VCB Digibank vs MyVIB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VCB Digibank
This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.
- Online registration
- Fee-free transactions
- Account number matching phone number
- Personal finance management
- QR code transfers and withdrawals
- Bill payments and mobile top-ups
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VCB Digibank is the digital banking application for personal customers by Vietcombank (the largest capitalized bank in Vietnam). VCB Digibank has been chosen by tens of millions of customers to conduct their daily financial transactions. VCB Digibank incorporates numerous breakthrough technologies along with unique services, providing simple and exciting experiences for customers: - Online registration in just a few minutes. - No transfer fees, no registration fees, no maintenance fees. - Free account number matching phone number, free account nickname. - Personal finance management, group account. - Interface selection according to preference. - Transferring money, and cash withdrawal using QR code. - And hundreds of other financial transactions: Savings deposits; Loan disbursement; Payment of electricity/water/telecom bills; Mobile phone top-up; Investment and insurance; Booking taxis, plane tickets, train tickets... For more information, visit: Website: https://www.vietcombank.com.vn Hotline: 1900 54 54 13 Address: 198 Tran Quang Khai Street, Hoan Kiem District, Hanoi City, Vietnam
MyVIB
This digital banking app offers a simplified and optimized financial experience. It features a high-interest Super Account, AI-driven personalized financial management, and a comprehensive payment ecosystem with over 100 integrated services. Users can also access an AI financial assistant and exclusive rewards.
- Super Account with high daily interest
- AI-powered personalized financial management
- Over 100 integrated financial services
- AI financial assistant (ViePro GenAI)
- Exclusive rewards and vouchers
- Online account opening in 3 minutes
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MyVIB is the Digital Banking app of the Vietnam International Bank (VIB), developed with the philosophy of "Simplicity in Banking," providing a simple, optimized financial experience that helps you maximize your benefits. Super Account – Maximize Your Benefits Enjoy the exclusive benefits of the Super Account, which offers up to 4.3% annual interest per day. It helps awaken idle funds while ensuring the flexibility to withdraw, transfer, and make payments at any time without affecting accumulated profits. Smart, Personalized Financial Management AI Financial Management technology elevates your personalized experience, enabling smart financial planning, automatic analysis, and accurate suggestions that optimize your financial decisions. Comprehensive Digital Payment Ecosystem – Maximizing Your Experience Explore the ecosystem with over 100 financial services integrated into a single app, offering unmatched convenience: from transfers, deposits, credit card management, bill payments (electricity, water, ADSL) to booking flights, hotels, and buses. Your Exclusive Rewards World – MyVIB Rewards Unlock an exclusive world of offers with attractive promotions and a diverse range of vouchers, personalized to your preferences, helping you spend smarter and save more. Your 24/7 AI Financial Assistant ViePro GenAI, your AI-powered financial assistant, always by your side, providing precise and timely insights to address a wide range of financial information, delivering an unparalleled and transformative experience. Download the app, open your account online in just 3 minutes without visiting a branch. Explore MyVIB today! Head Office: Sailing Tower Building, 111A Pasteur, Ben Nghe, District 1, Ho Chi Minh City.
Screenshots
Verdict
The clearest difference is rating: MyVIB at 3.5 against VCB Digibank's 3.3. MyVIB also leads on iOS requirement (13.0 vs 15.0). VCB Digibank's advantage is ratings volume (926 vs 191). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyVIB holds the better App Store score, 3.5 against 3.3. Both are backed by a comparable volume of ratings — 926 and 191 respectively. Written reviews point the same way: 27% of VCB Digibank's written reviews are positive against 32% of MyVIB's.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | VCB Digibank | MyVIB |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (926 ratings) | 3.5 (191 ratings) — better |
| Positive reviews | 26.7% of reviews | 31.9% of reviews — better |
| Number of ratings | 926 — better | 191 |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 883 MB | 435 MB |
| Age rating | 4+ | 17+ |
| Developer | Vietcombank JSC | VIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK |
Customer experience
VCB Digibank
MyVIB
User reviews
VCB Digibank
From 926 App Store ratingsWhat we love
- 🚀 Fast money transfer
- 👍 Useful and cutting edge app
- 🔒 Secure app
- 👍 Intuitive and user-friendly interface
- 👍 Comprehensive banking and financial services
Room to improve
- 🐛 Frequent crashes and errors
- 🐛 Unstable and unreliable
- 🐛 Forced updates and poor change management
- 🐛 Difficult to use and navigate
- 🐛 Lack of English support
MyVIB
From 191 App Store ratingsWhat we love
- 👍 User-friendly interface and easy to use
- 🚀 Fast transaction processing
- 🎨 Clean and attractive design
- 💳 Comprehensive banking features
- 📱 All-in-one banking app
Room to improve
- 🐛 Frequent app crashes and errors
- 😤 Intrusive pop-up advertisements
- ⏱️ Slow performance and lag issues
- 📞 Poor customer support quality
- 💰 Unexpected fees and charges
Bugs and requests
VCB Digibank
Reported bugs
5 issues- Login screen freezes
- Incompatible with older devices
- Frequent service disruptions
- Issues with Face ID and biometric authentication
- Inability to copy and paste information
Requested features
5 requests- Add option to disable frequent updates
- Improve accessibility and support for screen readers
- Provide better English language support
- Allow internal bank transfers between Vietcombank accounts
- Enhance security without compromising user experience
MyVIB
Reported bugs
10 issues- App crashes and won't open
- OTP verification fails repeatedly
- Transferred money not reflecting in account
- Transaction timestamps incorrect
- Login failures after app upgrade
Show 5 moreShow fewer
- Account locked after forced update
- Payment processing shows success but money not received
- App freezes during transactions
- SmartOTP malfunction
- Unable to access account after version 2.0 upgrade
Requested features
8 requests- Search function for transaction history
- English language support
- Save recipient account numbers
- Promo code input field
- Apple Pay integration
Show 3 moreShow fewer
- Transaction history in Apple Wallet
- Rollback to previous app version
- More QR code payment options
In-app purchases
VCB Digibank
No in-app purchases
MyVIB
No in-app purchases
