Commerce Bank for iPhone vs RFC Client
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Commerce Bank for iPhone
Manage your finances conveniently on the go with this mobile banking application. It offers quick logins, check deposits, bill payments, and card management. Find nearby branches and receive personalized help.
- Biometric login
- Mobile check deposit
- Fund transfers
- Bill payment
- Card lock/unlock
- Branch locator
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The Commerce Bank Mobile App is designed to help you manage your finances on the go. - Log in quickly with biometric authentication - Deposit checks, transfer funds and pay bills - Manage push notifications - Lock and unlock cards - Find the nearest Commerce branch - Get help when you need it - And so much more! Mobile Banking from Commerce Bank. Challenge Accepted.(R) To help protect the privacy of your account information, access to your account utilizes SSL technology. Our Online Banking Guarantee for personal accounts applies to the Commerce Bank Mobile App. (see Online Banking Terms and Conditions for full details). You must be a Commerce Bank Online Banking or Small Business Online Banking user. To activate Online Banking, visit commercebank.com. Commerce Bank serves Missouri, Kansas, Illinois, Oklahoma and Colorado. Accounts held with Commerce Trust Company are not accessible via the application. Message and data usage fees may apply; check with your wireless or VoIP provider for more information. See Mobile Banking Terms and Conditions for full details. Copyright © 2026 Commerce Bancshares, Inc. All rights reserved. Commerce Bank: Member FDIC.
RFC Client
Access your financial account details and balances on the go. Easily connect with your financial advisor for personalized support and inquiries.
- View account information
- Check balances
- Contact financial advisor
- Secure access
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This Mobile App allows you to view account information, balances and easily contact your Financial Advisor. Please contact our office if you have any issues (800) 440-5039
Screenshots
Verdict
The clearest difference is ratings volume: Commerce Bank for iPhone at 150K against RFC Client's 2. Commerce Bank for iPhone also leads on update cadence (every 6 weeks vs every 5 months). RFC Client's advantage is rating (5.0 vs 4.7) and iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
RFC Client holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Commerce Bank for iPhone has 150K ratings behind it against 2, so its average is the more settled of the two.
Commerce Bank for iPhone ships an update every 6 weeks, RFC Client every 5 months. The most recent releases landed on September 28, 2026 and July 21, 2026 respectively.
| Parameter | Commerce Bank for iPhone | RFC Client |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (150K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 58.4% of reviews | — |
| Number of ratings | 150K — better | 2 |
| Update frequency | Every 6 weeks — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 71 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | Commerce Bank | Renaissance Financial Corp |
Customer experience
Commerce Bank for iPhone
RFC Client
Bugs and requests
Commerce Bank for iPhone
Reported bugs
5 issues- App crashes and freezes during use
- Inconsistent account balance display
- Mobile deposit issues with check endorsements
- Login problems and account access restrictions
- Sync issues between app and online banking
Requested features
5 requests- Ability to transfer funds between external accounts
- More detailed transaction history and reporting
- Improved mobile check deposit functionality
- Integration with personal finance management tools
- Seamless login experience across devices
RFC Client
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Commerce Bank for iPhone
No in-app purchases
RFC Client
No in-app purchases
Questions
Is Commerce Bank for iPhone free?
Is RFC Client free?
Which has better reviews, Commerce Bank for iPhone or RFC Client?
Do Commerce Bank for iPhone or RFC Client have ads?
Which is updated more often, Commerce Bank for iPhone or RFC Client?
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