Comparison

FNBOTN Mobile vs FNB Oneida app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNBOTN Mobile

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills directly from your smartphone. It offers convenient access to your banking needs anytime, anywhere.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer funds between accounts
  • Pay bills
  • Revise scheduled payments
  • Review paid bills
Features
Read full description

Start banking wherever you are with FNBOTN Mobile! Available to all online banking customers of the First National Bank of Tennessee, FNBOTN Mobile allows you to check balances and recent transactions, transfer funds and pay bills, all from your phone. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, revise bills scheduled to be paid, and review previously paid bills. All features may not be available in the tablet application.

About

FNB Oneida app

Manage all your financial accounts from different institutions in one place. Organize transactions, set alerts, make payments, and deposit checks with ease. Secure your accounts with advanced login options.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • Find branches and ATMs
Features
Read full description

FNB Oneida app is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with FNB Oneida app: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the FNB Oneida app, you must be enrolled as a First National Bank of Oneida digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

FNBOTN Mobile4 screens
FNB Oneida app4 screens

Verdict

The call

FNBOTN Mobile and FNB Oneida app both sit at 4.9 stars, but that hides the real split: 78% of FNBOTN Mobile's written reviews are positive against 25% of FNB Oneida app's. FNBOTN Mobile also leads on monetization model (free vs ad-supported) and ratings volume (4.5K vs 811). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for FNBOTN Mobile against 4.9 for FNB Oneida app. That said, the two scores are not equally well evidenced: FNBOTN Mobile has 4.5K ratings behind it against 811, so its average is the more settled of the two. Written reviews are what separate them: 78% of FNBOTN Mobile's written reviews are positive against 25% of FNB Oneida app's.

UpkeepUpdate frequency

FNBOTN Mobile ships an update every 2 months, FNB Oneida app monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
FNBOTN Mobile versus FNB Oneida app: the parameters behind the verdict, then further details
ParameterFNBOTN MobileFNB Oneida app
PriceFreeFree
Rating4.9 (4.5K ratings)4.9 (811 ratings) — better
Positive reviews78.1% of reviews — better25.0% of reviews
Number of ratings4.5K — better811
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size148 MB197 MB
Age rating4+4+
DeveloperFirst National Bank of TennesseeFirst National Bank of Oneida

Customer experience

FNBOTN Mobile

All ratings4,415 ratings
Positive97.1%
Neutral1.5%
Negative1.4%
Written reviews105 reviews
Positive78.1%
Neutral4.8%
Negative17.1%

FNB Oneida app

All ratings809 ratings
Positive97.0%
Neutral1.7%
Negative1.2%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Bugs and requests

FNBOTN Mobile

Reported bugs

3 issues
  • App not loading or freezing on launch
  • Incorrect account balances or transaction details
  • Inability to sign in or access certain features

Requested features

4 requests
  • Mobile check deposit
  • Apple Pay integration
  • Customizable account alerts
  • Improved transaction history and reporting

FNB Oneida app

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FNBOTN Mobile

No in-app purchases

None

FNB Oneida app

No in-app purchases

Questions

Is FNBOTN Mobile free?
FNBOTN Mobile is free to download, with no in-app purchases.
Is FNB Oneida app free?
FNB Oneida app is free to download, with no in-app purchases.
Which has better reviews, FNBOTN Mobile or FNB Oneida app?
FNB Oneida app is rated higher. FNBOTN Mobile averages 4.9 out of 5 from 4.5K ratings, while FNB Oneida app averages 4.9 from 811 ratings.
Do FNBOTN Mobile or FNB Oneida app have ads?
Neither FNBOTN Mobile nor FNB Oneida app shows ads.
Which is updated more often, FNBOTN Mobile or FNB Oneida app?
FNBOTN Mobile ships an update every 2 months, and FNB Oneida app monthly. Most recently, FNBOTN Mobile was updated on November 6, 2026 and FNB Oneida app on November 7, 2026.

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