FinFit vs BMG Money
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinFit
This app provides employees with educational resources, tools, and financial solutions to achieve financial stability and meet their goals. Earn points through a rewards program for cash and prizes, and access services like personalized assessments, coaching, and money management.
- Personalized financial assessment
- One-on-one financial coaching
- Credit and banking solutions
- Student loan services
- Online money management dashboard
- Budgeting tools and calculators
- Member rewards program
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FinFit offers a wide range of educational resources, tools and financial solutions to assist employees in meeting their financial goals and achieving financial stability. Through the FinFit member rewards program, you’ll earn points that you can redeem for cash and prizes. Here are some of the financial services available: Personalized financial assessment One-on-one financial coaching Credit and banking solutions Student loan services Online money management dashboard Educational tools and resources Individual Insurance Budgeting tools and calculators Coupon vault Disclaimer: Products listed are a representation of FinFit offerings. Not all products are available in all states or to all member companies. FinFit’s Financial Wellness Program, which includes educational content, a financial assessment and a financial dashboard, is free to registered members. Other ancillary services offered may incur fees which will be disclosed prior to entering into any agreements.
BMG Money
Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.
- Loans from $500-$10,000
- No FICO credit score required
- Loan offers in minutes
- Higher acceptance rate
- Instant funding available
- APR from 16.99%-35.99%
- Referral program for extra cash
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BMG Money is a great loan solution for employees and retirees who are working on improving their credit scores. This app is for new loans for existing customers. 1. Better Loan Offers (4) - Loans ranging from $500-$10,000 & terms from 6-48 months 2. No Credit Score Required (2) - We do not use FICO credit scores when reviewing loan applications 3. Easy Application - Loan offers in minutes from any device 4. Higher Acceptance Rate - When banks say no, we say yes 5. Instant Funding Available (1) - Most borrowers get their loan proceeds deposited in their bank accounts instantly. Loans are automatically paid through allotment, direct deposit, debit card, or payroll deduction. 6. Annual Percentage Rate (APR) ranging from 16.99%-35.99% 7. Loans do not require repayment in full in 60 days or less from the loan issue date 8. If you have been employed for at least one year, are over 18 years of age, are not active in the military and are not in bankruptcy, you may be eligible. Also you must be employed by one of the employers we work with. Access https://app.bmgmoney.com/signup to see if your employer qualifies, terms and conditions apply. 9. Stay informed when you enable notifications 10. Enable Touch ID / Face ID for instant access 11. Earn extra cash by referring BMG Money to your friends and colleagues Loan example: A 17-month $2,000 loan with a finance charge of $500.06 and a 31.67% APR has 36 bi-weekly installments at $70.00 each, for a total loan cost of $2,500.06. All loans marketed by BMG Money are made by WebBank, except the loans made to residents of Illinois, Ohio, Rhode Island are made by BMG LoansAtWork, Inc.
Screenshots
Verdict
The clearest difference is rating: FinFit at 4.9 against BMG Money's 3.3. FinFit also leads on ratings volume (3.1K vs 151) and review sentiment (58% vs 44%). BMG Money's advantage is update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FinFit holds the better App Store score, 4.9 against 3.3. That said, the two scores are not equally well evidenced: FinFit has 3.1K ratings behind it against 151, so its average is the more settled of the two. Written reviews point the same way: 58% of FinFit's written reviews are positive against 44% of BMG Money's.
