Comparison

S vs Split Bill

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

S

Securely approve your online banking transactions with this mobile app. It provides a streamlined and protected way to verify payment orders, transfers, and other financial operations directly from your iPhone or iPad.

Highlights
  • Secure transaction approval
  • PushTAN security procedure
  • Approve transfers and standing orders
  • Approve securities and service orders
  • Password and biometric protection
  • Automatic app lock
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Get on the safe side: With the S-pushTAN app, you can get the practical and secure approval procedure of your Sparkasse on your iPhone or iPad. When banking online, use pushTAN, an advanced, mobile security procedure. IT'S THAT EASY • When banking online with iPhone, iPad or computer, place your payment orders and send them. • The S-pushTAN app always shows the details of the order. Just check the order data and release the order by swiping. • Usable for all orders with TAN release. Whether transfers, submitting or changing standing orders, securitie or service orders and much more. LET'S GO AFTER ACTIVATION BY YOUR SPARKASSE You can start with the S-pushTAN app if you are registered for the pushTAN procedure and have got your personal registration letter. 1 - Apply for the pushTAN procedure or switch from your previously used procedure at the online branch of your Sparkasse. 2 - Download the S-pushTAN app to your iPhone or iPad for free. 3 - As soon as you have received the registration letter from your Sparkasse, start setting up the S-pushTAN app. SAFETY • The S-pushTAN app communicates exclusively encrypted via tested interfaces and ensures secure data transfer according to German online banking requirements. • Access to S-pushTAN is protected by a password you have chosen and optionally by Touch ID or Face ID. • The app automatically locks after a short period of time, which means that your data is secured as much as possible even if the iPhone or iPad gets lost. • The German TÜV confirms these highest safety standards. WORTH TO KNOW • In order to be able to use pushTAN, you need an activation by your Sparkasse and a registration letter for the first setup. • In order to use the current version of the app, you need iOS from version 15.7 on your iPhone or iPad. • If your iPhone or iPad is jailbroken, S-pushTAN is not executable on it. The important high security standards for the mobile banking we offer cannot be guaranteed on manipulated devices. • Please do not deny S-pushTAN any of the requested permissions when setting it up, as these are necessary for the smooth functioning of the app. • You get the app for free, but its use can cause costs. Please note the given information of your Sparkasse. ------------------------------------------------------------------------ We take the protection of your data very seriously. It is regulated in the privacy policy. By downloading and/or using the S-pushTAN app, you fully acknowledge the terms of the End User License Agreement of Star Finanz GmbH. • Data protection: https://cdn.starfinanz.de/s-pushtan-datenschutz • Terms of use: https://cdn.starfinanz.de/s-pushtan-lizenzbestimmung

About

Split Bill

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Going out to eat and drink? Split Bill divides a bill between a given number of people, including an optional tip. The tip is a percentage (typically 5-10%) of the bill. You can adjust the percentage for tips in the Settings. If you don't want to deal with loose change you can round up the share cost. How does it work? Enter the bill amount, then select the number of people to split the bill between. If you want to leave a tip, select a good service (thumbs up) or excellent service (trophy). These are percentages of the bill, and you can decide what the percentage of a good or excellent tip is via Settings. The total bill, along with the share each person has to pay, and the tip will be calculated. You can fine tune tips and share with the three options below the totals section. Bills can be saved, renamed and deleted. Split Bill uses iCloud, which can be enabled/disabled via your device's settings.

Screenshots

S4 screens
Split Bill4 screens

Verdict

The call

The clearest difference is price: S at Free against Split Bill's $6.99. On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

S is free to download; Split Bill costs $6.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

S ships an update every 2 months, Split Bill every 4 months. The most recent releases landed on October 26, 2026 and October 9, 2026 respectively.

Scorecard1 real difference · 9 level
S versus Split Bill: the parameters behind the verdict, then further details
ParameterSSplit Bill
PriceFree — better$6.99
Rating3.7 (355 ratings) — better—
Positive reviews29.7% of reviews—
Number of ratings355 — better—
Update frequencyEvery 2 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, Mac — better
Requires iOS16.016.0
Further details — not scored
Size136 MB1 MB
Age rating4+4+
DeveloperStar Finanz GmbHJonathan Clark

In-app purchases

None

S

No in-app purchases

None

Split Bill

No in-app purchases

Questions

Is S free?
S is free to download, with no in-app purchases.
Is Split Bill free?
Split Bill costs $6.99, with no in-app purchases.
Do S or Split Bill have ads?
Neither S nor Split Bill shows ads.
Which is updated more often, S or Split Bill?
S ships an update every 2 months, and Split Bill every 4 months. Most recently, S was updated on October 26, 2026 and Split Bill on October 9, 2026.

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