Comparison

GoBank vs First Digital Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

GoBank

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

Highlights
  • No surprise fees
  • Early direct deposit
  • Free ATM network
  • Bill pay
  • Send money
  • Mobile check deposit
  • Budgeting tool
Features
Read full description

Free ATM network. Limits apply*. No surprise fees. No worries. Try GoBank’s award-winning mobile app now! GoBank is a checking account made for people who are fed up with big banks and their big fees, and designed to be accessed on a mobile phone. It’s fast (works like your other favorite apps), fair (no surprise fees) and feature-rich (keep reading for a sneak peek). WHY GOBANK? NO SURPRISE FEES Seriously. GoBank has no surprise fees. Check out GoBank.com/NoWorries to see what we mean. GET YOUR PAY UP TO 2 DAYS FASTER WITH ASAP DIRECT DEPOSIT™ Direct Deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what’s on your GoBank account exactly. We will not be able to deposit your payment if we are unable to match recipients. SIGN UP FOR DIRECT DEPOSIT If you’re not eligible for the above, you can still sign up for direct deposit to get your pay faster than a paper check! FREE ATMS*. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. PAY BILLS Pay rent, or any bill with the GoBank app or website. Need to send a check to your landlord (or anyone else)? No problem. We’ll mail the check for free. SEND MONEY FAST Quickly send money to friends, family and even the dog groomer who have GoBank accounts. We notify them via email or text message. DEPOSIT CASH Just take your GoBank debit card and cash to any participating retail location. Swipe your card or hand it to the cashier, and the cash will be deposited to your account automatically. Fees may apply. MOBILE DEPOSITS Our nearest bank branch is in your pocket. Use your phone to scan a check and deposit it into your account. You may be asked to upload your ID. FREE ADVICE: FORTUNE TELLER™ Use the Fortune Teller to double-check your budget before you spend. Just tell us how much it costs, and we’ll give you a quick yay or nay based on the budget you’ve created. FYI: We'll need to successfully verify your ID before you can use all of GoBank's award-winning features. Questions about your GoBank account? Call us at the number on the back of your card (24/7 support). Or log in to gobank.com & email us through the Contact Us page. Stay in touch with us! Follow us on Twitter @GoBank and on Instagram @GoBankOfficial. While you’re at it, like us on Facebook.com/GoBank. We’d love to meet you and answer any questions you may have. * See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage. ©2013-2022 Green Dot Bank. All rights reserved. Terms of Use: https://m.gobank.com/static/other/GoBank_Mobile_App_EULA_Android_version.pdf Privacy Policy: https://m.gobank.com/privacy-policy Technology Privacy Statement: https://m.gobank.com/banking-agreement

About

First Digital Mobile Banking

Access your bank accounts anytime, anywhere with this mobile banking application. Features include depositing checks remotely, finding nearby ATMs, and managing your finances 24/7.

Highlights
  • 24/7 banking access
  • Mobile check deposit
  • ATM locator
  • Account management
Read full description

Experience mobile banking features from Digital Insight! The First Digital Mobile Banking app allows user to use features including 24/7 banking, mobile check deposit, and ATM locator. To learn more about mobile banking with Digital Insight, visit https://www.digitalinsight.com

Screenshots

GoBank4 screens
First Digital Mobile Banking4 screens

Verdict

The call

The clearest difference is ratings volume: GoBank at 5.3K against First Digital Mobile Banking's 6. GoBank also leads on update cadence (every 6 weeks vs every 4 months). First Digital Mobile Banking's advantage is rating (4.3 vs 4.1) and iOS requirement (10.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First Digital Mobile Banking holds the better App Store score, 4.3 against 4.1. That said, the two scores are not equally well evidenced: GoBank has 5.3K ratings behind it against 6, so its average is the more settled of the two.

UpkeepUpdate frequency

GoBank ships an update every 6 weeks, First Digital Mobile Banking every 4 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
GoBank versus First Digital Mobile Banking: the parameters behind the verdict, then further details
ParameterGoBankFirst Digital Mobile Banking
PriceFreeFree
Rating4.1 (5.3K ratings)4.3 (6 ratings) — better
Positive reviews16.9% of reviews—
Number of ratings5.3K — better6
Update frequencyEvery 6 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple WatchiPhone, iPad, iPod, Apple Watch
Requires iOS15.510.0 — better
Further details — not scored
Size89 MB71 MB
Age rating17+4+
DeveloperGreen Dot CorporationDigital Insight Corporation

Customer experience

GoBank

All ratings5,307 ratings
Positive77.9%
Neutral3.3%
Negative18.8%
Written reviews118 reviews
Positive16.9%
Neutral9.3%
Negative73.7%

First Digital Mobile Banking

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%

Bugs and requests

GoBank

Reported bugs

3 issues
  • Inability to log in or access account
  • Disappearing vault and missing money issues
  • Unreliable bill pay and money transfer features

Requested features

3 requests
  • Improved app stability and functionality
  • Faster check deposit processing
  • Better communication on account changes and fees

First Digital Mobile Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

GoBank

No in-app purchases

None

First Digital Mobile Banking

No in-app purchases

Questions

Is GoBank free?
GoBank is free to download, with no in-app purchases.
Is First Digital Mobile Banking free?
First Digital Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, GoBank or First Digital Mobile Banking?
First Digital Mobile Banking is rated higher. GoBank averages 4.1 out of 5 from 5.3K ratings, while First Digital Mobile Banking averages 4.3 from 6 ratings.
Do GoBank or First Digital Mobile Banking have ads?
Neither GoBank nor First Digital Mobile Banking shows ads.
Which is updated more often, GoBank or First Digital Mobile Banking?
GoBank ships an update every 6 weeks, and First Digital Mobile Banking every 4 months. Most recently, GoBank was updated on October 29, 2026 and First Digital Mobile Banking on October 24, 2026.

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