GoBank vs Evolve Digital Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GoBank
This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.
- No surprise fees
- Early direct deposit
- Free ATM network
- Bill pay
- Send money
- Mobile check deposit
- Budgeting tool
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Free ATM network. Limits apply*. No surprise fees. No worries. Try GoBank’s award-winning mobile app now! GoBank is a checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It’s fast (works like your other favorite apps), fair (no surprise fees) and feature-rich (keep reading for a sneak peek). WHY GOBANK? NO SURPRISE FEES Seriously. GoBank has no surprise fees. Check out GoBank.com/NoWorries to see what we mean. GET YOUR PAY UP TO 2 DAYS FASTER WITH ASAP DIRECT DEPOSIT™ Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your GoBank account exactly. We will not be able to deposit your payment if we are unable to match recipients. SIGN UP FOR DIRECT DEPOSIT If you’re not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check! FREE ATMS*. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. PAY BILLS Pay rent, or any bill with the GoBank app or website. Need to send a check to your landlord (or anyone else)? No problem. We’ll mail the check for free. SEND MONEY FAST Quickly send money to friends, family and even the dog groomer who have GoBank accounts. We notify them via email or text message. DEPOSIT CASH Just take your GoBank debit card and cash to any participating retail location. Swipe your card or hand it to the cashier, and the cash will be deposited to your account automatically. Fees may apply. MOBILE DEPOSITS Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account. You may be asked to upload your ID. FREE ADVICE: FORTUNE TELLER™ Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we’ll give you a quick yay or nay based on the budget you’ve created. FYI: We'll need to successfully verify your ID before you can use all of GoBank's award-winning features. Questions about your GoBank account? Call us at the number on the back of your card (24/7 support). Or log in to gobank.com & email us through the Contact Us page. Stay in touch with us! Follow us on Twitter @GoBank and on Instagram @GoBankOfficial. While you’re at it, like us on Facebook.com/GoBank. We’d love to meet you and answer any questions you may have. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage. ©2013-2022 Green Dot Bank. All rights reserved. Terms of Use: https://m.gobank.com/static/other/GoBank_Mobile_App_EULA_Android_version.pdf Privacy Policy: https://m.gobank.com/privacy-policy Technology Privacy Statement: https://m.gobank.com/banking-agreement
Evolve Digital Banking
Manage your finances efficiently with this digital banking app. Organize transactions with tags and notes, set balance alerts, and make payments and transfers easily. Deposit checks with a photo and locate nearby branches and ATMs.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfers
- Mobile check deposit
- View and save statements
- Find branches and ATMs
- Secure login with passcode or biometrics
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Evolve Bank & Trust is a technology-focused financial service organization. Our online banking app is designed to make managing your finances fast, secure, and hassle-free, giving you the tools you need to stay on top of your finances. Evolve Bank & Trust Online Banking Features: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is rating: Evolve Digital Banking at 4.8 against GoBank's 4.2. GoBank's advantage is ratings volume (5.3K vs 328) and monetization model (free vs ad-supported). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Evolve Digital Banking holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: GoBank has 5.3K ratings behind it against 328, so its average is the more settled of the two. Written reviews point the same way: 17% of GoBank's written reviews are positive against 25% of Evolve Digital Banking's.
GoBank ships an update every 5 weeks, Evolve Digital Banking every 4 weeks. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.
| Parameter | GoBank | Evolve Digital Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5.3K ratings) | 4.8 (328 ratings) — better |
| Positive reviews | 17.1% of reviews | 25.0% of reviews — better |
| Number of ratings | 5.3K — better | 328 |
| Update frequency | Every 5 weeks | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad |
| Requires iOS | 12.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 130 MB | 177 MB |
| Age rating | 4+ | 12+ |
| Developer | Green Dot Corporation | Evolve Bank & Trust |
Customer experience
GoBank
Evolve Digital Banking
Bugs and requests
GoBank
Reported bugs
3 issues- Inability to log in or access account
- Disappearing vault and missing money issues
- Unreliable bill pay and money transfer features
Requested features
3 requests- Improved app stability and functionality
- Faster check deposit processing
- Better communication on account changes and fees
Evolve Digital Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
GoBank
No in-app purchases
Evolve Digital Banking
No in-app purchases
Questions
Is GoBank free?
Is Evolve Digital Banking free?
Which has better reviews, GoBank or Evolve Digital Banking?
Do GoBank or Evolve Digital Banking have ads?
Which is updated more often, GoBank or Evolve Digital Banking?
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