Comparison

Academy Bank vs CBOM Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Academy Bank

Manage your finances on the go with this mobile banking app. Deposit checks, transfer funds, monitor account activity, and set up custom alerts. Find nearby ATMs and branches, and pay bills securely from your device.

Highlights
  • Mobile check deposit
  • Account balance and transaction history
  • Customizable mobile banking alerts
  • Fund transfers between accounts
  • Bill payment
  • ATM and branch locator
Features
Read full description

There’s never been a better time to bank from your phone. Deposit checks, transfer funds, check balances, receive alerts, view activity, and find ATMs or branches. To get started, download and launch the app. Then sign on with your Academy Bank Online Banking Access ID and password. It’s that simple. Free Mobile Deposits[1] • Make check deposits with your phone • View deposited checks history Monitor Your Account • See account balances and transaction history • View your account balances without logging in with Instant Balance[4] Mobile Banking Alerts[2] • Balance level alerts: lets you know when you have gone above or below your pre-selected amount. • Transaction alerts: lets you know when specific transaction activity occurs on your account. • Scheduled alerts: sends you the latest information on your available balance and recent account history at regular intervals. • Actionable alerts: act directly from notifications to transfer money when your balance goes below a set threshold. • Security alerts: be notified when your account password is changed or your account is locked. • Alert History: see your alert(s) history for the past 90 days. Perform Transactions • Pay bills[5] • Transfer money between Academy Bank accounts • Place a stop payment[3] Find Branch Locations and ATMs • Find the nearest Academy Bank banking center locations & ATMs • Speak with a bank representative Safe and Secure Academy Bank is committed to your security and protecting the privacy of your financial information. We use state of the art technology to protect unauthorized access to your account, your wireless communication is securely encrypted, and your personal information is not stored on your phone. Have Questions? Call 1-877-712-2265 1. Deposits are subject to verification and not available for immediate withdrawal. 2. Message and data rates charged by your mobile carrier may apply. 3. Fees apply. 4. This balance may not reflect all outstanding deposits and/or withdrawals. 5. Fees apply for Expedited Payments with overnight delivery. Academy Bank – Member FDIC

About

CBOM Mobile

Manage your Community Bank of Missouri accounts on the go. Check balances, view recent transactions, transfer funds between accounts, and pay bills directly from your device. This app is available to all online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills
  • Edit scheduled bills
  • Review paid bills
Features
Read full description

Start banking wherever you are with CBOM Mobile! Available to all Community Bank of Missouri online banking customers. CBOM Mobile allows you to check balances, make transfers, and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your device.

Screenshots

Academy Bank4 screens
CBOM Mobile4 screens

Verdict

The call

The clearest difference is ads: CBOM Mobile at none against Academy Bank's shown. CBOM Mobile also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 5 months). Academy Bank's advantage is review sentiment (72% vs 50%) and ratings volume (2.6K vs 55). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CBOM Mobile holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: Academy Bank has 2.6K ratings behind it against 55, so its average is the more settled of the two. Written reviews complicate that: 72% of Academy Bank's written reviews are positive against 50% of CBOM Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Academy Bank ships an update every 5 months, CBOM Mobile monthly. The most recent releases landed on November 1, 2026 and October 23, 2026 respectively.

Scorecard6 real differences · 4 level
Academy Bank versus CBOM Mobile: the parameters behind the verdict, then further details
ParameterAcademy BankCBOM Mobile
PriceFreeFree
Rating4.3 (2.6K ratings)4.5 (55 ratings) — better
Positive reviews71.5% of reviews — better50.0% of reviews
Number of ratings2.6K — better55
Update frequencyEvery 5 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size76 MB148 MB
Age rating4+4+
DeveloperDickinson Financial CorporationCommunity Bank of Missouri

Customer experience

Academy Bank

All ratings1,725 ratings
Positive78.2%
Neutral4.1%
Negative17.7%
Written reviews358 reviews
Positive71.5%
Neutral4.7%
Negative23.7%

CBOM Mobile

All ratings49 ratings
Positive87.8%
Neutral4.1%
Negative8.2%
Written reviews4 reviews
Positive50.0%
Neutral25.0%
Negative25.0%

Bugs and requests

Academy Bank

Reported bugs

5 issues
  • Incorrect account balances
  • Disappearing transaction history
  • Frequent app crashes
  • Login credentials not saving
  • Delayed mobile deposit processing

Requested features

5 requests
  • Instant account transfers
  • Improved transaction history
  • Fingerprint/Face ID login
  • Pending deposit visibility
  • 24/7 customer support

CBOM Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Academy Bank

No in-app purchases

None

CBOM Mobile

No in-app purchases

Questions

Is Academy Bank free?
Academy Bank is free to download, with no in-app purchases.
Is CBOM Mobile free?
CBOM Mobile is free to download, with no in-app purchases.
Which has better reviews, Academy Bank or CBOM Mobile?
CBOM Mobile is rated higher. Academy Bank averages 4.3 out of 5 from 2.6K ratings, while CBOM Mobile averages 4.5 from 55 ratings.
Do Academy Bank or CBOM Mobile have ads?
Academy Bank shows ads; CBOM Mobile does not.
Which is updated more often, Academy Bank or CBOM Mobile?
Academy Bank ships an update every 5 months, and CBOM Mobile monthly. Most recently, Academy Bank was updated on November 1, 2026 and CBOM Mobile on October 23, 2026.

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