Comparison

Райффайзен Онлайн Банк Россия vs Мобайл 3.0

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Райффайзен Онлайн Банк Россия

Manage your finances, make secure payments, and transfer money with this mobile banking app. It offers features like currency exchange, opening new products, and expense tracking. Access a full bank branch in your pocket for 24/7 convenience.

Highlights
  • Manage accounts and cards
  • Secure payments and money transfers
  • Currency exchange
  • Open new products
  • Control expenses
  • Online consultation with bank employees
  • QR code scanning for transfers
Read full description

Open a Cashback debit card with free service in Raiffeisen Online. Using Raiffeisen Online mobile app, you can manage your accounts and cards, make secure payments and money transfers, exchange currency, open new products, control expenses and get direct online consultation with Bank employees. This is a whole bank branch in your pocket, ready to solve your daily tasks. Simple. Convenient. 24/7. Download and manage your personal finance wherever and whenever you want. Main screen • balances of your products • personalized customization • favorite transaction templates • managed list of accounts and cards: adding and hiding of products • quick access to transactions history, forms of payments and transfers, chat, app settings Payments and transfers • transfers by phone number to Raiffeisen Bank customers and participants of the Quick Payment System (Alfa-Bank, Tinkoff, VTB, and many others) • free transfers to Raiffeisen Bank cards from cards of other banks • quick transfers between your accounts, within the Bank, and to other banks • convenient card-to-card transfers to any Russian bank • free-of-charge payments for various services (mobile, Internet, TV) Products management • online opening of new accounts, debit cards and insurance programs • ordering documents and certificates • favorable exchange rates for transfers between your accounts • card PIN code change in case of loss or theft Payments of utilities, tax arrears, traffic and parking fines • commission-free payments of fines, tax debts, and housing services by Personal Account Number (ELS) • easy payment of accruals • searching for tax arrears by INN (TIN) • subscription to notifications about new bills and accruals Extra features • templates for transfers — you don’t have to fill up details again • automatic payments • QR code scanning for automatically filling up the transfer details • access to online banking for the additional cardholders Information Services • online chat with Bank employees • searching of nearest branches and ATMs • history of incoming SMS and push notifications • individual offers from the Bank, special offers and discounts from our partners • Expenses Accounting Service service for analyzing your spending Be successful with Raiffeisen Online without borders. All you need is the internet. Cashback card Loyalty program: https://www.raiffeisen.ru/static/common/CCard-images/cashback-card-rules.pdf Tariffs for bank cards service: https://www.raiffeisen.ru/common/img/uploaded/files/retail/cards/Tariffs_Debit_Cards_walk-in_rus_current_cards.pdf All tariffs: https://www.raiffeisen.ru/tariffs/ The best mobile bank 2023 among available on the App Store by Go Banking Awards 2023: https://goahead.ai/goawards/gobanking2023/ Support: info@raiffeisen.ru, +7 495 775-52-03 (Moscow), 8 800 700-00-72 (toll-free calls within Russia except for Moscow district) or contact us anytime via online chat. © Copyright 2003–2024 «Raiffeisenbank» CBR License №3292 from 17.02.2015

About

Мобайл 3.0

This application simplifies currency exchange, allowing users to view all their finances in one place and perform exchanges quickly. It offers an intuitive interface and a modern design for a seamless user experience.

Highlights
  • Unified finance display
  • Quick currency exchange
  • No commission fees
  • Intuitive interface
  • Modern design
  • High-speed performance
Features
Read full description

Мобайл 3.0 это простое приложение, которое позволяет быстро и удобно обменивать валюту. В любое время и в любом месте. Возможности: - отображение всех Ваших финансов на одном экране - осуществление обмена в 2 клика - отсутствие комиссий Особенности: - интуитивно понятный интерфейс - современный дизайн - высокая скорость работы

Screenshots

Райффайзен Онлайн Банк Россия4 screens
Мобайл 3.04 screens

Verdict

The call

The clearest difference is review sentiment: Райффайзен Онлайн Банк Россия at 84% against Мобайл 3.0's 44%. Райффайзен Онлайн Банк Россия also leads on update cadence (every 10 days vs every 2 months) and ratings volume (1.8K vs 4). Мобайл 3.0's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Мобайл 3.0 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Райффайзен Онлайн Банк Россия has 1.8K ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 84% of Райффайзен Онлайн Банк Россия's written reviews are positive against 44% of Мобайл 3.0's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Райффайзен Онлайн Банк Россия ships an update every 10 days, Мобайл 3.0 every 2 months. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
Райффайзен Онлайн Банк Россия versus Мобайл 3.0: the parameters behind the verdict, then further details
ParameterРайффайзен Онлайн Банк РоссияМобайл 3.0
PriceFreeFree
Rating4.8 (1.8K ratings)5.0 (4 ratings) — better
Positive reviews84.4% of reviews — better44.4% of reviews
Number of ratings1.8K — better4
Update frequencyEvery 10 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.016.0
Further details — not scored
Size473 MB300 MB
Age rating4+4+
DeveloperRaiffeisenbank RussiaSACOR SRL

Customer experience

Райффайзен Онлайн Банк Россия

All ratings1,758 ratings
Positive95.2%
Neutral0.8%
Negative4.0%
Written reviews665 reviews
Positive84.4%
Neutral2.7%
Negative12.9%

Мобайл 3.0

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive44.4%
Neutral5.6%
Negative50.0%

Bugs and requests

Райффайзен Онлайн Банк Россия

Reported bugs

3 issues
  • Login screen freezes
  • Inability to see chat messages
  • Debit account selection issues

Requested features

4 requests
  • Add back gesture navigation
  • Improve transaction templates and repetition
  • Introduce dark mode option
  • Provide more personalized offers and recommendations

Мобайл 3.0

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Райффайзен Онлайн Банк Россия

No in-app purchases

None

Мобайл 3.0

No in-app purchases

Questions

Is Райффайзен Онлайн Банк Россия free?
Райффайзен Онлайн Банк Россия is free to download, with no in-app purchases.
Is Мобайл 3.0 free?
Мобайл 3.0 is free to download, with no in-app purchases.
Which has better reviews, Райффайзен Онлайн Банк Россия or Мобайл 3.0?
Мобайл 3.0 is rated higher. Райффайзен Онлайн Банк Россия averages 4.8 out of 5 from 1.8K ratings, while Мобайл 3.0 averages 5.0 from 4 ratings.
Do Райффайзен Онлайн Банк Россия or Мобайл 3.0 have ads?
Neither Райффайзен Онлайн Банк Россия nor Мобайл 3.0 shows ads.
Which is updated more often, Райффайзен Онлайн Банк Россия or Мобайл 3.0?
Райффайзен Онлайн Банк Россия ships an update every 10 days, and Мобайл 3.0 every 2 months. Most recently, Райффайзен Онлайн Банк Россия was updated on October 26, 2026 and Мобайл 3.0 on October 25, 2026.

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