs and requests

EECU

Reported bugs

2 issues
  • Infinite loading or account information not displaying
  • Inconsistent mobile deposit recognition

Requested features

3 requests
  • Easier inter-bank account transfers
  • Savings account management within the app
  • More detailed transaction history and budgeting tools

Valley Strong Mobile Banking

Reported bugs

5 issues
  • Zelle feature not working
  • Inability to make mortgage payments from app
  • Inconsistent CAPTCHA prompts
  • Incorrect date format defaults in transfer flows
  • Mobile check deposit not functioning

Requested features

5 requests
  • Add card lock feature
  • Restore saved username functionality
  • Improve date/calendar format in transfer flows
  • Enable full account/routing number visibility
  • Optimize app for iPad use

In-app purchases

None

EECU

No in-app purchases

None

Valley Strong Mobile Banking

No in-app purchases

Questions

Is EECU free?
EECU is free to download, with no in-app purchases.
Is Valley Strong Mobile Banking free?
Valley Strong Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, EECU or Valley Strong Mobile Banking?
EECU is rated higher. EECU averages 4.8 out of 5 from 39K ratings, while Valley Strong Mobile Banking averages 4.8 from 5.4K ratings.
Do EECU or Valley Strong Mobile Banking have ads?
Neither EECU nor Valley Strong Mobile Banking shows ads.
Which is updated more often, EECU or Valley Strong Mobile Banking?
EECU ships an update every 3 months, and Valley Strong Mobile Banking every 5 weeks. Most recently, EECU was updated on October 31, 2026 and Valley Strong Mobile Banking on October 23, 2026.

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