Comparison

Paymode vs AIC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paymode

Manage payments and invoices on the go with two distinct experiences for payers and vendors. Approve, reject, and track transactions, upload invoices, and gain insights into your financial activity. Securely receive payments and monitor their status.

Highlights
  • Approve/reject payments and invoices
  • Track payment history and trends
  • Upload invoices via email, files, or camera
  • Code invoices and allocate costs
  • Gain personalized financial insights
  • Search for payments and invoices
  • Secure vendor payment reception
Read full description

This app offers two experiences for our users—a payer experience and a vendor experience. The payer experience features ways to: Take action on your payments: • Approve / reject payments and payments within a payment file on the go • Filter payments by status, date, account, payment method, and more Track your payments: • View your payment history and trends at a glance • Get personalized insights based on your payments • Save money by keeping track of expiring card payments • View payments awaiting your approval, in process, and in exceptions Upload invoices on the go: • Effortlessly upload invoices from your email, files, or capture with your mobile device’s built-in camera Take action on your invoices: • Approve / reject invoices – both individually and in bulk – on the go • Filter invoices by invoice status, vendor name, invoice number, payer company, and more • Code invoices – quickly and accurately allocate costs directly within the system Track your invoices: • Get personalized insights based on your invoices • Save money by keeping track of available early-pay discounts • View invoices for approval and in final review states • Access a PDF preview of any invoice to ensure your information is legitimate and accurate • View your invoice history and trends at a glance • View invoice workflow, access and upload associated documents, and add internal comments easily Search for payments and invoices: • Effortlessly search for payments and invoices directly from the homepage using global search functionality Manage your account: • Switch between multiple memberships The vendor experience features ways to: • Receive payments easily and securely • Log in securely with biometric capabilities • Monitor your payment tracker • Gain insights into payment statuses • Review historical payments and remittance

About

AIC

Manage your auto insurance policy with ease. Securely pay bills, access ID cards and policy details, view billing history, and connect with your agent.

Highlights
  • Pay bills securely
  • Store ID cards for offline access
  • View policy details
  • Access billing history
  • See upcoming bills
  • Contact your agent
Features
Read full description

AIC Mobile provides user friendly navigation of your auto insurance policy! Securely access key information and take care of business such as: • Pay your bill from anywhere • Store a copy of your ID Cards for offline access • View ID cards and policy details • View your billing history • See upcoming bills • Get in touch with your agent

Screenshots

Paymode4 screens
AIC4 screens

Verdict

The call

Paymode and AIC both sit at 3.7 stars, but that hides the real split: 29% of Paymode's written reviews are positive against 20% of AIC's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.7 for Paymode against 3.6 for AIC. Both are backed by a comparable volume of ratings — 11 and 11 respectively. Written reviews are what separate them: 29% of Paymode's written reviews are positive against 20% of AIC's.

UpkeepUpdate frequency

Paymode ships an update every 3 months, AIC every 2 months. The most recent releases landed on September 30, 2026 and October 9, 2026 respectively.

Scorecard1 real difference · 9 level
Paymode versus AIC: the parameters behind the verdict, then further details
ParameterPaymodeAIC
PriceFreeFree
Rating3.7 (11 ratings) — better3.6 (11 ratings)
Positive reviews28.6% of reviews — better20.0% of reviews
Number of ratings1111
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.615.0 — better
Further details — not scored
Size55 MB78 MB
Age rating4+4+
DeveloperBottomline TechnologiesAgency Holding Company of Maryland, Inc

Customer experience

Paymode

All ratings11 ratings
Positive63.6%
Neutral9.1%
Negative27.3%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

AIC

All ratings8 ratings
Positive37.5%
Neutral12.5%
Negative50.0%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

In-app purchases

None

Paymode

No in-app purchases

None

AIC

No in-app purchases

Questions

Is Paymode free?
Paymode is free to download, with no in-app purchases.
Is AIC free?
AIC is free to download, with no in-app purchases.
Which has better reviews, Paymode or AIC?
Paymode is rated higher. Paymode averages 3.7 out of 5 from 11 ratings, while AIC averages 3.6 from 11 ratings.
Do Paymode or AIC have ads?
Neither Paymode nor AIC shows ads.
Which is updated more often, Paymode or AIC?
Paymode ships an update every 3 months, and AIC every 2 months. Most recently, Paymode was updated on September 30, 2026 and AIC on October 9, 2026.

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