GoBank vs Lounge

Free ATM network. Limits apply*. No surprise fees. No worries. Try GoBank’s award-winning mobile app now! GoBank is a checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It’s fast (works like your other favorite apps), fair (no surprise fees) and feature-rich (keep reading for a sneak peek). WHY GOBANK? NO SURPRISE FEES Seriously. GoBank has no surprise fees. Check out GoBank.com/NoWorries to see what we mean. GET YOUR PAY UP TO 2 DAYS FASTER WITH ASAP DIRECT DEPOSIT™ Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your GoBank account exactly. We will not be able to deposit your payment if we are unable to match recipients. SIGN UP FOR DIRECT DEPOSIT If you’re not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check! FREE ATMS*. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. PAY BILLS Pay rent, or any bill with the GoBank app or website. Need to send a check to your landlord (or anyone else)? No problem. We’ll mail the check for free. SEND MONEY FAST Quickly send money to friends, family and even the dog groomer who have GoBank accounts. We notify them via email or text message. DEPOSIT CASH Just take your GoBank debit card and cash to any participating retail location. Swipe your card or hand it to the cashier, and the cash will be deposited to your account automatically. Fees may apply. MOBILE DEPOSITS Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account. You may be asked to upload your ID. FREE ADVICE: FORTUNE TELLER™ Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we’ll give you a quick yay or nay based on the budget you’ve created. FYI: We'll need to successfully verify your ID before you can use all of GoBank's award-winning features. Questions about your GoBank account? Call us at the number on the back of your card (24/7 support). Or log in to gobank.com & email us through the Contact Us page. Stay in touch with us! Follow us on Twitter @GoBank and on Instagram @GoBankOfficial. While you’re at it, like us on Facebook.com/GoBank. We’d love to meet you and answer any questions you may have. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage. ©2013-2022 Green Dot Bank. All rights reserved. Terms of Use: https://m.gobank.com/static/other/GoBank_Mobile_App_EULA_Android_version.pdf Privacy Policy: https://m.gobank.com/privacy-policy Technology Privacy Statement: https://m.gobank.com/banking-agreement

Lounge is your personal credit-card rewards advisor. If you carry premium cards like Amex Platinum, Chase Sapphire Reserve, Amex Gold, Chase Sapphire Preferred, or Capital One Venture X, Lounge helps you actually USE the benefits you are paying for and shows you whether each card is earning back its annual fee. THE PROBLEM: The average premium cardholder leaves hundreds of dollars in benefits unused every year. Monthly Uber credits expire at the end of the month. Quarterly resort credits expire silently. Annual airline credits get forgotten. Hotel free-night certificates go unused. WHAT LOUNGE DOES: • Tracks every benefit on every card and shows how much value you have used against each annual fee • Plans reward travel using your real point balances across hotel chains (Hilton, Hyatt, and Marriott) and flight rewards (United/American/Delta/Alaska/JetBlue) • Shows how many nights your points can book at each hotel, so you know which stays are within reach • A "Worth?" calculator that shows whether each card earns back its annual fee for YOUR spending • Free reward-travel planning across 16 popular destinations, including Cancun, Aruba, Punta Cana, New York, London, Tokyo, Bali, and the Maldives. PRIVATE BY DESIGN: Lounge never asks for your bank logins, your card numbers, or your account passwords. You enter your point balances yourself. Your data stays on your device. We do not collect, sell, or transmit any of your financial information. Here's the same text with just those seams cleaned up (no content change): LOUNGE PLUS (optional): The core Lounge experience is free: benefit tracking, reward-travel planning across 16 destinations, and the Worth? calculator. Two optional auto-renewing subscriptions add more: • Navigator ($2.99/month or $29.99/year) turns on Benefit Reminders: Smartphone notifications that make sure you never lose a credit again. Lounge learns each benefit's cycle (monthly, quarterly, or annual) and sends two perfectly-timed alerts per period: one when a new credit becomes available, and a last-chance nudge the weekend before it expires. Set it once and stop leaving money on the table. • First Class ($4.99/month or $49.99/year) adds everything in Navigator plus the full Rewards Travel Advisor: search 350+ destinations, with award flights and 4,900+ hotels. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage or cancel anytime in your Apple ID settings. The free features stay free. Privacy Policy: https://getlounge.io/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/