繳費靈手機服務 PPS on Mobile vs CTF Life
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
繳費靈手機服務 PPS on Mobile
This app provides a simple and convenient platform for users in Hong Kong to pay over 900 different types of bills from their mobile devices. It allows for easy bill registration, payment, and access to transaction history, along with features to find nearby payment terminals and discover promotions.
- Pay bills from over 900 merchants
- Register new bills across 30+ categories
- View merchant lists by code, name, or category
- Enquire payment history for the last 60 days
- Discover latest promotions
- Search for nearest PPS registration terminals
Read full descriptionHide full description
PPS (繳費靈) on Mobile是香港最簡單易用的繳費平台。透過PPS on Mobile您可隨時隨地登入PPS戶口，幾click就能繳付超過900個商戶之賬單。 • 繳付賬單 您可登記新賬單及繳付超過30個賬單類別，例如： ● 信用卡 ● 電話費 ● 管理費 ● 政府及法定機構賬單 ● 保險 ● 學校雜費等等 • 查看商戶名單 您可以商戶編號、名稱或類別搜尋您賬單的商戶名單。 • 查詢繳費紀錄 您可查看最近60天的繳費詳情。 • 發掘最新推廣 您可輕鬆探索最新的推廣。 • 搜尋最近的PPS終端機位置 您可透過全球定位系統(GPS) ，找出就近的PPS終端機。 PPS專為iPhone手機而設的醒目界面及功能有助繁忙的您處理賬單。Please Pay Smart！ 想立即使用PPS on Mobile繳費？您只需以PPS戶口號碼/登入名稱和8個數字的網上密碼登入。還未開立PPS戶口？立刻帶同您的ATM卡到指定OK便利店、HKT專門店、AEON分行及部分主要銀行內的PPS終端機登記吧！ 更多功能及詳情，請瀏覽https://www.ppshk.com PPS (繳費靈) on Mobile支援 iOS 11.0 或以上 立即下載PPS on Mobile! PPS on Mobile is a convenient and simple electronic bill payment platform in Hong Kong. Via PPS on Mobile, you can login your PPS account anytime and settle bills from over 900 merchants with just a few clicks. • Pay bills You can register new bills and pay your bills directly across over 30 categories, such as: ● Credit cards ● Telecommunications ● Property management fees ● Government and public utility bills, ● Insurance ● School fees etc. • View merchant lists You can search merchant lists by merchant codes, names or categories for your bills. • Enquire payment history You can check your payment history for last 60 days. • Discover the hottest offers You can easily explore all the up-to-date hottest offers on the app! • Search for the nearest PPS Registration Terminal You can search a nearby PPS Registration Terminal via GPS. Brilliant iPhone-oriented interface and functions can help you manage your bills with great ease. Please Pay Smart! Interested in using PPS on Mobile for payment? All you need are a PPS Account Number/Login Name and a 8-digit Internet Password. Haven’t got a PPS account? Please bring your ATM card to the PPS Registration Terminal located at designated Circle K Convenience Stores, HKT Shops, AEON branches and some major banks to register. For more details, please visit PPS’s website at https://www.ppshk.com PPS on Mobile supports iOS version 11.0 or above. Download PPS on Mobile now!
CTF Life
Manage your insurance policies conveniently from your mobile device. This app allows customers to make premium payments, adjust investments, access policy details, update personal information, and submit small claims.
- Policy management
- Premium payments
- Investment adjustments
- Policy information retrieval
- Personal information updates
- Small insurance claims
- Product information access
Read full descriptionHide full description
“CTF Life” mobile app enables CTF Life (former FTLife) customers to manage their policies anytime, anywhere, from premium payment, changing investment choices, retrieving insurance policy information, updating personal information to making small insurance claims and accessing latest product information and promotion.
Screenshots
Verdict
繳費靈手機服務 PPS on Mobile and CTF Life are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
繳費靈手機服務 PPS on Mobile ships an update every 2 months, CTF Life every 5 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | 繳費靈手機服務 PPS on Mobile | CTF Life |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.0 (2 ratings) — better |
| Positive reviews | 7.7% of reviews — better | 3.3% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 32 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | EPS Company (Hong Kong) Limited | Chow Tai Fook Life Insurance Company Limited |
Customer experience
繳費靈手機服務 PPS on Mobile
CTF Life
Bugs and requests
繳費靈手機服務 PPS on Mobile
Reported bugs
5 issues- Cannot log in
- Keeps showing internet error
- Cannot open after iOS16 update
- Keeps loading, app doesn't work
- Frequent crashes and reinstalls required
Requested features
5 requests- 💡 Face/finger print recognition
- 💡 Biometric authorization
- 💡 App name change to PPSHK or PPS Mobile
- 💡 Improve screen resolution and functionality
- 💡 Support Face ID/Touch ID for login
CTF Life
Not enough reviews yet to summarise bugs or requests.
In-app purchases
繳費靈手機服務 PPS on Mobile
No in-app purchases
CTF Life
No in-app purchases
Questions
Is 繳費靈手機服務 PPS on Mobile free?
Is CTF Life free?
Do 繳費靈手機服務 PPS on Mobile or CTF Life have ads?
Which is updated more often, 繳費靈手機服務 PPS on Mobile or CTF Life?
Other comparisons
