Texas Trust’s Mobile Banking vs MOBILITY CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Texas Trust’s Mobile Banking
Manage your finances with a redesigned mobile banking app. Enjoy secure login options, easy fund transfers between accounts and to external banks, and access to essential features like mobile check deposit and card management in an intuitive interface.
- Fingerprint and facial recognition login
- Internal and external fund transfers
- Loan payments
- Mobile check deposit
- Card management
- Secure messaging
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Texas Trust Mobile App Reimagined Upgrade your finances with the all-new Texas Trust Mobile App. It's not just an update, it's a complete overhaul designed to put you in control. Here's what awaits: Seamless Access: Log in with a tap using fingerprint, facial recognition, or your secure credentials. Your finances are at your fingertips, anytime, anywhere. Effortless Money Movement: Transfer funds between your Texas Trust accounts or pay loans with the push of a button External Transfer Power: Sending money to friends and family? Move money to and from other banks with ease. Enhanced Experience: Your favorite features from the old app - secure messaging, mobile check deposit, and card management - are all here, now housed in a newer, sleeker, more intuitive design. This is mobile banking on your terms. Download the all-new Texas Trust Mobile App today and empower yourself with the future of financial control.
MOBILITY CU
Manage your finances on the go with this secure mobile banking app. Check balances, send money, deposit checks, pay bills, and apply for loans directly from your smartphone or tablet.
- Check account balances
- Send money with Zelle
- Deposit checks remotely
- Pay bills
- Transfer funds
- Apply for loans
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With Mobility CU, you can safely and securely take your banking with you. From your phone or tablet, you can check your balances, send money with Zelle, deposit checks, pay bills, transfer money, apply for a loan and much more.
Screenshots
Verdict
Texas Trust’s Mobile Banking and MOBILITY CU both sit at 4.8 stars, but that hides the real split: 77% of Texas Trust’s Mobile Banking's written reviews are positive against 35% of MOBILITY CU's. Texas Trust’s Mobile Banking also leads on ratings volume (22K vs 559). MOBILITY CU's advantage is update cadence (fortnightly vs every 3 months). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Texas Trust’s Mobile Banking against 4.9 for MOBILITY CU. That said, the two scores are not equally well evidenced: Texas Trust’s Mobile Banking has 22K ratings behind it against 559, so its average is the more settled of the two. Written reviews are what separate them: 77% of Texas Trust’s Mobile Banking's written reviews are positive against 35% of MOBILITY CU's.
Texas Trust’s Mobile Banking ships an update every 3 months, MOBILITY CU fortnightly. The most recent releases landed on November 5, 2026 and November 1, 2026 respectively.
| Parameter | Texas Trust’s Mobile Banking | MOBILITY CU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (22K ratings) | 4.9 (559 ratings) — better |
| Positive reviews | 76.7% of reviews — better | 35.3% of reviews |
| Number of ratings | 22K — better | 559 |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 16 | 15.1 — better |
| Further details — not scored | ||
| Size | 29 MB | 169 MB |
| Age rating | 4+ | 4+ |
| Developer | Texas Trust Credit Union | MOBILITY Credit Union |
Customer experience
Texas Trust’s Mobile Banking
MOBILITY CU
User reviews
Texas Trust’s Mobile Banking
From 22K App Store ratingsWhat we love
- 👍 Outstanding customer service
- 🚀 Convenient mobile banking features
- 🔒 Secure login options
- 💡 Improved app experience over previous version
- 👍 Friendly and helpful staff
Room to improve
- 🐛 Inconsistent login/biometric authentication
- 🐛 Occasional app crashes or freezes
- 🔍 Lack of landscape mode on iPad
- 💰 Unexpected fees and account holds
MOBILITY CU
From 559 App Store ratingsWhat we love
- 👍 User-friendly and meets needs
- 👍 Face ID is great
- 👍 New app and design is loved
- 👍 Clean and easy to maneuver
- 👍 Well designed, pretty, clean, and straightforward
Room to improve
- 🐛 App down for extended periods
- 🐛 Transfers not obvious or intuitive
- 🐛 Landscape mode missing on iPad
- 🐛 Funds transfer fails frequently
- 🐛 Manual disabling of screen rotation needed for check deposit
Bugs and requests
Texas Trust’s Mobile Banking
Reported bugs
3 issues- Mobile deposit feature not working
- Quick Balance setting keeps resetting
- Incorrect money transfers to wrong accounts
Requested features
4 requests- Ability to view full account details in app
- Option to mark transactions as cleared
- Travel notification feature in app
- Landscape mode support on iPad
MOBILITY CU
Reported bugs
13 issues- App down for 2 weeks
- Error messages during account verification
- Old phone number not deleted
- Funds transfer doesn't work
- App loops back to 'pay loan' screen
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- Scheduled transfers did not occur on time
- App doesn't show statements for 'Other' accounts
- Cannot register phone to log in after password change
- App crashes when logging in with Touch ID since iOS 13
- Login requires a token every time
- Touch/Face login works inconsistently
- Touch ID stopped working
- Cannot delete old tokens
Requested features
6 requests- Update the app
- Fix landscape mode on iPad
- Fix manual disabling of screen rotation for check deposit
- Fix check deposit rejection of account/routing numbers
- Support Touch ID or Face ID for logon
Show 1 moreShow fewer
- Support associated domains for 1Password integration
In-app purchases
Texas Trust’s Mobile Banking
No in-app purchases
MOBILITY CU
No in-app purchases
Questions
Is Texas Trust’s Mobile Banking free?
Is MOBILITY CU free?
Which has better reviews, Texas Trust’s Mobile Banking or MOBILITY CU?
Do Texas Trust’s Mobile Banking or MOBILITY CU have ads?
Which is updated more often, Texas Trust’s Mobile Banking or MOBILITY CU?
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