SIB Digital Reviews: Is It Legit?

Customer Experience

Positive experience15.0% of reviews
Neutral1.7% of reviews
Negative experience83.3% of reviews

~ Based on 60 written reviews from the US App Store.

Is SIB Digital Safe?

SIB Digital has mixed safety signals based on user ratings. AppsHunter Safety Score for SIB Digital is 58/100.

This assessment is based on 115 user ratings, with an App Store average of 2.8/5.

Safety Analysis

43.5% of ratings point to a safe experience
1.7% of ratings suggest some concerns
54.8% of ratings point to a risky experience

~ Based on 115 App Store ratings for SIB Digital.

Is SIB Digital Legit?

SIB Digital appears to be a legitimate app. AppsHunter Legitimacy Score for SIB Digital is 95/100.

Based on 95 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Very Outdated

Needs to improve a lot

Biometric face id

Brother how to use this app? Very bad.
Secure login with user id and password auto gone through face id verification once face id verify display showing white and nothing happen. I saw this issue almost 2,3 week and no solution.

UAE

تطبيق رائع وخدمات ممتازة

Response from developer

Dear valued customer, Thank you for your feedback. It is a pleasure to receive positive feedback and we are always looking forward to further improve your experience. Thank you for choosing Sharjah Islamic Bank

Poorly designed app

Very poorly designed app. So many bugs. Autofill for OTPs doesn’t work. It’s slow and difficult to navigate. Many times redemption of cash back doesn’t work and fails and then magically works the next day. Needs to be much better.

App Not working

When I do some urgent transactions, the app keeps showing a error message as “Unexpected Error “
Please work on this and clear the issue.

Worst banking app - blocked for a credit card statement

I have been trying to login to see my credit card statement

In Mobile application, it shows screen for enabling biometric, then takes a selfie of me. then it shows white screen and completely blocked.

Then, as an alternative I moved to online banking, there I am not able to select a drop down for year and a month for my statement. Here also i am completely blocked.

I did not even receive a mail for my credit card statement.

This is the bare minimum basic feature for a banking app.
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Secure Login Impossible

App wants me to update docs, then tells secure login, when I try it doesnt work. Worst banking app after hsbc

Response from developer

Dear valued customer , We regret the inconvenience caused and we would like to assist you. Kindly share your contact details at https://www.sib.ae/contact-us and our team will contact you shortly. Thank you for contacting Sharjah Islamic Bank

اسوأ برنامج بنك

كبنك يضم عديد من العملاء المفروض البرنامج يكون احسن من جذي، ما يصير كل مرة يكون عند العميل معاملة ضرورية او ضروري يحول فلوس الحين اخر شي يلقى البرنامج يعلق ولا تحت الصيانة شي جداً محرج و مخيب للامل اتمنى تتعلمون من باقي البنوك و ترتقون لمستواهم انا شعرة و اغير البنك بسبة البرنامج الفاشل

Response from developer

Dear valued customer , Thank you for taking the time to bring your concerns to our attention. We sincerely regret any inconvenience caused. Kindly share your details at https://www.sib.ae/contact-us and we will contact you shortly. Thank you for contacting Sharjah Islamic Bank.

App is just bad

Not sure how this app was released in 2025. Leaving aside the outdated design, the fact that it feels like just a wrapper around a web app, and the slow startup, the core functionality itself is unreliable.

The app often fails to load essential details like payment options and credit card bills, which makes it practically unusable.

Recently, after the new “accept OTP” flow, the app just goes blank and shows a white screen. How is anyone supposed to complete a transaction like this?

Overall, this feels poorly built. Hoping for a proper rebuild in 2026.
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Worst banking app

This app has to be the worst banking app in the UAE in 2026 and in the next 5 years. Everything about this this app is stuck in 2015. So old. So broken.

Poorly designed app

Very poorly designed app. So many bugs. Autofill for OTPs doesn’t work. It’s slow and difficult to navigate. Many times redemption of cash back doesn’t work and fails and then magically works the next day. Needs to be much better.

غير صالح للاستخدام

للاسف البرنامج كله تحديثات ، صعوبه في تحويل المبالغ و صعوبه في فتح البرنامج

Response from developer

عميلنا العزيز، نعتذر عن أي خلل في الخدمة، يرجى تزويدنا بأرقام التواصل الخاصة بكم على https://www.sib.ae/contact-us لتقديم المساعدة و حل الشكوى. نشكر تواصلكم مع مصرف الشارقة الإسلامي

App doesn’t work

App doesn’t work all time

Please fix the app

All the time I log in is coming a message “An unexpected error occurred” - and is keep popping up in my screen so I am unable to see my account, or make anything in the app. Please fix this thing !

Too many bugs

Slow app every time you have to restart the app many times so you can do any online transactions, its frustrating!

Response from developer

Dear valued customer , Thank you for taking the time to bring your concerns to our attention. We sincerely regret any inconvenience caused. Kindly share your details at https://www.sib.ae/contact-us and we will contact you shortly. Thank you for contacting Sharjah Islamic Bank.

All ways lagged 👎🏼

Since i started using this app the first version till now theres lags, updates. No single day you wont find a problem with this app

Response from developer

Dear valued customer , Thank you for taking the time to bring your concerns to our attention. We sincerely regret any inconvenience caused. Kindly share your details at https://www.sib.ae/contact-us and we will contact you shortly. Thank you for contacting Sharjah Islamic Bank.

So bad

Worst mobile banking every

Response from developer

Dear valued customer , Thank you for taking the time to bring your concerns to our attention. We sincerely regret any inconvenience caused. Kindly share your details at https://www.sib.ae/contact-us and we will contact you shortly. Thank you for contacting Sharjah Islamic Bank.

Lucky

Please fix the app always struck when I do transactions

Doesn't support Arabic

There's no option to change the language of the app, very difficult system, stuck on English can't change to arabic

Response from developer

Dear valued customer , Thank you for taking the time to bring your concerns to our attention. We sincerely regret any inconvenience caused. Kindly share your details at https://www.sib.ae/contact-us and we will contact you shortly. Thank you for contacting Sharjah Islamic Bank.

White screen

While opening the App a whit screen is appearing and not working properly.