Comparison

FinFit vs My Time Matters

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinFit

This app provides employees with educational resources, tools, and financial solutions to achieve financial stability and meet their goals. Earn points through a rewards program for cash and prizes, and access services like personalized assessments, coaching, and money management.

Highlights
  • Personalized financial assessment
  • One-on-one financial coaching
  • Credit and banking solutions
  • Student loan services
  • Online money management dashboard
  • Budgeting tools and calculators
  • Member rewards program
Features
Read full description

FinFit offers a wide range of educational resources, tools and financial solutions to assist employees in meeting their financial goals and achieving financial stability. Through the FinFit member rewards program, you’ll earn points that you can redeem for cash and prizes. Here are some of the financial services available: Personalized financial assessment One-on-one financial coaching Credit and banking solutions Student loan services Online money management dashboard Educational tools and resources Individual Insurance Budgeting tools and calculators Coupon vault Disclaimer: Products listed are a representation of FinFit offerings. Not all products are available in all states or to all member companies. FinFit’s Financial Wellness Program, which includes educational content, a financial assessment and a financial dashboard, is free to registered members. Other ancillary services offered may incur fees which will be disclosed prior to entering into any agreements.

About

My Time Matters

This app helps salaried professionals track overtime and after-hours work to understand its impact on their effective hourly rate and overall earnings. It monitors various work activities, provides alerts for burnout, and offers insights into how extra time affects compensation.

Highlights
  • Track work sessions and overtime
  • Monitor real hourly rate
  • Log office work, emails, calls, and texting
  • View detailed work history
  • Set daily and weekly hour alerts
  • Understand overtime impact on time and pay
  • Export and back up data
Features
Read full description

My Time Matters helps salaried professionals understand the hidden impact of overtime and after-hours work. Track your work hours, monitor your effective hourly rate, and see how extra time changes what you actually earn. Whether it’s late-night emails, weekend work, phone calls, or extended office hours, My Time Matters helps you stay aware before burnout and overwork become normal. FEATURES • Track work sessions and overtime • Monitor your real hourly rate • Log office work, emails, calls, and texting • View detailed work history • Set daily and weekly hour alerts • Get notified when your effective hourly rate drops • Understand the impact of overtime on your time and pay • Export and back up your data DESIGNED FOR SALARIED PROFESSIONALS My Time Matters was built for employees, managers, office workers, and professionals who want greater awareness of how work affects their time and real compensation. PRIVATE BY DESIGN Your data stays on your device. No accounts. No cloud tracking. No unnecessary data collection. PREMIUM FEATURES Unlock smart alerts, advanced overtime awareness tools, additional tracking categories, and deeper insights with My Time Matters Premium. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mytimeproducts.com/my-time-matters-privacy

Screenshots

FinFit4 screens
My Time Matters3 screens

Verdict

The call

The clearest difference is in-app purchases: FinFit at none against My Time Matters's 2. FinFit also leads on ratings volume (3.1K vs 1). My Time Matters's advantage is update cadence (every 3 weeks vs every 2 months). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Time Matters sells 2 in-app purchases, starting at $2.99 per month. FinFit asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for FinFit against 5.0 for My Time Matters. That said, the two scores are not equally well evidenced: FinFit has 3.1K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

FinFit ships an update every 2 months, My Time Matters every 3 weeks. The most recent releases landed on October 24, 2026 and October 5, 2026 respectively.

Scorecard4 real differences · 6 level
FinFit versus My Time Matters: the parameters behind the verdict, then further details
ParameterFinFitMy Time Matters
PriceFreeFree
Rating4.9 (3.1K ratings)5.0 (1 ratings) — better
Positive reviews57.9% of reviews—
Number of ratings3.1K — better1
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size76 MB58 MB
Age rating4+4+
DeveloperFinFit Ops LLCEric Head

