Universal vs Atlantica App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Universal
Access your insurance products, coverage, and services. Manage health benefits, make payments, view your network, and access digital insurance cards. Also, handle auto insurance claims and roadside assistance, plus manage investment funds.
- View insurance products and coverage
- Manage health benefits and pharmacy coverage
- Make online payments
- Access digital insurance cards
- Submit and track claims
- Request roadside assistance
- Manage investment funds
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Si eres asegurado principal en la App Universal obtienes información de tus productos, coberturas y servicios. Asegúrate de tener activo tu usuario de Universal en Línea para que puedas utilizar todas las funciones y ahorres tiempo. Soluciones seguros de salud: Cobertura de Medicamentos: Consulta de cobertura, monto disponible y precio estimado en farmacia. Pagos: Realiza pagos en línea de tus productos en pesos con tus tarjetas Visa, Mastercard y American Express. Solicita tus recibos y estados de cuenta. Mi red de salud: Consulta la red de salud de tu plan. Mis carnets: Ten disponible tu carnet y el de tus dependientes de manera digital en cualquiera de tus productos de Universal. Mi reembolso: Ahorra tiempo solicitando y revisando el estatus de tu reembolso. Salud Universal: Consejos de salud y nutrición Combo Seguro (auto) Reclamaciones: Ahorra tiempo solicitando y revisando el estatus de tu reclamación. Asistencia: Solicita servicio de grúa, cambio de gomas, carga de baterías, entre otros más. Combo AFI Fondos de Inversión: Gestiona tus fondos, realiza aportes, solicita rescates y consulta tu estado de cuentas cuando quieras.
Atlantica App
Enhance your experience with Atlántica Seguros. Access policy information, manage claims, and stay updated on important announcements. This app provides a streamlined way to interact with your insurance provider.
- Policy information access
- Claims management
- Important announcements
- Streamlined interaction
- User experience enhancement
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Esta aplicación está diseñada para brindarle una mejor experiencia a los usuarios de Atlántica Seguros.
Screenshots
Verdict
The clearest difference is ratings volume: Universal at 1.1K against Atlantica App's 1. Universal also leads on iOS requirement (15.0 vs 26.0). Atlantica App's advantage is rating (5.0 vs 4.7) and update cadence (every 11 days vs every 4 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Atlantica App holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Universal has 1.1K ratings behind it against 1, so its average is the more settled of the two.
Universal ships an update every 4 weeks, Atlantica App every 11 days. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.
| Parameter | Universal | Atlantica App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.1K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 60.0% of reviews | — |
| Number of ratings | 1.1K — better | 1 |
| Update frequency | Every 4 weeks | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 179 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Grupo Universal | Atlántica Seguros |
Customer experience
Universal
Atlantica App
Bugs and requests
Universal
Reported bugs
4 issues- Crashes when accessing notifications
- Incorrect plan information displayed
- Unable to register with passport number
- Unable to view caenets
Requested features
4 requests- Add email to report errors
- Improve provider selection when names are long
- Add ability to record personal medical information
- Integrate provider coverage and plan details
Atlantica App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Universal
No in-app purchases
Atlantica App
No in-app purchases
