中民 vs 中国人保
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中民
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中民是中民保险经纪在中国保险行业协会备案的经营互联网保险业务的网站。精选优质保险产品，贴心定制保障方案。合作超过100家保险公司，在线销售2000余款保险产品。 官方网站：https://www.zhongmin.cn 微信公众号：zhongmin-cn 反馈邮箱：service@zhongmin.cn 客服热线：400-8822-300
中国人保
This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.
- Policy management and inquiries
- Online claims processing and support
- Wide range of insurance products
- Health management services
- Financial investment options
- Roadside assistance
- Service network locator
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“中国人保”APP是中国人民保险集团重磅推出的官方应用，主要为用户提供保险保障、线上理赔、健康管理等专业化、一站式的综合金融服务。您将享受到车险、财产险、寿险、健康险、公募基金等丰富的产品，以及保单查询、保全续期、线上理赔、行车服务、健康管理、投资理财等一系列个性化优质的保障服务。 ——主要功能—— 【保单管家】提供保单查询、保单变更、保单回执签收等服务。 【理赔服务】理赔服务:提供在线报案、理赔进度查询，在线7*24小时智能+人工咨询服务。 【保险商城】产品种类涵盖车险、意外险、旅游险、家财险、责任险、医疗险、重疾险等，支持线上自助投保。 【道路救援】50公里内免费救援，随时掌握救援车位置。 【网点查询】查询全国上万个人保服务网点位置及联系方式。 【头条资讯】精选保险行业资讯，学习保险入门知识，丰富内容让保险有趣易懂 【财富管理】在线投资公募基金，满足客户的资产配置需求。 【健康管理】提供实时挂号、健康资讯、健康讲堂、海外医疗、重疾绿通等服务。 【精彩活动】线上活动365天精彩不断，随时随地畅享参与。 【更多生活服务】生活缴费、预约车位、车置换、洗车、保养、新车上牌、影票等。 ——联系我们—— 人保官网：www.picc.com 微信公众号：中国人保APP 微博账户：中国人保APP 服务热线：95518
Screenshots
Verdict
The clearest difference is review sentiment: 中民 at 100% against 中国人保's 48%. 中民 also leads on rating (4.7 vs 1.5) and iOS requirement (11.0 vs 13.0). 中国人保's advantage is update cadence (fortnightly vs every 5 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中民 holds the better App Store score, 4.7 against 1.5. Both are backed by a comparable volume of ratings — 23 and 30 respectively. Written reviews point the same way: 100% of 中民's written reviews are positive against 48% of 中国人保's.
中民 ships an update every 5 weeks, 中国人保 fortnightly. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.
| Parameter | 中民 | 中国人保 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (23 ratings) — better | 1.5 (30 ratings) |
| Positive reviews | 100.0% of reviews — better | 47.5% of reviews |
| Number of ratings | 23 | 30 — better |
| Update frequency | Every 5 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 117 MB | 308 MB |
| Age rating | 12+ | 4+ |
| Developer | 中民保险经纪股份有限公司 | PICC Information Technology Company Limited |
Customer experience
中民
中国人保
In-app purchases
中民
No in-app purchases
中国人保
No in-app purchases
