CBD vs SIB Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CBD
Manage your finances on the go with a secure and fast mobile banking app. Open accounts, apply for credit cards and loans, and make instant transfers and payments. Enjoy exclusive lifestyle offers with your debit or credit card.
- Instant account opening
- Credit card and loan applications
- Instant money transfers
- Utility bill payments
- 1,000+ lifestyle offers
- Secure mobile banking
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Wherever you happen to be, our new mobile banking App is easy, fast, and secure. And now managing your money is easier than ever before. Commercial Bank of Dubai (CBD) is a leading banking and financial services institution in the UAE, backing ambitions since 1969. With over 55 years in the UAE and award-winning banking services, you can rest assured that all your banking needs are taken care of by a trusted financial partner. 120+ services Experience a feature-rich design with 120+ services for your everyday banking, most of which are processed instantly. Instant banking in minutes Sign up in minutes with just your Emirates ID and get a Current Account, Credit Card, Quick Loan, Home Loan Pre-Approval and more in the UAE’s highest rated Mobile Banking App. Transfers & payments in seconds Make instant transfers to Bangladesh, India, Pakistan and the Philippines as well as instant local transfers all with just a few taps. You can also make over 20 utility payments include Du, Etisalat, Dewa and so much more. 1,000+ lifestyle offers Enjoy over a thousand offers and discounts across dining, entertainment, lifestyle and so much more with the CBD App using your CBD Credit or Debit Card. This application is exclusively available to residents of the United Arab Emirates (UAE). Non-residents are not permitted to log in or apply for financial services, including loans. Residency verification is mandatory prior to accessing any functionality.
SIB Digital
Manage your finances on the go with this secure mobile banking application. Access account details, make transfers, pay bills, and request services with ease. Features include biometric login and multiple security checks for transactions.
- Instant account opening
- One-click transactions
- Product details (accounts, cards, deposits)
- Fund transfers (own, within SIB, UAE, international)
- Bill payments (telecom, utilities, recharges)
- Profile updates and cheque book requests
- Biometric and PIN security
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SIB Digital : Enjoy the seamless banking experience with SIB Digital Banking. Experience the new improved Online Banking, from instant account opening to simplified one click transactions, all banking services at your fingertips. SIB Digital application is designed for SIB retail customers to provide secured online banking services on the move. Key features: Product details - Current & Savings - Term Deposits - Credit Cards - Finances - Prepaid Cards Transfers - Own accounts - Within SIB - Within UAE Transfer - Outside UAE Transfer Payments - SIB Credit Card - Telecommunication (Etisalat & du) - Utilities (DEWA, SEWA & FEWA) - RTA (Salik Recharges) - Tahseel - Rafid Other Services - Profile updates - Cheque book request - Apply for Finance - Offline Service Request - Secured Email MOBILE BANKING SECURITY - Secure Biometrics - Secure registration process - Secure sign on with PIN - Multiple level of security checks for transfers
Screenshots
Verdict
The clearest difference is rating: CBD at 4.8 against SIB Digital's 2.8. CBD also leads on review sentiment (39% vs 15%) and ratings volume (1.8K vs 115). SIB Digital's advantage is ads (none vs shown) and iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CBD holds the better App Store score, 4.8 against 2.8. That said, the two scores are not equally well evidenced: CBD has 1.8K ratings behind it against 115, so its average is the more settled of the two. Written reviews point the same way: 39% of CBD's written reviews are positive against 15% of SIB Digital's.
CBD ships an update every 2 weeks, SIB Digital every 3 weeks. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.
| Parameter | CBD | SIB Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.8K ratings) — better | 2.8 (115 ratings) |
| Positive reviews | 39.2% of reviews — better | 15.0% of reviews |
| Number of ratings | 1.8K — better | 115 |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 419 MB | 319 MB |
| Age rating | 4+ | 4+ |
| Developer | Commercial Bank of Dubai | Sharjah Islamic Bank |
Customer experience
CBD
SIB Digital
Bugs and requests
CBD
Reported bugs
3 issues- App crashes and login issues
- Incompatibility with newer iOS versions
- Transferring money not working
Requested features
4 requests- Improve app performance and stability
- Enhance security features
- Introduce advanced budgeting and money management tools
- Provide better customer support
SIB Digital
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CBD
No in-app purchases
SIB Digital
No in-app purchases