FinFit ships an update every 2 months, BMG Money fortnightly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | FinFit | BMG Money |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (3.1K ratings) — better | 3.3 (151 ratings) |
| Positive reviews | 57.9% of reviews — better | 44.2% of reviews |
| Number of ratings | 3.1K — better | 151 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 76 MB | 148 MB |
| Age rating | 4+ | 17+ |
| Developer | FinFit Ops LLC | BMG Money Inc. |
Customer experience
FinFit
BMG Money
User reviews
FinFit
From 3.1K App Store ratingsWhat we love
- 👍 Life saver in emergencies
- 👍 Great for tough times
- 👍 Helpful with loan payback options
- 👍 Tremendous help in an emergency
- 👍 Excellent payment methods
Room to improve
- 🐛 Impossible login
- 🐛 Security is impossible
- 🐛 Wait 20 minutes for wrong attempts
- 🐛 Useless as app
- 🐛 Keeps getting minimum loan amount
BMG Money
From 151 App Store ratingsWhat we love
- 👍 Great customer service (Claudia L, Silvia A, Brandon, Wilver B, Kevin O, Ammy V, Aime U, Tabitha, Deborah, Gianni)
- 🚀 Quick deposits
- 🚀 Fast and easy loan process
- 👍 Helpful for people with less than perfect credit
- 👍 Made loan process stress-free
Room to improve
- 🐛 App worthless now
- 🐛 Not what it used to be
- 🐛 Unable to log in through the app
- 🐛 App won't reload successfully
- 🐛 App displays inaccurate information
Bugs and requests
FinFit
Reported bugs
114 issues- Impossible login
- Security is impossible
- Wait 20 minutes for wrong attempts
- Useless as app
- Keeps getting minimum loan amount
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- Identity verification issues
- Can't get hold of real person
- Customer service unresponsive
- App has been down for days
- Upload glitching out
- Identity verification fails
- Not able to take out another loan
- Wish you didn't have to reverify
- Wish automatic loan after early payment
- Major lag when clicking
- Can't find employer
- Poorly designed app
- Biometric login needs code every time
- App freezes and becomes unresponsive
- Need to close and re-login
- Freezes and becomes unresponsive
- Selfie freezes or cuts off
- On hold for almost an hour
- Customer service can't help
- ID and self pictures didn't match up
- App freezes after few minutes
- Unresponsive after few minutes
- Can't update employment details
- Can't click on payment frequency
- App freezes, won't scroll
- Auto payment didn't work
- Missed payment due to app error
- No way to transfer money out
- App is absolute garbage
- Repeatedly asking for text codes
- Codes delayed or not received
- No account deletion
- Linked accounts spam with 2FA
- Customer support incapable of helping
- Improperly trained support
- No human contact available
- Chat refers to phone, phone refers to chat
- Disconnected after hold
- VISA uses out of country support
- Problem when needed, no human interaction
- No customer service
- Can't get replacement card
- Employment details not verified
- Application resubmitted, have to wait
- Phone call hangs up
- App doesn't work on iPhone 11
- Takes to sign in page repeatedly
- Painfully outdated and frustrating
- No bi-monthly payment option
- Takes forever to load
- Verify every time you click
- Aggravating verification
- Web browser used more often
- App constantly crushes
- Needs improvement for stability
- App hardly runs
- Crashes like crazy
- Hardly loads
- Code verification each login
- 2-factor verification by text doesn't work
- Email verification never loads
- Stuck on transparent black screen
- Needs full-blown upgrade
- Loan service not working for weeks
- Always unresponsive
- Doesn't load most of the time
- Logged out when navigating
- Trivia game fails
- App hiccups during trivia
- Support for app issues is poor
- App needs better UI
- Loan balance higher than expected
- Forget to deduct payment
- Missed late payment on their screw up
- Took 4 days to get someone on phone
- Companies don't stand behind word
- Companies don't take accountability
- Scam
- No option to stretch payments
- Withdrawing money too soon
- Interest charges on small amounts
- Mobile site has no cancel option
- Phone number message: unable to answer
- Don't do business with this company
- Notify coworkers to stay away
- Reaching out to HR
- App doesn't work
- Need answers on why app is down
- Delayed like crazy
- Very poorly designed app
- App freezes and becomes unresponsive
- Incompetent
- Unusable
- Fixes are needed asap
- So aggravating
- Their auto payment didn’t work
- Worst app ever
- NEVER USE THIS
- Is anyone there
- No customer service
- My 2nd Loan Application is Pending
- Doesn’t Work
- No bi monthly?
- I did love this app
- App doesn’t work well
- Glitches, Errors, & More
- Horrible service from the app to support
- Horrible App
- Beware
Requested features
21 requests- Option to stretch loan payments
- Bi-monthly payment option
- Ability to update employment details easily
- Automatic loan approval after early payment
- Dark mode option
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- Advanced analytics dashboard
- More flexible payment plans
- Improved UI/UX for the app
- Better customer service accessibility
- Option to cancel account directly in app
- More robust financial education courses
- Ability to transfer money out to bank easily
- Clearer explanation for loan denials
- More intuitive navigation within the app
- Option to receive 2-factor verification via text
- Ability to use biometric login without repeated codes
- More payment frequency options
- Improved app stability and performance
- Faster loading times
- Easier way to get a replacement card
- Clearer communication on app downtime
BMG Money
Reported bugs
16 issues- Unable to log in through the app
- App won't reload successfully
- App displays inaccurate information
- App is reporting negatively on credit
- Error when logging into the app or online
Show 11 moreShow fewer
- Cannot access loan
- Endless login loop
- Cannot sign onto web or app
- App doesn't work
- Cannot log in online anymore
- App doesn't show refinancing option
- Can't log in to my account to access loan
- Truv is bugged
- Won't let me link my work account
- Won't let me connect my employer
- Employment verification won't work
Requested features
5 requests- Add Walgreens to employer list
- Fix bug with Truv linking work account
- Update app for more accurate payment dates
- Provide more bonus for sharing referral link
- Increase refinance bonus amount
In-app purchases
FinFit
No in-app purchases
BMG Money
No in-app purchases
