Comparison

CapEd Mobile Banking vs Shift Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CapEd Mobile Banking

Manage your finances on the go with comprehensive mobile banking features. Deposit checks, transfer funds, pay bills, and apply for loans securely. Aggregate all your accounts, both internal and external, for a complete financial overview.

Highlights
  • Deposit checks
  • Transfer money
  • Pay bills
  • Apply for loans
  • Aggregate external accounts
  • Update personal information
  • Secure transactions
Features
Read full description

Get all the great features of CapEd Credit Union Online Banking on the go with the CapEd Mobile App: Deposit checks Transfer money Pay bills Apply for loans Update your mailing address Aggregate your accounts And much more All with the ease of mind that SSL security and multi-factor authentication are protecting every transaction. ACCOUNTS OVERVIEW Whether your accounts are internal or external to CapEd, deposit accounts or credit cards, you can view them within the CapEd Mobile App. Make your Accounts Dashboard your one-stop-shop for maintaining your financial portfolio by linking external accounts to the app. QUICK APPLY What’s more, the Quick Apply widget allows you to apply for auto loans, credit cards, personal loans and new accounts. You can even check the status of your application after it’s submitted without leaving the app. MEMBER SERVICES The Member Services widget provides a shortcut to some of our app’s most frequently visited features. Change your mailing address, update your profile and toggle Courtesy Pay on and off quickly and easily by selecting Member Services from your mobile app menu. NEW FEATURES At CapEd, it’s more than banking; it’s making a difference for the members we serve. We support both consumer and business banking in our Mobile App, and we’re always working on new features to improve your mobile banking experience. Keep your app up to date to discover new features and tools as they become available.

About

Shift Tracker

Read full description

Know what you earned from each shift with Shift Tracker. Record tips, paid hours, deliveries, mileage reimbursements and expenses, then see estimated earnings after fuel and entered expenses. • Keep your Overview simple with earnings, hours and recent shifts. • Explore Driver averages and daily, weekly or monthly trends in Insights. • Record Driver, Insider and Mixed shifts. For Mixed shifts, enter insider hours; driver hours are calculated for you. Insider shifts can include tips. • Photograph or select a supported checkout screen, adjust its crop and review the recognized amounts. Enter shifts manually for any layout. • Search History and filter by shift type, review status, photos and Min/Max ranges. Sort key numbers highest or lowest. • View shift details, earnings breakdowns and saved checkout photos. • Save dated pay and vehicle settings, update gas prices and choose your work-week start. • Export CSV reports, resume unfinished entries, and export or restore full backups. • Optionally sync saved shifts, photos and settings through your private iCloud database. Free, with no ads or in-app purchases. Photo recognition runs on your device. Calculations use US dollars, miles and US gallons. Automatic scanning supports specific checkout layouts; always check extracted values. Earnings are estimates before taxes and other vehicle costs. Overtime is not calculated. Driver averages exclude Insider shifts and use the driver portion of Mixed shifts. Unfinished drafts remain local and are not included in sync or backup exports.

Screenshots

CapEd Mobile Banking4 screens
Shift Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Shift Tracker at weekly against CapEd Mobile Banking's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CapEd Mobile Banking ships an update monthly, Shift Tracker weekly. The most recent releases landed on October 20, 2026 and October 4, 2026 respectively.

Scorecard1 real difference · 9 level
CapEd Mobile Banking versus Shift Tracker: the parameters behind the verdict, then further details
ParameterCapEd Mobile BankingShift Tracker
PriceFreeFree
Rating4.8 (14K ratings) — better—
Positive reviews87.2% of reviews—
Number of ratings14K — better—
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size129 MB3 MB
Age rating4+4+
DeveloperCapital Educators Federal Credit UnionJordan Luque

Bugs and requests

CapEd Mobile Banking

Reported bugs

3 issues
  • Mobile check deposit issues
  • App not working after recent updates
  • Facial recognition feature not functioning

Requested features

4 requests
  • Notification for account deposits/withdrawals
  • Faster transfer times between accounts
  • Ability to set budgets and track spending within the app
  • Improved mobile check deposit functionality

Shift Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CapEd Mobile Banking

No in-app purchases

None

Shift Tracker

No in-app purchases

Questions

Is CapEd Mobile Banking free?
CapEd Mobile Banking is free to download, with no in-app purchases.
Is Shift Tracker free?
Shift Tracker is free to download, with no in-app purchases.
Do CapEd Mobile Banking or Shift Tracker have ads?
Neither CapEd Mobile Banking nor Shift Tracker shows ads.
Which is updated more often, CapEd Mobile Banking or Shift Tracker?
CapEd Mobile Banking ships an update monthly, and Shift Tracker weekly. Most recently, CapEd Mobile Banking was updated on October 20, 2026 and Shift Tracker on October 4, 2026.

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