Comparison

BCA mobile vs SUMUT Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BCA mobile

Manage your bank accounts and perform various financial transactions on the go. This app allows for non-cash banking, card management, and even opening new accounts directly from your mobile device.

Highlights
  • Non-cash transactions
  • Card management (block/activate/PIN change)
  • Cardless ATM transactions
  • QR code transfers
  • Open new bank accounts
  • Repeat transaction storage
Read full description

Bank on the go with BCA mobile app. Conduct non-cash transactions using BCA mobile banking (m-BCA) and BCA internet banking (KlikBCA Smartphone) whenever, wherever. m-BCA Benefits 1. No SIM card changes m-BCA transactions are available through all GSM operators, including Telkomsel, XL Axiata, Indosat, Axis, and Three 2. Low transactions cost Reduce unnecessary cost using GPRS/EDGE/3G/WIFI internet connection 3. Payment Data Storage m-BCA’s storage feature enables you to conduct repeat transactions without having to input the data all over again 4. Transfer Data m-BCA saves your transfer activities--whether you’re sending funds between BCA accounts or to other banks—to a list for a time-saving and reliable banking experience 5. Practical and Easy to Use Recipient company or banking code is not required for payment and transfer transactions. For BCA mobile users, can enjoy the latest services as follows: 1. Block BCA ATM Card or BCA Credit Card facility through m-Admin menu 2. BCA Credit Card Activation feature through menu m-Admin ->Credit Card Activation 3. BCA Credit Card PIN Make / change facility via m-Admin menu ->Create / Change PIN. 4. Cardless Transaction feature through Setor Tarik menu ->Cash withdrawal and cash deposit. 5. Transfer without hassle through QR menu ->Send or receive money using QR For the time being, Cardless Transactions can be made at these following ATMs (www.bca.co.id/ATMtanpakartu) KlikBCA Easy to access KlikBCA smartphone version smartphone https://m.klikbca.com with just one click Info BCA https://www.bca.co.id/id/Individu/Produk/E-Banking/Info-BCA Open New Account Now you can open bank account anywhere just with your mobile phone. What you need to do to get your bank account is only by providing e-KTP, completing the form, and doing video call with our Customer Service Officer through BCA mobile application. After you done, you’ll get the success notification of your opening account; you might need to directly activate your mobile banking service (by creating PIN number for transaction) and deposit money to your account. Then you are ready to do any transaction with your BCA mobile application (m-BCA menu). You will also get KlikBCA account the day after you succeed creating your mobile banking PIN via email. For further assistant, call halo bca at 1500888 via cellular phone Enjoy using the BCA mobile.

About

SUMUT Mobile

Easily conduct banking transactions from your mobile device anytime, anywhere. Securely manage funds, pay bills, and reload your phone with features like favorite transactions and dynamic PIN authentication.

Highlights
  • Fund transfers (internal and external)
  • Bill payments (utilities, cable, etc.)
  • Mobile prepaid top-ups
  • Balance inquiry
  • Transaction history
  • Favorite transaction saving
  • Multiple connection types (USSD, SMS, Data)
Features
Read full description

Panduan Untuk Pengaturan Channel Data Dapat Diunduh Disini : https://drive.google.com/open?id=1Y8HGpddn_2a7UlA0KIKIPHRbPtDG8caQ Sumut Mobile is an application provided by Bank Sumut which can conduct banking transactions can be done anywhere and anytime using your cell phone easily It is protect with access code to gain access and using dynamic PIN for transaction authentication. Sumut Mobile Menu allows you to conduct every transaction simply by choosing the transaction menu such as cellular phone reload, bill payment, transfer to another Bank Sumut account. Using this app can save your payment, reload or transfer list as favorite transaction so in the next transaction you just choose the favorite and begin transaction. To use the application, you have to be a registered-user. You can simply do the registration process through any Bank Sumut Branches. As a non-financial registered user, you can only conduct non-financial transaction such as : 1. Balance inquiry 2. Last historical transaction As financial registered user, you can conduct all non-financial transaction and also these following financial transactions : 1. Fund Transfer (Internal and External) 2. Telkom dan Halo Billing Payment 3. TV Cable Billing Payments (Indovision, Transvision, Aora TV, Big TV, MNC Play) 4. Simpati, AS dan XL Prepaid Purchase 5. PDAM Tirtanadi, PDAM Tirtabulian, PDAM Tirtauli Billing Payment 6. Other Payment (Indihome, BPJS Kesehatan, etc) This app serves two type of connections which are USSD, SMS and Data Connection. You can switch it from Menu 'Connection Setting' For futher information ,please contact Bank Sumut Call at 14002 or (061) - 4145112 using your cell phone ** SMS Charges are depend on your cellucar provider for SMS OTP

Screenshots

BCA mobile4 screens
SUMUT Mobile3 screens

Verdict

The call

The clearest difference is ratings volume: BCA mobile at 277 against SUMUT Mobile's 3. BCA mobile also leads on rating (2.6 vs 2.3) and review sentiment (14% vs 0%). SUMUT Mobile's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BCA mobile holds the better App Store score, 2.6 against 2.3. That said, the two scores are not equally well evidenced: BCA mobile has 277 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 14% of BCA mobile's written reviews are positive against 0% of SUMUT Mobile's.

UpkeepUpdate frequency

BCA mobile ships an update fortnightly, SUMUT Mobile every 2 weeks. The most recent releases landed on September 22, 2026 and June 7, 2026 respectively.

Scorecard4 real differences · 6 level
BCA mobile versus SUMUT Mobile: the parameters behind the verdict, then further details
ParameterBCA mobileSUMUT Mobile
PriceFreeFree
Rating2.6 (277 ratings) — better2.3 (3 ratings)
Positive reviews13.9% of reviews — better0.0% of reviews
Number of ratings277 — better3
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.0 — better
Further details — not scored
Size206 MB89 MB
Age rating4+4+
DeveloperPT. Bank Central Asia TbkPT. Bank Sumut

Customer experience

BCA mobile

All ratings277 ratings
Positive35.7%
Neutral9.4%
Negative54.9%
Written reviews237 reviews
Positive13.9%
Neutral13.1%
Negative73.0%

SUMUT Mobile

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

BCA mobile

Reported bugs

4 issues
  • Force close issues after updates
  • Verification failures and account registration problems
  • Inability to access certain features like Flazz card
  • Frequent disconnections during transactions

Requested features

5 requests
  • Add transaction history and balance tracking
  • Implement biometric login options
  • Provide English language support
  • Improve user interface and modernize the design
  • Enhance security with two-factor authentication

SUMUT Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BCA mobile

No in-app purchases

None

SUMUT Mobile

No in-app purchases

Questions

Is BCA mobile free?
BCA mobile is free to download, with no in-app purchases.
Is SUMUT Mobile free?
SUMUT Mobile is free to download, with no in-app purchases.
Which has better reviews, BCA mobile or SUMUT Mobile?
BCA mobile is rated higher. BCA mobile averages 2.6 out of 5 from 277 ratings, while SUMUT Mobile averages 2.3 from 3 ratings.
Do BCA mobile or SUMUT Mobile have ads?
Neither BCA mobile nor SUMUT Mobile shows ads.
Which is updated more often, BCA mobile or SUMUT Mobile?
BCA mobile ships an update fortnightly, and SUMUT Mobile every 2 weeks. Most recently, BCA mobile was updated on September 22, 2026 and SUMUT Mobile on June 7, 2026.

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