HMP Restaurant vs bPAYd
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HMP Restaurant
Process credit card payments securely and affordably from your mobile device. This app offers a comprehensive solution for accepting various transaction types, even offline, with detailed reporting and 24/7 customer support.
- Secure credit card processing
- Accept major credit cards
- Offline payment processing
- Detailed transaction reports
- Electronic signature capture
- 24/7 live customer support
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Description Accept credit cards anywhere, securely and reliably, for less, with the Heartland Mobile Payments app. Begin processing credit card payments right through your iPhone, iPad or iPod Touch without paying additional set-up, monthly service, gateway or transaction fees. • Secure – All card data is encrypted as it’s swiped, then securely sent to Heartland for authorization, so sensitive card data is never stored on your mobile device or transmitted in the clear. • Cost-Effective – Get everything you need from one source with no middlemen, outside gateways or third party providers to increase your costs. • Reliable – Accept payments even when you are in areas without Wi-Fi access or cellular service, using our Store & Forward feature. • Comprehensive – Process card present, card not present (mail order, telephone order), voice authorization and other transaction types properly, minimizing time and cost while eliminating aggravation. With the Heartland Mobile Payments app, you get the first truly comprehensive mobile payment solution developed by a payments processor. In order to use the Heartland Mobile Payment app, a Heartland merchant account is required. *** FEATURES *** • Accept payments via secure card swipe or keyed entry • Process all major credit cards, corporate cards and Heartland gift cards • Customizable email receipts for your customers • Optional portable Bluetooth receipt printer • Access detailed reports on your mobile device, or through Heartland’s InfoCentral reporting portal • Electronic signature capture • Add photos of purchased goods • Record location of purchases • Live customer support available 24/7/365 • • Dedicated local sales representative *** GETTING STARTED *** Getting started is easy. Just download the free Heartland Mobile Payment app and contact Heartland to setup a merchant account and obtain your Heartland encrypted card reader. Learn more at HeartlandPaymentSystems.com or email HeartlandMobilePayments@e-hps.com
bPAYd
This app streamlines business finances by offering seamless credit card processing, invoice management, and recurring payment options. It provides detailed reports, customer management, and cashier supervision for enhanced business operations.
- Credit card processing
- Invoice management
- Recurring payments
- Customer management
- Detailed reports
- Payment links
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Introducing bPAYd, crafted by Blackstone, the ultimate merchant-centric app tailored for seamless credit card processing and so much more. bPAYd doesn't just streamline payments; it revolutionizes the way you manage your business finances. Here’s why bPAYd is your go-to payment companion: Detailed Reports: Gain insights from comprehensive reports on processed credit cards and checks. Invoice Management: Send, view, edit, and manage your invoices all in one place. Swift Payments: Process payments quickly and efficiently. With bPAYd, payments are just a tap away. Payment Links: Easily generate and share payment links with your customers for a hassle-free payment experience. Recurring Payments: Set, configure, and manage recurring payments effortlessly. Customer Management: Keep your customer database organized. View, add, edit, or delete customer profiles with ease. Card Storage: Safely store customer cards and process them as needed, ensuring a smooth transaction every time. Product & Service Management: Handle your product and service inventory with our intuitive features. Web Payment Frame: Incorporate a payment frame on your website for a seamless online transaction experience. Cashier Management: Supervise and manage your cashiers efficiently. Ensure that everyone has the appropriate access. Verification Settings: Tailor your credit card verification settings to your business needs. Experience simplicity, efficiency, and innovation with bPAYd. Dive into the world of advanced payment processing today!
Screenshots
Verdict
The clearest difference is review sentiment: bPAYd at 100% against HMP Restaurant's 17%. bPAYd also leads on rating (5.0 vs 1.9). HMP Restaurant's advantage is ratings volume (14 vs 4) and iOS requirement (9.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
bPAYd holds the better App Store score, 5.0 against 1.9. Both are backed by a comparable volume of ratings — 14 and 4 respectively. Written reviews point the same way: 17% of HMP Restaurant's written reviews are positive against 100% of bPAYd's.
HMP Restaurant ships an update every 2 months, bPAYd every 5 weeks. The most recent releases landed on October 18, 2026 and October 16, 2026 respectively.
| Parameter | HMP Restaurant | bPAYd |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (14 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 16.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 14 — better | 4 |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 9.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 22 MB | 70 MB |
| Age rating | 4+ | 17+ |
| Developer | Heartland Payment Systems, Inc. | Blackstone Merchant Services |
Customer experience
HMP Restaurant
bPAYd
In-app purchases
HMP Restaurant
No in-app purchases
bPAYd
No in-app purchases









