M vs Оплати.Детский
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
M
Manage your bank accounts and cards directly from your phone. Perform essential banking operations, including payments, transfers, and managing deposits, all from a secure and convenient mobile interface.
- Account and card management
- Service and purchase payments
- Money transfers
- Deposit management
- Currency exchange rates
- Biometric and PIN login
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M-Belarusbank – the official mobile banking App of Joint Stock Company «Savings Bank «Belarusbank» for holders of Bank’s payment cards. The App enables users to perform all key banking operations on their phones: manage accounts, pay for services, make transfers, and set up and replenish deposit accounts. Full access to finances at any time – swiftly, conveniently, and securely. BASIC OPERATIONS - Registration without visiting a bank branch. - Viewing card account balance. - Credit and debit transaction notifications. - Card management: ordering, blocking, obtaining details, PIN code generation. - Setting card limits. - Transfers by card number or phone number. - Paying for services and purchases via ERIP (SSIS) (including housing and utility services, fines, taxes, etc.) - QR payments. - Transaction history. - Sharing transaction results in the form of a receipt. - Setting up and replenishing deposit accounts, withdrawing interest. - Currency exchange rates and converter. - Looking up nearby bank branches on the map. ADDITIONAL BENEFITS - Multiple login methods: Access key – offline authorization. Biometric authentication – offline authorization using Touch ID or Face ID. PIN code – online authorization requiring an internet connection. - Making payments while other transactions are being processed, and even if there is a delay in request processing. - Adding payments to Favourites and setting reminders. - External Balance widget for viewing card balance without logging into the App. - Main screen customizing: selecting and arranging widgets. - Two methods for receiving notifications: Internet. Notifications are delivered as push notifications (pop-up messages) and are stored within the App. SMS. Notifications are delivered as regular text SMS and are stored in the phone’s inbox. SECURITY - For security purposes, the App functions on one device only – the device used for the latest registration. This measure prevents unauthorized access by third parties. - It is recommended not to restore the App from backups. - The App receives regular updates and enhancements with new features. For an optimal experience, use the latest version of the iOS operating system.
Оплати.Детский
This app allows parents to create and manage a digital wallet for their children. Kids can use it to make QR-code payments at partner stores and access their student ID, all under parental financial control and limits.
- Create and manage child's digital wallet
- QR-code payments at partner stores
- Add student ID for school payments
- Parental control over transactions
- Set spending limits and view statements
- Develop financial literacy
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Детский кошелек - это уникальное приложение, версия популярного приложения Оплати, предназначенная для детей. Родители могут создать детский электронный кошелек в приложении Оплати и добавить детский кошелек для своего ребенка. Далее ребенок устанавливает приложение "Детский кошелек" и авторизуется по QR-коду, который предоставляют родители. В приложении "Детский кошелек" есть возможность добавить ученический билет, чтобы ребенок мог легко использовать его для оплаты в школе или других учебных заведениях. Родители имеют полный контроль над финансовыми операциями своего ребенка. Они могут переводить деньги на его кошелек, а также устанавливать лимиты на количество и суммы операций, просматривать выписку операций, чтобы обеспечить безопасность и ответственность. Одним из основных преимуществ приложения является предоставление детям возможности оплаты по QR-коду во всех магазинах-партнерах Оплати. Ребенок может легко и удобно оплачивать покупки, просто отсканировав QR-код с помощью приложения "Детский кошелек" в рамках установленных родителем лимитов. Приложение "Детский кошелек" - это незаменимый инструмент для развития финансовой грамотности у детей, который обеспечивает безопасность, контроль и удобство в управлении деньгами уже с самого раннего возраста.
Screenshots
Verdict
The clearest difference is review sentiment: Оплати.Детский at 75% against M's 18%. Оплати.Детский also leads on rating (4.3 vs 3.1). M's advantage is update cadence (every 3 weeks vs every 4 months) and ratings volume (88 vs 8). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Оплати.Детский holds the better App Store score, 4.3 against 3.1. That said, the two scores are not equally well evidenced: M has 88 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 18% of M's written reviews are positive against 75% of Оплати.Детский's.
M ships an update every 3 weeks, Оплати.Детский every 4 months. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.
| Parameter | M | Оплати.Детский |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (88 ratings) | 4.3 (8 ratings) — better |
| Positive reviews | 17.7% of reviews | 75.0% of reviews — better |
| Number of ratings | 88 — better | 8 |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 131 MB | 144 MB |
| Age rating | 4+ | 4+ |
| Developer | AKTSIONERNY SBEREGATELNY BANK BELARUSBANK (OAO ASB BELARUSBANK, OAO | OOO OPLATI |
Customer experience
M
Оплати.Детский
In-app purchases
M
No in-app purchases
Оплати.Детский
No in-app purchases









