Comparison

Pushpay vs BILL Spend & Expense (Divvy)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pushpay

Easily and securely donate to your church or organization directly from your smartphone. Set up recurring donations, use multiple payment methods, and enjoy peace of mind with advanced security features.

Highlights
  • One-tap donations
  • Multiple card support
  • Face ID/Passcode security
  • Find organizations
  • Bank-level encryption
Features
Read full description

A simple, secure way to support your church from anywhere, right from your phone. Features: -Give in Seconds: Set up once, then donate easily whenever you want -Supports All Major Cards: Works with Visa and MasterCard, both credit and debit. Add multiple cards and choose at checkout. -Face ID & Passcode Security: Offers convenience and security with Face ID. -Find & Favorite Organizations: Easily locate businesses or nonprofits using GPS or text search. Your Security Matters: Pushpay employs bank-level encryption and multi-layer security to protect your information. No card details are stored on your device, and our platform is fully PCI compliant, meeting the highest security standards set by Visa, MasterCard, Amex, and Discover. If your phone is lost, unauthorized transactions cannot be made without your passcode. For Churches: Pushpay helps increase giving, reduce paperwork, and keep members connected. Churches using our app typically see more consistent donations while making it easier for everyone to participate. Want to bring Pushpay to your organization? Contact us: support@pushpay.com

About

BILL Spend & Expense (Divvy)

This app offers a free, automated solution for managing business expenses. It combines corporate cards with software to track spending, provide real-time budget insights, and automate expense recording. It helps businesses stay within budget, manage approvals, and integrate with accounting software.

Highlights
  • Automated expense tracking
  • Real-time budget visibility
  • Physical and virtual corporate cards
  • Proactive spend controls
  • Team approval workflows
  • Out-of-pocket expense reimbursements
  • Accounting software integration
Features
Read full description

BILL Spend & Expense, formerly Divvy, is a free automated expense management solution that combines corporate cards with easy-to-use software to provide a seamless experience for managing your business spending and expenses. Track company expenses and get real-time budget insight so you can proactively make smart spending decisions. AUTOMATE YOUR EXPENSES Purchases are instantly recorded in the app, reducing manual input and allowing for greater efficiency. GAIN REAL-TIME VISIBILITY Live expense reporting and insights enables you to keep track of your company's expenditures as they occur. PHYSICAL CORPORATE CARDS BILL Divvy Corporate Cards can be issued to all of your employees for easy in-person spending. VIRTUAL CARDS Create as many free virtual cards as you need, providing a safe and convenient alternative for employees to handle business expenses. STAY WITHIN BUDGET Put proactive spend controls in place to prevent unapproved purchases and ensure that all spending aligns with company policies. LET YOUR TEAM MANAGE APPROVALS Customize transaction approval flows according to your org chart to stay on top of spending. TRACK OUT-OF-POCKET EXPENSES Easily manage reimbursements for spend that happens on personal cards and still stay within budget. MAKE MONTH END A BREEZE Integrate your expenses with major accounting software such as QuickBooks, Xero, NetSuite, and Sage Intacct, and make it effortless to manage your finances and close your books in record time. Download the BILL Spend & Expense app to streamline your business expense management, save valuable time and resources, and gain real-time control over your expenses. If you're looking to manage accounts payable and accounts receivable on the go, please download the BILL AP & AR app. Disclosure: BILL AP/AR services are provided by Bill.com LLC; Spend & Expense services are provided by Divvy Pay LLC; BILL Divvy Corporate Card is issued by Cross River Bank, member FDIC.

Screenshots

Pushpay4 screens
BILL Spend & Expense (Divvy)4 screens

Verdict

The call

The clearest difference is rating: BILL Spend & Expense (Divvy) at 4.8 against Pushpay's 2.8. BILL Spend & Expense (Divvy) also leads on ratings volume (30K vs 130) and update cadence (weekly vs every 3 weeks). Pushpay's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BILL Spend & Expense (Divvy) holds the better App Store score, 4.8 against 2.8. That said, the two scores are not equally well evidenced: BILL Spend & Expense (Divvy) has 30K ratings behind it against 130, so its average is the more settled of the two. Written reviews point the same way: 27% of Pushpay's written reviews are positive against 32% of BILL Spend & Expense (Divvy)'s.

UpkeepUpdate frequency

Pushpay ships an update every 3 weeks, BILL Spend & Expense (Divvy) weekly. The most recent releases landed on October 16, 2026 and October 19, 2026 respectively.

