Comparison

First Commerce iBranch Mobile! vs Talquin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

First Commerce iBranch Mobile!

Free

💰 Finance

★ 4.71.3K ratingsView app →

Talquin

Manage your utilities.

Free

💰 Finance

★ 2.915 ratingsView app →

About

First Commerce iBranch Mobile!

Manage your finances on the go with this secure mobile banking application. Easily check account balances, transfer funds between accounts, and pay bills directly from your smartphone.

Highlights

Check account balances
Transfer funds
Pay bills
Secure mobile technology
Fast and free access

Features

Read full description

First Commerce is committed to you find the power of YOU. We keep you equipped with the latest online and mobile technology you need, when you need it. iBranchMobile! is fast, FREE, and guaranteed secure. Check balances, transfer funds, pay bills, plus much more right from your iPhone.

About

Talquin

Easily manage your utility services with this app. Pay bills, report outages, and track your usage. Receive important notifications and manage your account settings.

Highlights

Pay utility bills
Set up automatic payments
Report outages
Track utility usage
Customize notifications
Manage account settings

Features

Read full description

Better manage your Talquin utilities with the Talquin app! With the Talquin app, you can painlessly manage your utilities, including: - Billing: Pay your utility bill on the go, set up automatic payments, and quickly access your payment and billing history. - Outages: Report an outage in your area with the touch of a button and stay up-to-date on the outages your area. - Usage: Review your utility usage in detail for previous usage cycles. - Notifications: Customize notifications to receive billing and outage updates related to your account as well as general and emergency announcements from Talquin Electric. - Account Management: Configure your Talquin membership and account, subscribe to Paperless Billing, or enroll your accounts in the Talquin Assistance Program (TAP).

Screenshots

First Commerce iBranch Mobile!4 screens

Talquin3 screens

Verdict

The call

The clearest difference is review sentiment: First Commerce iBranch Mobile! at 84% against Talquin's 0%. First Commerce iBranch Mobile! also leads on rating (4.7 vs 2.9) and ratings volume (1.3K vs 15). Talquin's advantage is monetization model (free vs ad-supported) and update cadence (every 2 months vs every 5 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First Commerce iBranch Mobile! holds the better App Store score, 4.7 against 2.9. That said, the two scores are not equally well evidenced: First Commerce iBranch Mobile! has 1.3K ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 84% of First Commerce iBranch Mobile!'s written reviews are positive against 0% of Talquin's.

UpkeepUpdate frequency

First Commerce iBranch Mobile! ships an update every 5 months, Talquin every 2 months. The most recent releases landed on October 26, 2026 and October 21, 2026 respectively.

Scorecard5 real differences · 5 level

First Commerce iBranch Mobile! versus Talquin: the parameters behind the verdict, then further details
Parameter	First Commerce iBranch Mobile!	Talquin
Price	Free	Free
Rating	4.7 (1.3K ratings) — better	2.9 (15 ratings)
Positive reviews	83.7% of reviews — better	0.0% of reviews
Number of ratings	1.3K — better	15
Update frequency	Every 5 months	Every 2 months — better
Ads	No	No
In-app purchases	No	No
Monetization	Ad-supported	Free — better
Devices	iPhone, iPad	iPhone, iPad, iPod — better
Requires iOS	16.0	15.0 — better
Further details — not scored
Size	43 MB	36 MB
Age rating	4+	4+
Developer	First Commerce Credit Union	Talquin Electric Cooperative, Inc.

Customer experience

First Commerce iBranch Mobile!

All ratings1,078 ratings

Positive92.9%

Neutral1.4%

Negative5.7%

Written reviews307 reviews

Positive83.7%

Neutral3.3%

Negative13.0%

Talquin

All ratings11 ratings

Positive63.6%

Neutral0.0%

Negative36.4%

Written reviews2 reviews

Positive0.0%

Neutral0.0%

Negative100.0%

Bugs and requests

First Commerce iBranch Mobile!

Reported bugs

4 issues

Inconsistent login methods
Disappearing transactions
Mobile deposit issues
Frequent app crashes

Requested features

4 requests

Improved account management features
Faster external account transfers
Customizable notifications
Integrated budgeting tools

Talquin

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

First Commerce iBranch Mobile!

No in-app purchases

None

Talquin

No in-app purchases

Questions

Is First Commerce iBranch Mobile! free?

First Commerce iBranch Mobile! is free to download, with no in-app purchases.

Is Talquin free?

Talquin is free to download, with no in-app purchases.

Which has better reviews, First Commerce iBranch Mobile! or Talquin?

First Commerce iBranch Mobile! is rated higher. First Commerce iBranch Mobile! averages 4.7 out of 5 from 1.3K ratings, while Talquin averages 2.9 from 15 ratings.

Do First Commerce iBranch Mobile! or Talquin have ads?

Neither First Commerce iBranch Mobile! nor Talquin shows ads.

Which is updated more often, First Commerce iBranch Mobile! or Talquin?

First Commerce iBranch Mobile! ships an update every 5 months, and Talquin every 2 months. Most recently, First Commerce iBranch Mobile! was updated on October 26, 2026 and Talquin on October 21, 2026.