CapEd Mobile Banking vs Shift Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CapEd Mobile Banking
Manage your finances on the go with comprehensive mobile banking features. Deposit checks, transfer funds, pay bills, and apply for loans securely. Aggregate all your accounts, both internal and external, for a complete financial overview.
- Deposit checks
- Transfer money
- Pay bills
- Apply for loans
- Aggregate external accounts
- Update personal information
- Secure transactions
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Get all the great features of CapEd Credit Union Online Banking on the go with the CapEd Mobile App: Deposit checks Transfer money Pay bills Apply for loans Update your mailing address Aggregate your accounts And much more All with the ease of mind that SSL security and multi-factor authentication are protecting every transaction. ACCOUNTS OVERVIEW Whether your accounts are internal or external to CapEd, deposit accounts or credit cards, you can view them within the CapEd Mobile App. Make your Accounts Dashboard your one-stop-shop for maintaining your financial portfolio by linking external accounts to the app. QUICK APPLY What’s more, the Quick Apply widget allows you to apply for auto loans, credit cards, personal loans and new accounts. You can even check the status of your application after it’s submitted without leaving the app. MEMBER SERVICES The Member Services widget provides a shortcut to some of our app’s most frequently visited features. Change your mailing address, update your profile and toggle Courtesy Pay on and off quickly and easily by selecting Member Services from your mobile app menu. NEW FEATURES At CapEd, it’s more than banking; it’s making a difference for the members we serve. We support both consumer and business banking in our Mobile App, and we’re always working on new features to improve your mobile banking experience. Keep your app up to date to discover new features and tools as they become available.
Shift Tracker
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Know what you earned from each shift with Shift Tracker. Record tips, paid hours, deliveries, mileage reimbursements and expenses, then see estimated earnings after fuel and entered expenses. • Keep your Overview simple with earnings, hours and recent shifts. • Explore Driver averages and daily, weekly or monthly trends in Insights. • Record Driver, Insider and Mixed shifts. For Mixed shifts, enter insider hours; driver hours are calculated for you. Insider shifts can include tips. • Photograph or select a supported checkout screen, adjust its crop and review the recognized amounts. Enter shifts manually for any layout. • Search History and filter by shift type, review status, photos and Min/Max ranges. Sort key numbers highest or lowest. • View shift details, earnings breakdowns and saved checkout photos. • Save dated pay and vehicle settings, update gas prices and choose your work-week start. • Export CSV reports, resume unfinished entries, and export or restore full backups. • Optionally sync saved shifts, photos and settings through your private iCloud database. Free, with no ads or in-app purchases. Photo recognition runs on your device. Calculations use US dollars, miles and US gallons. Automatic scanning supports specific checkout layouts; always check extracted values. Earnings are estimates before taxes and other vehicle costs. Overtime is not calculated. Driver averages exclude Insider shifts and use the driver portion of Mixed shifts. Unfinished drafts remain local and are not included in sync or backup exports.
Screenshots
Verdict
The clearest difference is update cadence: Shift Tracker at weekly against CapEd Mobile Banking's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CapEd Mobile Banking ships an update monthly, Shift Tracker weekly. The most recent releases landed on October 20, 2026 and October 4, 2026 respectively.
| Parameter | CapEd Mobile Banking | Shift Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (14K ratings) — better | — |
| Positive reviews | 87.2% of reviews | — |
| Number of ratings | 14K — better | — |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 129 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Capital Educators Federal Credit Union | Jordan Luque |
Bugs and requests
CapEd Mobile Banking
Reported bugs
3 issues- Mobile check deposit issues
- App not working after recent updates
- Facial recognition feature not functioning
Requested features
4 requests- Notification for account deposits/withdrawals
- Faster transfer times between accounts
- Ability to set budgets and track spending within the app
- Improved mobile check deposit functionality
Shift Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CapEd Mobile Banking
No in-app purchases
Shift Tracker
No in-app purchases
Questions
Is CapEd Mobile Banking free?
Is Shift Tracker free?
Do CapEd Mobile Banking or Shift Tracker have ads?
Which is updated more often, CapEd Mobile Banking or Shift Tracker?
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