Scorecard4 real differences · 6 level
Pushpay versus BILL Spend & Expense (Divvy): the parameters behind the verdict, then further details
ParameterPushpayBILL Spend & Expense (Divvy)
PriceFreeFree
Rating2.8 (130 ratings)4.8 (30K ratings) — better
Positive reviews27.3% of reviews32.4% of reviews — better
Number of ratings13030K — better
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone
Requires iOS16.0 — better16.4
Further details — not scored
Size10 MB130 MB
Age rating4+4+
DeveloperPushpay LimitedBill.com, Inc.

Customer experience

Pushpay

All ratings130 ratings
Positive38.5%
Neutral10.0%
Negative51.5%
Written reviews88 reviews
Positive27.3%
Neutral11.4%
Negative61.4%

BILL Spend & Expense (Divvy)

All ratings29,796 ratings
Positive95.2%
Neutral1.5%
Negative3.3%
Written reviews290 reviews
Positive32.4%
Neutral6.9%
Negative60.7%

User reviews

Pushpay

From 130 App Store ratings

What we love

  • 👍 Easy and convenient payment process
  • 🚀 Fast transaction completion
  • 🔐 Touch ID/biometric security option
  • 💳 Multiple payment method support
  • 📱 Clean and intuitive interface design

Room to improve

  • 🐛 Frequent app crashes and freezing
  • 🌐 Redirects to web browser for payments
  • ❌ Difficult account deletion process
  • 🔐 Missing Face ID support (older reviews)
  • 📱 iPhone X/XS compatibility issues

BILL Spend & Expense (Divvy)

From 30K App Store ratings

What we love

  • 🚀 Simplicity and ease of use
  • 👍 Intuitive and user-friendly app
  • 🚀 Efficient expense tracking and reporting
  • 🚀 Seamless integration with accounting software
  • 👍 Helpful customer support

Room to improve

  • 🐛 Buggy app with crashes and glitches
  • 🕰️ Slow processing of payments and refunds
  • 🤔 Confusing budgeting and allocation system
  • 🤔 Lack of advanced features and customization
  • 🤔 Inconsistent user experience across platforms

Bugs and requests

Pushpay

Reported bugs

13 issues
  • App crashes on launch or during use
  • Session expired errors
  • Cannot enter payment amounts
  • App freezes during transactions
  • Incompatibility with iPhone X and newer models
Show 8 more
  • Payment processing failures
  • Duplicate charges occurring
  • Unauthorized withdrawals
  • Error messages without explanation
  • App fails after recent updates
  • Search function not finding churches
  • Payment history not displaying correctly
  • Recurring gifts cannot be modified or stopped

Requested features

13 requests
  • Apple Pay integration
  • Face ID support for authentication
  • In-app payment processing (not browser redirect)
  • Debit card and Interac support
  • Email-only login option
Show 8 more
  • In-app giving statement downloads
  • Better church search and discovery
  • One-time payment as default option
  • Transaction history visibility
  • Ability to manage recurring gifts
  • Push notifications for transaction issues
  • Card expiry auto-fill in scanner
  • Native app feel without web wrapper

BILL Spend & Expense (Divvy)

Reported bugs

5 issues
  • Recurring issues with declined transactions
  • Inability to view loaded receipts in the app
  • Notifications not clearing properly
  • Inconsistent performance after recent updates
  • Account freezing and fund access issues

Requested features

5 requests
  • Ability to remove old or irrelevant notifications
  • More flexible budgeting and allocation options
  • Improved integration with third-party accounting tools
  • Enhanced receipt scanning and management capabilities
  • Faster processing of payments and refunds

In-app purchases

None

Pushpay

No in-app purchases

None

BILL Spend & Expense (Divvy)

No in-app purchases

Questions

Is Pushpay free?
Pushpay is free to download, with no in-app purchases.
Is BILL Spend & Expense (Divvy) free?
BILL Spend & Expense (Divvy) is free to download, with no in-app purchases.
Which has better reviews, Pushpay or BILL Spend & Expense (Divvy)?
BILL Spend & Expense (Divvy) is rated higher. Pushpay averages 2.8 out of 5 from 130 ratings, while BILL Spend & Expense (Divvy) averages 4.8 from 30K ratings.
Do Pushpay or BILL Spend & Expense (Divvy) have ads?
Neither Pushpay nor BILL Spend & Expense (Divvy) shows ads.
Which is updated more often, Pushpay or BILL Spend & Expense (Divvy)?
Pushpay ships an update every 3 weeks, and BILL Spend & Expense (Divvy) weekly. Most recently, Pushpay was updated on October 16, 2026 and BILL Spend & Expense (Divvy) on October 19, 2026.

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