Comparison

CapEd Mobile Banking vs Simplot Credit Union

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CapEd Mobile Banking

Manage your finances on the go with comprehensive mobile banking features. Deposit checks, transfer funds, pay bills, and apply for loans securely. Aggregate all your accounts, both internal and external, for a complete financial overview.

Highlights
  • Deposit checks
  • Transfer money
  • Pay bills
  • Apply for loans
  • Aggregate external accounts
  • Update personal information
  • Secure transactions
Features
Read full description

Get all the great features of CapEd Credit Union Online Banking on the go with the CapEd Mobile App: Deposit checks Transfer money Pay bills Apply for loans Update your mailing address Aggregate your accounts And much more All with the ease of mind that SSL security and multi-factor authentication are protecting every transaction. ACCOUNTS OVERVIEW Whether your accounts are internal or external to CapEd, deposit accounts or credit cards, you can view them within the CapEd Mobile App. Make your Accounts Dashboard your one-stop-shop for maintaining your financial portfolio by linking external accounts to the app. QUICK APPLY What’s more, the Quick Apply widget allows you to apply for auto loans, credit cards, personal loans and new accounts. You can even check the status of your application after it’s submitted without leaving the app. MEMBER SERVICES The Member Services widget provides a shortcut to some of our app’s most frequently visited features. Change your mailing address, update your profile and toggle Courtesy Pay on and off quickly and easily by selecting Member Services from your mobile app menu. NEW FEATURES At CapEd, it’s more than banking; it’s making a difference for the members we serve. We support both consumer and business banking in our Mobile App, and we’re always working on new features to improve your mobile banking experience. Keep your app up to date to discover new features and tools as they become available.

About

Simplot Credit Union

Manage your Simplot Credit Union accounts conveniently and securely from your mobile device. Check balances, view transactions, transfer funds, and pay bills on the go. This service is free for all enrolled members.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Pay bills
  • Get current rates
  • Secure access
Features
Read full description

Access your Simplot Credit Union accounts 24/7 from anywhere with your PSCU mobile banking. It's Fast, Secure, and Free for all PSCU members who are enrolled in our Internet banking service! With PSCU Mobile Banking you can: • Check Account Balances
 • View Transaction History • View Cleared Checks • Transfer Funds
 • Pay Bills • Get Current Rates
 And More! Available to all Simplot CU Internet Banking users, PSCU mobile banking uses the same industry standard security technologies as our online banking. Simply use your Simplot CU Internet Banking LoginID and Password. If you don't yet have a LoginID or Password just visit us at www.pocsimplotcu.com to enroll. Experience the convenience of PSCU Mobile Banking today. Download the app and take us with you wherever you go!

Screenshots

CapEd Mobile Banking4 screens
Simplot Credit Union4 screens

Verdict

The call

The clearest difference is rating: CapEd Mobile Banking at 4.8 against Simplot Credit Union's 3.5. CapEd Mobile Banking also leads on update cadence (monthly vs every 23 months) and ratings volume (14K vs 2). Simplot Credit Union's advantage is review sentiment (100% vs 87%) and iOS requirement (12.1 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CapEd Mobile Banking holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: CapEd Mobile Banking has 14K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 87% of CapEd Mobile Banking's written reviews are positive against 100% of Simplot Credit Union's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

CapEd Mobile Banking ships an update monthly, Simplot Credit Union every 23 months. The most recent releases landed on October 15, 2026 and September 28, 2026 respectively.

Scorecard5 real differences · 5 level
CapEd Mobile Banking versus Simplot Credit Union: the parameters behind the verdict, then further details
ParameterCapEd Mobile BankingSimplot Credit Union
PriceFreeFree
Rating4.8 (14K ratings) — better3.5 (2 ratings)
Positive reviews87.2% of reviews100.0% of reviews — better
Number of ratings14K — better2
Update frequencyMonthly — betterEvery 23 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.012.1 — better
Further details — not scored
Size129 MB13 MB
Age rating4+4+
DeveloperCapital Educators Federal Credit UnionPOCATELLO SIMPLOT CREDIT UNION

Customer experience

CapEd Mobile Banking

All ratings14,060 ratings
Positive97.6%
Neutral1.8%
Negative0.7%
Written reviews86 reviews
Positive87.2%
Neutral5.8%
Negative7.0%

Simplot Credit Union

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

CapEd Mobile Banking

Reported bugs

3 issues
  • Mobile check deposit issues
  • App not working after recent updates
  • Facial recognition feature not functioning

Requested features

4 requests
  • Notification for account deposits/withdrawals
  • Faster transfer times between accounts
  • Ability to set budgets and track spending within the app
  • Improved mobile check deposit functionality

Simplot Credit Union

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CapEd Mobile Banking

No in-app purchases

None

Simplot Credit Union

No in-app purchases

Questions

Is CapEd Mobile Banking free?
CapEd Mobile Banking is free to download, with no in-app purchases.
Is Simplot Credit Union free?
Simplot Credit Union is free to download, with no in-app purchases.
Which has better reviews, CapEd Mobile Banking or Simplot Credit Union?
CapEd Mobile Banking is rated higher. CapEd Mobile Banking averages 4.8 out of 5 from 14K ratings, while Simplot Credit Union averages 3.5 from 2 ratings.
Do CapEd Mobile Banking or Simplot Credit Union have ads?
Neither CapEd Mobile Banking nor Simplot Credit Union shows ads.
Which is updated more often, CapEd Mobile Banking or Simplot Credit Union?
CapEd Mobile Banking ships an update monthly, and Simplot Credit Union every 23 months. Most recently, CapEd Mobile Banking was updated on October 15, 2026 and Simplot Credit Union on September 28, 2026.

Other comparisons