ADCB vs SIB Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ADCB
Manage your finances on the go with an enhanced mobile banking experience. This app offers a streamlined interface for payments, transfers, and bill payments, along with features like balance preview and transaction history search. It supports dual language options and helps you locate ATMs and branches.
- Simplified Payments and Transfers
- Search Payees and Transaction History
- Dual Language (Arabic/English)
- Balance Preview
- Bill Payment
- Funds Transfer
- Locate ATMs and Branches
Read full descriptionHide full description
Experience more power at your fingertips. Experience the new and improved mobile banking app from ADCB. Enjoy seamless banking on-the-go with the enhanced features combined with an intuitive and user-friendly visual experience. More power at your fingertips - A simplified 'Payments and Transfers' section where you can view your beneficiaries and registered billers all in one screen - Search Payees and Transaction History by name, amount and much more - Dual language option in Arabic and English Plus, you can continue to enjoy these services - Balance Preview - Bill Payment - Funds Transfer - Locate ADCB ATM and Branches If you are a new ADCB Mobile App user or if you are using the app on a new device, register with the following steps: - Download and launch the ADCB Mobile App - When prompted, enter your ADCB Credit Card/Debit Card Number and PIN; enter the activation key that is sent to your registered mobile number - Alternatively, you can enter your ADCB Customer ID and activation key which you can obtain through our Personal Internet Banking or the 24/7 Contact Centre If you are an existing user, you will be prompted to enter your existing ADCB Mobile App password for authentication and biometric re-enrollment (handset dependent).
SIB Digital
Manage your banking needs on the go with this secure mobile application. Perform instant account opening, simplified transactions, and access all your banking services from your fingertips. It offers a comprehensive suite of features for retail customers.
- Instant account opening
- One-click transactions
- Product details (accounts, cards, deposits)
- Fund transfers (own, within SIB, UAE, outside UAE)
- Bill payments (telecom, utilities, RTA)
- Profile updates and cheque book requests
- Biometric and PIN security
Read full descriptionHide full description
SIB Digital : Enjoy the seamless banking experience with SIB Digital Banking. Experience the new improved Online Banking, from instant account opening to simplified one click transactions, all banking services at your fingertips. SIB Digital application is designed for SIB retail customers to provide secured online banking services on the move. Key features: Product details - Current & Savings - Term Deposits - Credit Cards - Finances - Prepaid Cards Transfers - Own accounts - Within SIB - Within UAE Transfer - Outside UAE Transfer Payments - SIB Credit Card - Telecommunication (Etisalat & du) - Utilities (DEWA, SEWA & FEWA) - RTA (Salik Recharges) - Tahseel - Rafid Other Services - Profile updates - Cheque book request - Apply for Finance - Offline Service Request - Secured Email MOBILE BANKING SECURITY - Secure Biometrics - Secure registration process - Secure sign on with PIN - Multiple level of security checks for transfers
Screenshots
Verdict
The clearest difference is rating: ADCB at 4.7 against SIB Digital's 2.8. ADCB also leads on review sentiment (41% vs 9%) and ratings volume (4.9K vs 113). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ADCB holds the better App Store score, 4.7 against 2.8. That said, the two scores are not equally well evidenced: ADCB has 4.9K ratings behind it against 113, so its average is the more settled of the two. Written reviews point the same way: 41% of ADCB's written reviews are positive against 9% of SIB Digital's.
ADCB ships an update every 2 weeks, SIB Digital fortnightly. The most recent releases landed on October 17, 2026 and October 12, 2026 respectively.
| Parameter | ADCB | SIB Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (4.9K ratings) — better | 2.8 (113 ratings) |
| Positive reviews | 40.9% of reviews — better | 8.8% of reviews |
| Number of ratings | 4.9K — better | 113 |
| Update frequency | Every 2 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.2 — better | 13.0 |
| Further details — not scored | ||
| Size | 226 MB | 318 MB |
| Age rating | 4+ | 4+ |
| Developer | ADCB | Sharjah Islamic Bank |
Customer experience
ADCB
SIB Digital
Bugs and requests
ADCB
Reported bugs
5 issues- Login issues and active session problems
- Inability to clear cache and switch accounts
- Incompatibility with iPhone 15 and iOS 13
- Freezing and crashing on launch
- Inconsistent performance and functionality
Requested features
5 requests- Ability to redeem touchpoints
- Improved credit card management
- Better transaction history and categorization
- Support for newer devices and iOS versions
- Streamlined bill payment process
SIB Digital
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ADCB
No in-app purchases
SIB Digital
No in-app purchases
