Comparison

GoBank vs Evolve Digital Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GoBank

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

Highlights
  • No surprise fees
  • Early direct deposit
  • Free ATM network
  • Bill pay
  • Send money
  • Mobile check deposit
  • Budgeting tool
Read full description

Free ATM network. Limits apply*. No surprise fees. No worries. Try GoBank’s award-winning mobile app now! GoBank is a checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It’s fast (works like your other favorite apps), fair (no surprise fees) and feature-rich (keep reading for a sneak peek). WHY GOBANK? NO SURPRISE FEES Seriously. GoBank has no surprise fees. Check out GoBank.com/NoWorries to see what we mean. GET YOUR PAY UP TO 2 DAYS FASTER WITH ASAP DIRECT DEPOSIT™ Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your GoBank account exactly. We will not be able to deposit your payment if we are unable to match recipients. SIGN UP FOR DIRECT DEPOSIT If you’re not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check! FREE ATMS*. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. PAY BILLS Pay rent, or any bill with the GoBank app or website. Need to send a check to your landlord (or anyone else)? No problem. We’ll mail the check for free. SEND MONEY FAST Quickly send money to friends, family and even the dog groomer who have GoBank accounts. We notify them via email or text message. DEPOSIT CASH Just take your GoBank debit card and cash to any participating retail location. Swipe your card or hand it to the cashier, and the cash will be deposited to your account automatically. Fees may apply. MOBILE DEPOSITS Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account. You may be asked to upload your ID. FREE ADVICE: FORTUNE TELLER™ Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we’ll give you a quick yay or nay based on the budget you’ve created. FYI: We'll need to successfully verify your ID before you can use all of GoBank's award-winning features. Questions about your GoBank account? Call us at the number on the back of your card (24/7 support). Or log in to gobank.com & email us through the Contact Us page. Stay in touch with us! Follow us on Twitter @GoBank and on Instagram @GoBankOfficial. While you’re at it, like us on Facebook.com/GoBank. We’d love to meet you and answer any questions you may have. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage. ©2013-2022 Green Dot Bank. All rights reserved. Terms of Use: https://m.gobank.com/static/other/GoBank_Mobile_App_EULA_Android_version.pdf Privacy Policy: https://m.gobank.com/privacy-policy Technology Privacy Statement: https://m.gobank.com/banking-agreement

About

Evolve Digital Banking

Manage your finances efficiently with this digital banking app. Organize transactions with tags and notes, set balance alerts, and make payments and transfers easily. Deposit checks with a photo and locate nearby branches and ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • View and save statements
  • Find branches and ATMs
  • Secure login with passcode or biometrics
Features
Read full description

Evolve Bank & Trust is a technology-focused financial service organization. Our online banking app is designed to make managing your finances fast, secure, and hassle-free, giving you the tools you need to stay on top of your finances. Evolve Bank & Trust Online Banking Features: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

GoBank4 screens
Evolve Digital Banking4 screens

Verdict

The call

The clearest difference is rating: Evolve Digital Banking at 4.8 against GoBank's 4.2. GoBank's advantage is ratings volume (5.3K vs 328) and monetization model (free vs ad-supported). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Evolve Digital Banking holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: GoBank has 5.3K ratings behind it against 328, so its average is the more settled of the two. Written reviews point the same way: 17% of GoBank's written reviews are positive against 25% of Evolve Digital Banking's.

UpkeepUpdate frequency

GoBank ships an update every 5 weeks, Evolve Digital Banking every 4 weeks. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.

Scorecard5 real differences · 5 level
GoBank versus Evolve Digital Banking: the parameters behind the verdict, then further details
ParameterGoBankEvolve Digital Banking
PriceFreeFree
Rating4.2 (5.3K ratings)4.8 (328 ratings) — better
Positive reviews17.1% of reviews25.0% of reviews — better
Number of ratings5.3K — better328
Update frequencyEvery 5 weeksEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS12.0 — better18.4
Further details — not scored
Size130 MB177 MB
Age rating4+12+
DeveloperGreen Dot CorporationEvolve Bank & Trust

Customer experience

GoBank

All ratings5,314 ratings
Positive78.0%
Neutral3.3%
Negative18.7%
Written reviews117 reviews
Positive17.1%
Neutral9.4%
Negative73.5%

Evolve Digital Banking

All ratings325 ratings
Positive95.7%
Neutral1.2%
Negative3.1%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Bugs and requests

GoBank

Reported bugs

3 issues
  • Inability to log in or access account
  • Disappearing vault and missing money issues
  • Unreliable bill pay and money transfer features

Requested features

3 requests
  • Improved app stability and functionality
  • Faster check deposit processing
  • Better communication on account changes and fees

Evolve Digital Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

GoBank

No in-app purchases

None

Evolve Digital Banking

No in-app purchases

Questions

Is GoBank free?
GoBank is free to download, with no in-app purchases.
Is Evolve Digital Banking free?
Evolve Digital Banking is free to download, with no in-app purchases.
Which has better reviews, GoBank or Evolve Digital Banking?
Evolve Digital Banking is rated higher. GoBank averages 4.2 out of 5 from 5.3K ratings, while Evolve Digital Banking averages 4.8 from 328 ratings.
Do GoBank or Evolve Digital Banking have ads?
Neither GoBank nor Evolve Digital Banking shows ads.
Which is updated more often, GoBank or Evolve Digital Banking?
GoBank ships an update every 5 weeks, and Evolve Digital Banking every 4 weeks. Most recently, GoBank was updated on October 21, 2026 and Evolve Digital Banking on October 22, 2026.

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