FNBOTN Mobile vs FNB Oneida app
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FNBOTN Mobile
Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills directly from your smartphone. It offers convenient access to your banking needs anytime, anywhere.
- Check account balances
- View recent transactions
- Transfer funds between accounts
- Pay bills
- Revise scheduled payments
- Review paid bills
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Start banking wherever you are with FNBOTN Mobile! Available to all online banking customers of the First National Bank of Tennessee, FNBOTN Mobile allows you to check balances and recent transactions, transfer funds and pay bills, all from your phone. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, revise bills scheduled to be paid, and review previously paid bills. All features may not be available in the tablet application.
FNB Oneida app
Manage all your financial accounts from different institutions in one place. Organize transactions, set alerts, make payments, and deposit checks with ease. Secure your accounts with advanced login options.
- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- Find branches and ATMs
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FNB Oneida app is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with FNB Oneida app: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the FNB Oneida app, you must be enrolled as a First National Bank of Oneida digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
FNBOTN Mobile and FNB Oneida app both sit at 4.9 stars, but that hides the real split: 78% of FNBOTN Mobile's written reviews are positive against 25% of FNB Oneida app's. FNBOTN Mobile also leads on monetization model (free vs ad-supported) and ratings volume (4.5K vs 811). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for FNBOTN Mobile against 4.9 for FNB Oneida app. That said, the two scores are not equally well evidenced: FNBOTN Mobile has 4.5K ratings behind it against 811, so its average is the more settled of the two. Written reviews are what separate them: 78% of FNBOTN Mobile's written reviews are positive against 25% of FNB Oneida app's.
FNBOTN Mobile ships an update every 2 months, FNB Oneida app monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.
| Parameter | FNBOTN Mobile | FNB Oneida app |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (4.5K ratings) | 4.9 (811 ratings) — better |
| Positive reviews | 78.1% of reviews — better | 25.0% of reviews |
| Number of ratings | 4.5K — better | 811 |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 148 MB | 197 MB |
| Age rating | 4+ | 4+ |
| Developer | First National Bank of Tennessee | First National Bank of Oneida |
Customer experience
FNBOTN Mobile
FNB Oneida app
Bugs and requests
FNBOTN Mobile
Reported bugs
3 issues- App not loading or freezing on launch
- Incorrect account balances or transaction details
- Inability to sign in or access certain features
Requested features
4 requests- Mobile check deposit
- Apple Pay integration
- Customizable account alerts
- Improved transaction history and reporting
FNB Oneida app
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FNBOTN Mobile
No in-app purchases
FNB Oneida app
No in-app purchases
Questions
Is FNBOTN Mobile free?
Is FNB Oneida app free?
Which has better reviews, FNBOTN Mobile or FNB Oneida app?
Do FNBOTN Mobile or FNB Oneida app have ads?
Which is updated more often, FNBOTN Mobile or FNB Oneida app?
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