Financial Statements vs Spend Monthly

Financial Statements is a simple and efficient financial reporting tool designed for small and medium-sized businesses, as well as accountants, bookkeepers, treasurers and financial planners. It helps you prepare essential financial statements and future projections without relying on spreadsheets or complex software. Everything works seamlessly offline on your iPhone or iPad. What You Get- Ready-to-use, customisable financial workbooks: * Single-Step Income Statement - View revenues and expenses in one place (Profit & Loss) * Multi-Step Income Statement -Separate Gross Profit and Operating Income for deeper analysis * Balance Sheet - Track assets, liabilities, and equity * Cash Flow Statement - Understand cash inflows and outflows * 3-Year Profit & Loss Projection - Plan ahead for service, retail, or mixed business models On iPad, the app also includes Intro and Essentials sheets for quick guidance, while iPhone offers a focused mobile-friendly layout optimised for smaller screens. Key Features: * Edit company details, dates, and figures directly within the sheets * Save and reopen financial statements anytime on your device * Monitor business performance over time * Export reports as PDF or CSV * Share reports instantly with partners, investors, or accountants * Fully offline functionality for secure and uninterrupted use Financial Statements is built for business owners and finance professionals who need accurate, professional financial reports without the cost or complexity of enterprise software.

Spend Monthly is a quiet expense tracker. You write down what you spend, and it tells you where the money went. HOW AN EXPENSE GETS IN Type it. The plus button, a keypad, and it is saved. Works with no internet, and works for cash, which nothing automatic can see. Photograph a receipt. Point the camera at it and the amount, the shop and the date are read for you. You see it before it is saved. Share a receipt. Paid with DuitNow QR, a transfer or a card? Send the receipt your banking app shows you straight to Spend Monthly, and the expense fills itself in. Forward it by email. Every account gets its own address. Anything with a payment on it becomes an expense, and you check each one before it is kept. WHAT IT SHOWS YOU What you have spent this month, and how that compares with last month. Budgets you set yourself, per category or across everything. It tells you once when you are getting close, and never nags. Which days cost the most, what you spend on repeatedly, and where this month is heading if the rest of it looks like the start. THE SMALL PRINT Free to use, with a limit on how many expenses arrive each month. Plus lifts the limits and is a monthly or yearly subscription; the price in your own currency is shown before you pay, and you can cancel any time in Settings. English and Bahasa Melayu. Light and dark. Your records are yours: you can export them, and you can delete your account and everything in it from inside the app or from spendmonthly.com/delete-account. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendmonthly.com/policy