Comparison

Paymode vs NWPSRetirementAccess

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paymode

Manage payments and invoices on the go with two distinct experiences for payers and vendors. Approve, reject, and track transactions, upload invoices, and gain insights into your financial activity. Securely receive payments and monitor their status.

Highlights
  • Approve/reject payments and invoices
  • Track payment history and trends
  • Upload invoices via email, files, or camera
  • Code invoices and allocate costs
  • Gain personalized financial insights
  • Search for payments and invoices
  • Secure vendor payment reception
Read full description

This app offers two experiences for our users—a payer experience and a vendor experience. The payer experience features ways to: Take action on your payments: • Approve / reject payments and payments within a payment file on the go • Filter payments by status, date, account, payment method, and more Track your payments: • View your payment history and trends at a glance • Get personalized insights based on your payments • Save money by keeping track of expiring card payments • View payments awaiting your approval, in process, and in exceptions Upload invoices on the go: • Effortlessly upload invoices from your email, files, or capture with your mobile device’s built-in camera Take action on your invoices: • Approve / reject invoices – both individually and in bulk – on the go • Filter invoices by invoice status, vendor name, invoice number, payer company, and more • Code invoices – quickly and accurately allocate costs directly within the system Track your invoices: • Get personalized insights based on your invoices • Save money by keeping track of available early-pay discounts • View invoices for approval and in final review states • Access a PDF preview of any invoice to ensure your information is legitimate and accurate • View your invoice history and trends at a glance • View invoice workflow, access and upload associated documents, and add internal comments easily Search for payments and invoices: • Effortlessly search for payments and invoices directly from the homepage using global search functionality Manage your account: • Switch between multiple memberships The vendor experience features ways to: • Receive payments easily and securely • Log in securely with biometric capabilities • Monitor your payment tracker • Gain insights into payment statuses • Review historical payments and remittance

About

NWPSRetirementAccess

Access and manage your employer-sponsored retirement plan. View account balances, investment holdings, and personal rates of return to stay informed about your financial future.

Highlights
  • View account balances
  • See investment holdings
  • Review personal rate of return
  • Manage employer-sponsored retirement plan
Features
Read full description

Manage and review your employer sponsored retirement plan managed by NWPS. • Be able to take stock of your retirement plan account by viewing account balances • View your investment holdings including share balances • Review your personal Rate of Return

Screenshots

Paymode4 screens
NWPSRetirementAccess3 screens

Verdict

The call

The clearest difference is rating: Paymode at 3.7 against NWPSRetirementAccess's 1.0. Paymode also leads on review sentiment (29% vs 0%) and update cadence (every 3 months vs every 7 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Paymode holds the better App Store score, 3.7 against 1.0. Both are backed by a comparable volume of ratings — 11 and 5 respectively. Written reviews point the same way: 29% of Paymode's written reviews are positive against 0% of NWPSRetirementAccess's.

UpkeepUpdate frequency

Paymode ships an update every 3 months, NWPSRetirementAccess every 7 months. The most recent releases landed on June 20, 2026 and September 3, 2026 respectively.

Scorecard3 real differences · 7 level
Paymode versus NWPSRetirementAccess: the parameters behind the verdict, then further details
ParameterPaymodeNWPSRetirementAccess
PriceFreeFree
Rating3.7 (11 ratings) — better1.0 (5 ratings)
Positive reviews28.6% of reviews — better0.0% of reviews
Number of ratings11 — better5
Update frequencyEvery 3 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.616.6
Further details — not scored
Size55 MB26 MB
Age rating4+4+
DeveloperBottomline Technologies, IncNorthwest Plan Services

Customer experience

Paymode

All ratings11 ratings
Positive63.6%
Neutral9.1%
Negative27.3%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

NWPSRetirementAccess

All ratings5 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Paymode

No in-app purchases

None

NWPSRetirementAccess

No in-app purchases

Questions

Is Paymode free?
Paymode is free to download, with no in-app purchases.
Is NWPSRetirementAccess free?
NWPSRetirementAccess is free to download, with no in-app purchases.
Which has better reviews, Paymode or NWPSRetirementAccess?
Paymode is rated higher. Paymode averages 3.7 out of 5 from 11 ratings, while NWPSRetirementAccess averages 1.0 from 5 ratings.
Do Paymode or NWPSRetirementAccess have ads?
Neither Paymode nor NWPSRetirementAccess shows ads.
Which is updated more often, Paymode or NWPSRetirementAccess?
Paymode ships an update every 3 months, and NWPSRetirementAccess every 7 months. Most recently, Paymode was updated on June 20, 2026 and NWPSRetirementAccess on September 3, 2026.

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