Bugs and requests

FinFit

Reported bugs

114 issues
  • Impossible login
  • Security is impossible
  • Wait 20 minutes for wrong attempts
  • Useless as app
  • Keeps getting minimum loan amount
Show 109 more
  • Identity verification issues
  • Can't get hold of real person
  • Customer service unresponsive
  • App has been down for days
  • Upload glitching out
  • Identity verification fails
  • Not able to take out another loan
  • Wish you didn't have to reverify
  • Wish automatic loan after early payment
  • Major lag when clicking
  • Can't find employer
  • Poorly designed app
  • Biometric login needs code every time
  • App freezes and becomes unresponsive
  • Need to close and re-login
  • Freezes and becomes unresponsive
  • Selfie freezes or cuts off
  • On hold for almost an hour
  • Customer service can't help
  • ID and self pictures didn't match up
  • App freezes after few minutes
  • Unresponsive after few minutes
  • Can't update employment details
  • Can't click on payment frequency
  • App freezes, won't scroll
  • Auto payment didn't work
  • Missed payment due to app error
  • No way to transfer money out
  • App is absolute garbage
  • Repeatedly asking for text codes
  • Codes delayed or not received
  • No account deletion
  • Linked accounts spam with 2FA
  • Customer support incapable of helping
  • Improperly trained support
  • No human contact available
  • Chat refers to phone, phone refers to chat
  • Disconnected after hold
  • VISA uses out of country support
  • Problem when needed, no human interaction
  • No customer service
  • Can't get replacement card
  • Employment details not verified
  • Application resubmitted, have to wait
  • Phone call hangs up
  • App doesn't work on iPhone 11
  • Takes to sign in page repeatedly
  • Painfully outdated and frustrating
  • No bi-monthly payment option
  • Takes forever to load
  • Verify every time you click
  • Aggravating verification
  • Web browser used more often
  • App constantly crushes
  • Needs improvement for stability
  • App hardly runs
  • Crashes like crazy
  • Hardly loads
  • Code verification each login
  • 2-factor verification by text doesn't work
  • Email verification never loads
  • Stuck on transparent black screen
  • Needs full-blown upgrade
  • Loan service not working for weeks
  • Always unresponsive
  • Doesn't load most of the time
  • Logged out when navigating
  • Trivia game fails
  • App hiccups during trivia
  • Support for app issues is poor
  • App needs better UI
  • Loan balance higher than expected
  • Forget to deduct payment
  • Missed late payment on their screw up
  • Took 4 days to get someone on phone
  • Companies don't stand behind word
  • Companies don't take accountability
  • Scam
  • No option to stretch payments
  • Withdrawing money too soon
  • Interest charges on small amounts
  • Mobile site has no cancel option
  • Phone number message: unable to answer
  • Don't do business with this company
  • Notify coworkers to stay away
  • Reaching out to HR
  • App doesn't work
  • Need answers on why app is down
  • Delayed like crazy
  • Very poorly designed app
  • App freezes and becomes unresponsive
  • Incompetent
  • Unusable
  • Fixes are needed asap
  • So aggravating
  • Their auto payment didn’t work
  • Worst app ever
  • NEVER USE THIS
  • Is anyone there
  • No customer service
  • My 2nd Loan Application is Pending
  • Doesn’t Work
  • No bi monthly?
  • I did love this app
  • App doesn’t work well
  • Glitches, Errors, & More
  • Horrible service from the app to support
  • Horrible App
  • Beware

Requested features

21 requests
  • Option to stretch loan payments
  • Bi-monthly payment option
  • Ability to update employment details easily
  • Automatic loan approval after early payment
  • Dark mode option
Show 16 more
  • Advanced analytics dashboard
  • More flexible payment plans
  • Improved UI/UX for the app
  • Better customer service accessibility
  • Option to cancel account directly in app
  • More robust financial education courses
  • Ability to transfer money out to bank easily
  • Clearer explanation for loan denials
  • More intuitive navigation within the app
  • Option to receive 2-factor verification via text
  • Ability to use biometric login without repeated codes
  • More payment frequency options
  • Improved app stability and performance
  • Faster loading times
  • Easier way to get a replacement card
  • Clearer communication on app downtime

My Time Matters

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FinFit

No in-app purchases

2 purchases

My Time Matters

Subscriptions2
  • Premium Monthly$2.991 Month
  • My Time Matters Premium Annual$29.991 Year

Questions

Is FinFit free?
FinFit is free to download, with no in-app purchases.
Is My Time Matters free?
My Time Matters is free to download, with in-app purchases available.
Which has better reviews, FinFit or My Time Matters?
My Time Matters is rated higher. FinFit averages 4.9 out of 5 from 3.1K ratings, while My Time Matters averages 5.0 from 1 ratings.
Do FinFit or My Time Matters have ads?
Neither FinFit nor My Time Matters shows ads.
Which is updated more often, FinFit or My Time Matters?
FinFit ships an update every 2 months, and My Time Matters every 3 weeks. Most recently, FinFit was updated on October 24, 2026 and My Time Matters on October 5, 2026.

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