CapEd Mobile Banking vs Simplot Credit Union
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CapEd Mobile Banking
Manage your finances on the go with comprehensive mobile banking features. Deposit checks, transfer funds, pay bills, and apply for loans securely. Aggregate all your accounts, both internal and external, for a complete financial overview.
- Deposit checks
- Transfer money
- Pay bills
- Apply for loans
- Aggregate external accounts
- Update personal information
- Secure transactions
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Get all the great features of CapEd Credit Union Online Banking on the go with the CapEd Mobile App: Deposit checks Transfer money Pay bills Apply for loans Update your mailing address Aggregate your accounts And much more All with the ease of mind that SSL security and multi-factor authentication are protecting every transaction. ACCOUNTS OVERVIEW Whether your accounts are internal or external to CapEd, deposit accounts or credit cards, you can view them within the CapEd Mobile App. Make your Accounts Dashboard your one-stop-shop for maintaining your financial portfolio by linking external accounts to the app. QUICK APPLY What’s more, the Quick Apply widget allows you to apply for auto loans, credit cards, personal loans and new accounts. You can even check the status of your application after it’s submitted without leaving the app. MEMBER SERVICES The Member Services widget provides a shortcut to some of our app’s most frequently visited features. Change your mailing address, update your profile and toggle Courtesy Pay on and off quickly and easily by selecting Member Services from your mobile app menu. NEW FEATURES At CapEd, it’s more than banking; it’s making a difference for the members we serve. We support both consumer and business banking in our Mobile App, and we’re always working on new features to improve your mobile banking experience. Keep your app up to date to discover new features and tools as they become available.
Simplot Credit Union
Manage your Simplot Credit Union accounts conveniently and securely from your mobile device. Check balances, view transactions, transfer funds, and pay bills on the go. This service is free for all enrolled members.
- Check account balances
- View transaction history
- Transfer funds
- Pay bills
- Get current rates
- Secure access
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Access your Simplot Credit Union accounts 24/7 from anywhere with your PSCU mobile banking. It's Fast, Secure, and Free for all PSCU members who are enrolled in our Internet banking service! With PSCU Mobile Banking you can: • Check Account Balances • View Transaction History • View Cleared Checks • Transfer Funds • Pay Bills • Get Current Rates And More! Available to all Simplot CU Internet Banking users, PSCU mobile banking uses the same industry standard security technologies as our online banking. Simply use your Simplot CU Internet Banking LoginID and Password. If you don't yet have a LoginID or Password just visit us at www.pocsimplotcu.com to enroll. Experience the convenience of PSCU Mobile Banking today. Download the app and take us with you wherever you go!
Screenshots
Verdict
The clearest difference is rating: CapEd Mobile Banking at 4.8 against Simplot Credit Union's 3.5. CapEd Mobile Banking also leads on update cadence (monthly vs every 23 months) and ratings volume (14K vs 2). Simplot Credit Union's advantage is review sentiment (100% vs 87%) and iOS requirement (12.1 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CapEd Mobile Banking holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: CapEd Mobile Banking has 14K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 87% of CapEd Mobile Banking's written reviews are positive against 100% of Simplot Credit Union's, so the app with the better star average is not the one people write more warmly about.
CapEd Mobile Banking ships an update monthly, Simplot Credit Union every 23 months. The most recent releases landed on October 15, 2026 and September 28, 2026 respectively.
| Parameter | CapEd Mobile Banking | Simplot Credit Union |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (14K ratings) — better | 3.5 (2 ratings) |
| Positive reviews | 87.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 14K — better | 2 |
| Update frequency | Monthly — better | Every 23 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 12.1 — better |
| Further details — not scored | ||
| Size | 129 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Capital Educators Federal Credit Union | POCATELLO SIMPLOT CREDIT UNION |
Customer experience
CapEd Mobile Banking
Simplot Credit Union
Bugs and requests
CapEd Mobile Banking
Reported bugs
3 issues- Mobile check deposit issues
- App not working after recent updates
- Facial recognition feature not functioning
Requested features
4 requests- Notification for account deposits/withdrawals
- Faster transfer times between accounts
- Ability to set budgets and track spending within the app
- Improved mobile check deposit functionality
Simplot Credit Union
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CapEd Mobile Banking
No in-app purchases
Simplot Credit Union
No in-app purchases
Questions
Is CapEd Mobile Banking free?
Is Simplot Credit Union free?
Which has better reviews, CapEd Mobile Banking or Simplot Credit Union?
Do CapEd Mobile Banking or Simplot Credit Union have ads?
Which is updated more often, CapEd Mobile Banking or Simplot Credit Union?
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